Compare Clarksville, IN Car Insurance Rates (2021)

Car insurance in Clarksville, IN averages $295 a month. Clarksville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarksville car insurance rates, compare quotes from the top car insurance companies in Clarksville, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Clarksville, IN are $3,537/year
  • The cheapest car insurance company in Clarksville is USAA
  • The cheapest car insurance company in Clarksville for teen drivers is USAA

If you need to buy Clarksville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksville, IN is right here.

You’ll find Clarksville car insurance rates, the cheapest Clarksville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Clarksville, Indiana car insurance rates to Fort Wayne car insurance rates, Bloomington car insurance rates, and Gary car insurance rates.

Ready to find affordable Clarksville, IN car insurance today? Enter your ZIP code for fast, free Clarksville car insurance quotes.

Cheapest Clarksville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksville, IN car insurance rates? Every Clarksville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,391 $2,445 $2,108 $2,309 $7,445 $9,438 $2,418 $2,619
American Family $2,296 $2,296 $2,066 $2,066 $6,467 $9,311 $2,296 $2,785
Farmers $1,606 $1,581 $1,373 $1,547 $8,904 $9,536 $2,132 $2,294
GEICO $1,725 $1,727 $1,637 $1,724 $5,173 $4,765 $1,979 $1,721
Liberty Mutual $4,037 $4,037 $3,716 $3,716 $8,758 $13,190 $4,037 $5,510
Nationwide $2,047 $2,091 $1,789 $1,910 $6,172 $8,012 $2,422 $2,651
Progressive $1,815 $1,710 $1,658 $1,660 $11,088 $12,504 $2,282 $2,317
State Farm $1,609 $1,609 $1,448 $1,448 $5,053 $6,469 $1,790 $1,985
Travelers $1,245 $1,265 $1,175 $1,173 $7,975 $12,652 $1,323 $1,512
USAA $1,102 $1,083 $1,031 $1,035 $3,114 $3,464 $1,489 $1,586

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Clarksville, IN

Every driver must carry the minimum car insurance in Clarksville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarksville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksville, IN. Compare credit history car insurance rates in Clarksville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksville, Indiana

Insurance Company Poor Fair Good
Allstate $4,828 $3,592 $3,269
American Family $5,069 $3,280 $2,745
Farmers $4,218 $3,448 $3,199
GEICO $3,078 $2,556 $2,034
Liberty Mutual $7,824 $5,092 $4,709
Nationwide $3,862 $3,253 $3,045
Progressive $4,808 $4,282 $4,047
State Farm $3,901 $2,326 $1,802
Travelers $3,937 $3,341 $3,341
USAA $2,331 $1,551 $1,333

Cheapest Clarksville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksville, IN to rates for a clean record with top companies.

Annual Clarksville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,108 $4,578 $4,211 $3,690
American Family $2,548 $4,060 $5,146 $3,037
Farmers $3,248 $3,765 $3,893 $3,580
GEICO $1,661 $2,644 $3,618 $2,303
Liberty Mutual $4,527 $5,379 $8,584 $5,010
Nationwide $2,907 $3,759 $3,603 $3,278
Progressive $3,243 $5,838 $3,881 $4,554
State Farm $2,610 $2,876 $2,610 $2,610
Travelers $3,008 $3,715 $4,209 $3,227
USAA $1,310 $1,873 $2,146 $1,624

Cheapest Clarksville, IN Car Insurance for Teen Drivers

Teen car insurance in Clarksville, IN can be expensive. Take a look at rates from the top car insurance companies in Clarksville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,445 $9,438
American Family $6,467 $9,311
Farmers $8,904 $9,536
GEICO $5,173 $4,765
Liberty Mutual $8,758 $13,190
Nationwide $6,172 $8,012
Progressive $11,088 $12,504
State Farm $5,053 $6,469
Travelers $7,975 $12,652
USAA $3,114 $3,464

Cheapest Clarksville, IN Car Insurance for Seniors

Take a look at Clarksville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,108 $2,309
American Family $2,066 $2,066
Farmers $1,373 $1,547
GEICO $1,637 $1,724
Liberty Mutual $3,716 $3,716
Nationwide $1,789 $1,910
Progressive $1,658 $1,660
State Farm $1,448 $1,448
Travelers $1,175 $1,173
USAA $1,031 $1,035

Cheapest Clarksville, IN Car Insurance Rates After a DUI

A DUI in Clarksville, IN increases car insurance rates. Compare Clarksville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,211
American Family $5,146
Farmers $3,893
GEICO $3,618
Liberty Mutual $8,584
Nationwide $3,603
Progressive $3,881
State Farm $2,610
Travelers $4,209
USAA $2,146

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarksville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,652 $3,743
Farmers $3,622 $3,622
GEICO $2,510 $2,602
Liberty Mutual $5,721 $6,029
Nationwide $3,387 $3,387
Progressive $4,379 $4,379
State Farm $2,600 $2,753
Travelers $3,540 $3,540
USAA $1,715 $1,761

The Best Cheap Car Insurance Companies in Clarksville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Clarksville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksville, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,698
Farmers $3,622
GEICO $2,556
Liberty Mutual $5,875
Nationwide $3,387
Progressive $4,379
State Farm $2,676
Travelers $3,540
USAA $1,738

Category Winners: Cheapest Car Insurance in Clarksville, Indiana

Find the cheapest car insurance companies in Clarksville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Clarksville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clarksville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksville car insurance rates. Find the cheapest Clarksville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksville, Indiana

Insurance Company Low Medium High
Allstate $3,678 $3,880 $4,131
American Family $3,632 $3,818 $3,643
Farmers $3,473 $3,615 $3,777
GEICO $2,356 $2,550 $2,763
Liberty Mutual $5,652 $5,858 $6,115
Nationwide $3,418 $3,363 $3,380
Progressive $4,052 $4,287 $4,798
State Farm $2,530 $2,676 $2,823
Travelers $3,456 $3,573 $3,591
USAA $1,666 $1,733 $1,815

What affects car insurance rates in Clarksville, Indiana?

What factors can have an impact on Clarksville, IN car insurance? There are several reasons why Clarksville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksville, Indiana.

Commute Time in Clarksville

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksville, IN is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Clarksville, IN

Ready to find affordable Clarksville, Indiana car insurance today? Enter your ZIP code for fast, free Clarksville, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State