Compare Clarence, MO Car Insurance Rates (2021)

Car insurance in Clarence, MO averages $259 a month. Clarence, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarence car insurance rates, compare quotes from the top car insurance companies in Clarence, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clarence, MO are $3,106/year
  • Average car insurance rates in Clarence, MO after a DUI are $3,599/year
  • The cheapest car insurance company in Clarence for teen drivers is Nationwide

If you need to buy Clarence, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Clarence, MO is right here.

You’ll find Clarence car insurance rates, the cheapest Clarence, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Clarence, Missouri car insurance rates to Columbia car insurance rates, St. Joseph car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Clarence, MO car insurance today? Enter your ZIP code for fast, free Clarence car insurance quotes.

Cheapest Clarence, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarence, MO car insurance rates? Every Clarence, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarence, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,261 $2,260 $2,030 $2,140 $8,799 $9,105 $2,563 $2,691
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,583 $2,800 $2,128 $2,383 $8,681 $9,633 $2,727 $2,917
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $2,043 $1,937 $1,668 $1,713 $6,095 $6,878 $2,500 $2,567
State Farm $1,665 $1,665 $1,453 $1,453 $4,312 $5,501 $1,859 $2,093
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Clarence, MO

Every driver must carry the minimum car insurance in Clarence, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Clarence, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarence, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarence, MO. Compare credit history car insurance rates in Clarence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarence, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,564 $3,780 $3,599
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,079 $3,700 $2,915
Nationwide $2,409 $1,977 $1,723
Progressive $3,692 $3,037 $2,796
State Farm $3,271 $2,280 $1,948
USAA $4,157 $1,919 $1,371

Cheapest Clarence, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarence, MO to rates for a clean record with top companies.

Annual Clarence, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,495 $4,252 $4,167 $4,010
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,081 $4,405 $4,553 $4,887
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $2,807 $3,613 $3,065 $3,216
State Farm $2,332 $2,668 $2,500 $2,500
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Clarence, MO Car Insurance for Teen Drivers

Teen car insurance in Clarence, MO can be expensive. Take a look at rates from the top car insurance companies in Clarence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarence, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,799 $9,105
GEICO $5,343 $5,669
Liberty Mutual $8,681 $9,633
Nationwide $3,384 $4,370
Progressive $6,095 $6,878
State Farm $4,312 $5,501
USAA $4,426 $5,428

Cheapest Clarence, MO Car Insurance for Seniors

Take a look at Clarence, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarence, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $2,030 $2,140
GEICO $1,390 $1,740
Liberty Mutual $2,128 $2,383
Nationwide $1,218 $1,300
Progressive $1,668 $1,713
State Farm $1,453 $1,453
USAA $1,378 $1,418

Cheapest Clarence, MO Car Insurance Rates After a DUI

A DUI in Clarence, MO increases car insurance rates. Compare Clarence, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarence, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,167
GEICO $3,549
Liberty Mutual $4,553
Nationwide $2,696
Progressive $3,065
State Farm $2,500
USAA $3,284

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Cheapest Clarence, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarence, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarence, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,981 $3,981
GEICO $2,605 $2,712
Liberty Mutual $4,232 $4,232
Nationwide $2,036 $2,036
Progressive $3,175 $3,175
State Farm $2,439 $2,561
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Clarence, MO

Take a look at a side-by-side comparison of the top car insurance companies in Clarence, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarence, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,981
GEICO $2,659
Liberty Mutual $4,232
Nationwide $2,036
Progressive $3,175
State Farm $2,500
USAA $2,482

Category Winners: Cheapest Car Insurance in Clarence, Missouri

Find the cheapest car insurance companies in Clarence, MO for each category right here.

Best Annual Car Insurance Rates by Company in Clarence, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Clarence, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarence car insurance rates. Find the cheapest Clarence, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarence, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,750 $3,946 $4,247
GEICO $2,504 $2,674 $2,798
Liberty Mutual $4,014 $4,251 $4,429
Nationwide $1,922 $2,053 $2,134
Progressive $2,895 $3,182 $3,448
State Farm $2,378 $2,506 $2,616
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Clarence, Missouri?

What factors can have an impact on Clarence, MO car insurance? There are several reasons why Clarence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarence, Missouri.

Commute Time in Clarence

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarence, MO is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Clarence, MO

Ready to find affordable Clarence, Missouri car insurance today? Enter your ZIP code for fast, free Clarence, MO car insurance quotes.

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