Compare Clark, SD Car Insurance Rates (2021)

Car insurance in Clark, SD averages $310 a month. Clark, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clark car insurance rates, compare quotes from the top car insurance companies in Clark, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clark is State Farm
  • Average car insurance rates in Clark, SD are $3,719/year
  • Average car insurance rates in Clark, SD after a DUI are $4,508/year

If you need to buy Clark, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Clark, SD is right here.

You’ll find Clark car insurance rates, the cheapest Clark, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Clark, South Dakota car insurance rates to Mitchell car insurance rates, Vermillion car insurance rates, and Sioux Falls car insurance rates.

Ready to find affordable Clark, SD car insurance today? Enter your ZIP code for fast, free Clark car insurance quotes.

Cheapest Clark, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clark, SD car insurance rates? Every Clark, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clark, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,454 $2,111 $2,258 $9,744 $11,624 $2,721 $2,983
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,973 $1,945 $1,622 $1,675 $7,165 $8,149 $2,472 $2,586
State Farm $1,381 $1,381 $1,192 $1,192 $3,427 $4,392 $1,545 $1,738

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Minimum Car Insurance in Clark, SD

Every driver must carry the minimum car insurance in Clark, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Clark, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clark, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clark, SD. Compare credit history car insurance rates in Clark from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clark, South Dakota

Insurance Company Poor Fair Good
Allstate $5,530 $4,323 $3,756
American Family $5,654 $4,074 $3,451
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,980 $3,310 $3,055
State Farm $2,955 $1,768 $1,370

Cheapest Clark, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clark, SD to rates for a clean record with top companies.

Annual Clark, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,765 $4,366 $5,806 $4,210
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,974 $4,030 $3,206 $3,583
State Farm $1,901 $2,161 $2,031 $2,031

Cheapest Clark, SD Car Insurance for Teen Drivers

Teen car insurance in Clark, SD can be expensive. Take a look at rates from the top car insurance companies in Clark for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clark, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,624
American Family $6,503 $9,548
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $7,165 $8,149
State Farm $3,427 $4,392

Cheapest Clark, SD Car Insurance for Seniors

Take a look at Clark, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clark, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,111 $2,258
American Family $2,812 $2,812
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,622 $1,675
State Farm $1,192 $1,192

Cheapest Clark, SD Car Insurance Rates After a DUI

A DUI in Clark, SD increases car insurance rates. Compare Clark, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clark, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
American Family $6,053
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $3,206
State Farm $2,031

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Cheapest Clark, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clark, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clark, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,426 $4,647
American Family $4,338 $4,448
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,448 $3,448
State Farm $1,982 $2,080

The Best Cheap Car Insurance Companies in Clark, SD

Take a look at a side-by-side comparison of the top car insurance companies in Clark, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clark, South Dakota

Insurance Company Average Annual Rates
Allstate $4,537
American Family $4,393
Farmers $3,441
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,448
State Farm $2,031

Category Winners: Cheapest Car Insurance in Clark, South Dakota

Find the cheapest car insurance companies in Clark, SD for each category right here.

Best Annual Car Insurance Rates by Company in Clark, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Clark, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clark car insurance rates. Find the cheapest Clark, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clark, South Dakota

Insurance Company Low Medium High
Allstate $4,420 $4,529 $4,661
American Family $4,448 $4,526 $4,204
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,370 $3,422 $3,553
State Farm $1,964 $2,032 $2,096

What affects car insurance rates in Clark, South Dakota?

What factors can have an impact on Clark, SD car insurance? There are several reasons why Clark car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clark, South Dakota.

Car Theft in Clark

High levels of vehicle theft can make car insurance more expensive. Clark, SD car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Clark

The more time you spend in your car the higher the risk of an accident. The average commute length in Clark, SD is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Clark, SD

Ready to find affordable Clark, South Dakota car insurance today? Enter your ZIP code for fast, free Clark, SD car insurance quotes.

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