Compare Clarksdale, MS Car Insurance Rates (2021)

Car insurance in Clarksdale, MS averages $326 a month. Clarksdale, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarksdale car insurance rates, compare quotes from the top car insurance companies in Clarksdale, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Clarksdale, MS after a DUI are $4,712/year
  • The cheapest car insurance company in Clarksdale is USAA
  • The cheapest car insurance company in Clarksdale for teen drivers is USAA

If you need to buy Clarksdale, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksdale, MS is right here.

You’ll find Clarksdale car insurance rates, the cheapest Clarksdale, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Clarksdale, Mississippi car insurance rates to Jackson car insurance rates, Oxford car insurance rates, and Meridian car insurance rates.

Ready to find affordable Clarksdale, MS car insurance today? Enter your ZIP code for fast, free Clarksdale car insurance quotes.

Cheapest Clarksdale, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksdale, MS car insurance rates? Every Clarksdale, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksdale, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,806 $2,682 $2,503 $2,559 $11,025 $11,735 $3,189 $3,277
GEICO $3,418 $3,235 $3,106 $2,887 $8,507 $8,047 $5,699 $2,768
Liberty Mutual $2,720 $2,946 $2,189 $2,457 $9,708 $10,793 $2,888 $3,037
Nationwide $2,058 $2,117 $1,844 $1,958 $4,062 $5,183 $2,325 $2,521
Progressive $2,868 $2,627 $2,345 $2,256 $10,194 $11,387 $2,913 $2,985
State Farm $2,079 $2,079 $1,856 $1,856 $5,925 $7,468 $2,313 $2,620
Travelers $1,867 $1,901 $1,779 $1,779 $8,399 $13,277 $1,960 $2,274
USAA $1,433 $1,420 $1,335 $1,353 $3,562 $4,229 $1,752 $1,934

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Clarksdale, MS

Every driver must carry the minimum car insurance in Clarksdale, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksdale, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarksdale, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksdale, MS. Compare credit history car insurance rates in Clarksdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksdale, Mississippi

Insurance Company Poor Fair Good
Allstate $5,754 $5,098 $4,064
GEICO $7,099 $4,022 $3,004
Liberty Mutual $6,585 $4,026 $3,165
Nationwide $3,237 $2,635 $2,403
Progressive $5,330 $4,542 $4,218
State Farm $4,722 $2,862 $2,239
Travelers $4,716 $3,846 $3,901
USAA $2,909 $1,893 $1,579

Cheapest Clarksdale, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksdale, MS to rates for a clean record with top companies.

Annual Clarksdale, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,199 $4,940 $5,995 $4,754
GEICO $2,921 $4,440 $6,772 $4,701
Liberty Mutual $3,260 $5,201 $5,329 $4,579
Nationwide $2,200 $2,812 $3,584 $2,438
Progressive $4,021 $5,377 $4,668 $4,721
State Farm $2,982 $3,632 $3,242 $3,242
Travelers $3,628 $3,798 $5,228 $3,964
USAA $1,660 $2,120 $2,881 $1,847

Cheapest Clarksdale, MS Car Insurance for Teen Drivers

Teen car insurance in Clarksdale, MS can be expensive. Take a look at rates from the top car insurance companies in Clarksdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksdale, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,025 $11,735
GEICO $8,507 $8,047
Liberty Mutual $9,708 $10,793
Nationwide $4,062 $5,183
Progressive $10,194 $11,387
State Farm $5,925 $7,468
Travelers $8,399 $13,277
USAA $3,562 $4,229

Cheapest Clarksdale, MS Car Insurance for Seniors

Take a look at Clarksdale, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksdale, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,503 $2,559
GEICO $3,106 $2,887
Liberty Mutual $2,189 $2,457
Nationwide $1,844 $1,958
Progressive $2,345 $2,256
State Farm $1,856 $1,856
Travelers $1,779 $1,779
USAA $1,335 $1,353

Cheapest Clarksdale, MS Car Insurance Rates After a DUI

A DUI in Clarksdale, MS increases car insurance rates. Compare Clarksdale, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksdale, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,995
GEICO $6,772
Liberty Mutual $5,329
Nationwide $3,584
Progressive $4,668
State Farm $3,242
Travelers $5,228
USAA $2,881

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarksdale, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksdale, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksdale, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,972 $4,972
GEICO $4,695 $4,722
Liberty Mutual $4,592 $4,592
Nationwide $2,758 $2,758
Progressive $4,697 $4,697
State Farm $3,194 $3,354
Travelers $4,154 $4,154
USAA $2,062 $2,193

The Best Cheap Car Insurance Companies in Clarksdale, MS

Take a look at a side-by-side comparison of the top car insurance companies in Clarksdale, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksdale, Mississippi

Insurance Company Average Annual Rates
Allstate $4,972
GEICO $4,708
Liberty Mutual $4,592
Nationwide $2,758
Progressive $4,697
State Farm $3,274
Travelers $4,154
USAA $2,127

Category Winners: Cheapest Car Insurance in Clarksdale, Mississippi

Find the cheapest car insurance companies in Clarksdale, MS for each category right here.

Best Annual Car Insurance Rates by Company in Clarksdale, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarksdale, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksdale car insurance rates. Find the cheapest Clarksdale, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksdale, Mississippi

Insurance Company Low Medium High
Allstate $4,745 $4,965 $5,206
GEICO $4,439 $4,742 $4,945
Liberty Mutual $4,303 $4,571 $4,902
Nationwide $2,604 $2,749 $2,922
Progressive $4,126 $4,757 $5,207
State Farm $3,087 $3,261 $3,475
Travelers $3,946 $4,180 $4,337
USAA $1,989 $2,116 $2,276

What affects car insurance rates in Clarksdale, Mississippi?

What factors can have an impact on Clarksdale, MS car insurance? There are several reasons why Clarksdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksdale, Mississippi.

Commute Time in Clarksdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksdale, MS is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Clarksdale, MS

Ready to find affordable Clarksdale, Mississippi car insurance today? Enter your ZIP code for fast, free Clarksdale, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption