Compare Clarks, NE Car Insurance Rates (2021)

Car insurance in Clarks, NE averages $276 a month. Clarks, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarks car insurance rates, compare quotes from the top car insurance companies in Clarks, NE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Clarks is American Family
  • The cheapest car insurance company in Clarks for teen drivers is American Family
  • Average car insurance rates in Clarks, NE are $3,314/year

If you need to buy Clarks, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Clarks, NE is right here.

You’ll find Clarks car insurance rates, the cheapest Clarks, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Clarks, Nebraska car insurance rates to Fremont car insurance rates, Hastings car insurance rates, and North Platte car insurance rates.

Ready to find affordable Clarks, NE car insurance today? Enter your ZIP code for fast, free Clarks car insurance quotes.

Cheapest Clarks, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarks, NE car insurance rates? Every Clarks, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarks, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,706 $1,706 $1,554 $1,554 $2,860 $4,210 $1,669 $1,806
Farmers $2,365 $2,353 $2,120 $2,235 $9,085 $9,362 $2,675 $2,796
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,347 $3,626 $2,640 $3,208 $14,894 $16,723 $3,502 $3,885
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $1,795 $1,728 $1,471 $1,535 $6,959 $7,836 $2,141 $2,287
State Farm $1,451 $1,451 $1,272 $1,272 $3,925 $5,005 $1,602 $1,815
USAA $1,455 $1,458 $1,311 $1,365 $4,409 $5,308 $1,898 $2,132

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Clarks, NE

Every driver must carry the minimum car insurance in Clarks, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Clarks, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarks, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarks, NE. Compare credit history car insurance rates in Clarks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarks, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,858 $1,953 $1,588
Farmers $4,726 $3,917 $3,728
GEICO $4,349 $3,775 $3,290
Liberty Mutual $9,355 $5,649 $4,430
Nationwide $2,832 $2,253 $1,983
Progressive $3,691 $3,102 $2,864
State Farm $3,230 $1,938 $1,505
USAA $3,233 $2,176 $1,842

Cheapest Clarks, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarks, NE to rates for a clean record with top companies.

Annual Clarks, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,087 $2,271 $2,087 $2,087
Farmers $3,489 $4,474 $4,364 $4,168
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,545 $6,551 $7,096 $6,721
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $2,736 $4,015 $3,061 $3,063
State Farm $2,067 $2,381 $2,224 $2,224
USAA $1,838 $2,304 $3,444 $2,081

Cheapest Clarks, NE Car Insurance for Teen Drivers

Teen car insurance in Clarks, NE can be expensive. Take a look at rates from the top car insurance companies in Clarks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarks, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,860 $4,210
Farmers $9,085 $9,362
GEICO $6,043 $7,918
Liberty Mutual $14,894 $16,723
Nationwide $3,762 $4,696
Progressive $6,959 $7,836
State Farm $3,925 $5,005
USAA $4,409 $5,308

Cheapest Clarks, NE Car Insurance for Seniors

Take a look at Clarks, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarks, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,554 $1,554
Farmers $2,120 $2,235
GEICO $2,841 $2,734
Liberty Mutual $2,640 $3,208
Nationwide $1,483 $1,588
Progressive $1,471 $1,535
State Farm $1,272 $1,272
USAA $1,311 $1,365

Cheapest Clarks, NE Car Insurance Rates After a DUI

A DUI in Clarks, NE increases car insurance rates. Compare Clarks, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarks, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,087
Farmers $4,364
GEICO $5,286
Liberty Mutual $7,096
Nationwide $3,442
Progressive $3,061
State Farm $2,224
USAA $3,444

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarks, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarks, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarks, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,116 $2,150
Farmers $4,124 $4,124
GEICO $3,746 $3,863
Liberty Mutual $6,478 $6,478
Nationwide $2,356 $2,356
Progressive $3,219 $3,219
State Farm $2,167 $2,281
USAA $2,388 $2,445

The Best Cheap Car Insurance Companies in Clarks, NE

Take a look at a side-by-side comparison of the top car insurance companies in Clarks, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarks, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,133
Farmers $4,124
GEICO $3,805
Liberty Mutual $6,478
Nationwide $2,356
Progressive $3,219
State Farm $2,224
USAA $2,417

Category Winners: Cheapest Car Insurance in Clarks, Nebraska

Find the cheapest car insurance companies in Clarks, NE for each category right here.

Best Annual Car Insurance Rates by Company in Clarks, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarks, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarks car insurance rates. Find the cheapest Clarks, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarks, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,117 $2,196 $2,086
Farmers $3,948 $4,064 $4,360
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,301 $6,443 $6,690
Nationwide $2,394 $2,346 $2,329
Progressive $3,053 $3,209 $3,394
State Farm $2,137 $2,220 $2,315
USAA $2,345 $2,414 $2,492

What affects car insurance rates in Clarks, Nebraska?

What factors can have an impact on Clarks, NE car insurance? There are several reasons why Clarks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarks, Nebraska.

Commute Time in Clarks

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarks, NE is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Clarks, NE

Ready to find affordable Clarks, Nebraska car insurance today? Enter your ZIP code for fast, free Clarks, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption