Compare Clarksville, MO Car Insurance Rates (2021)

Car insurance in Clarksville, MO averages $270 a month. Clarksville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarksville car insurance rates, compare quotes from the top car insurance companies in Clarksville, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clarksville, MO are $3,237/year
  • The cheapest car insurance company in Clarksville is Nationwide
  • The cheapest car insurance company in Clarksville for teen drivers is Nationwide

If you need to buy Clarksville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksville, MO is right here.

You’ll find Clarksville car insurance rates, the cheapest Clarksville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Clarksville, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Clarksville, MO car insurance today? Enter your ZIP code for fast, free Clarksville car insurance quotes.

Cheapest Clarksville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksville, MO car insurance rates? Every Clarksville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,924 $2,833 $2,630 $2,713 $8,121 $8,831 $2,805 $2,898
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,248 $2,246 $2,013 $2,128 $9,028 $9,348 $2,549 $2,666
GEICO $1,838 $2,041 $1,439 $1,806 $5,503 $5,823 $1,716 $1,733
Liberty Mutual $2,682 $2,907 $2,205 $2,473 $9,271 $10,295 $2,829 $3,022
Nationwide $1,399 $1,433 $1,249 $1,328 $3,509 $4,513 $1,594 $1,728
Progressive $2,030 $1,909 $1,660 $1,706 $6,318 $7,119 $2,483 $2,547
State Farm $1,757 $1,757 $1,548 $1,548 $4,745 $6,023 $1,968 $2,229
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

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Minimum Car Insurance in Clarksville, MO

Every driver must carry the minimum car insurance in Clarksville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarksville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksville, MO. Compare credit history car insurance rates in Clarksville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksville, Missouri

Insurance Company Poor Fair Good
Allstate $5,817 $3,747 $3,095
American Family $4,084 $2,867 $2,414
Farmers $4,607 $3,831 $3,646
GEICO $3,778 $2,463 $1,971
Liberty Mutual $6,403 $3,905 $3,073
Nationwide $2,473 $2,037 $1,773
Progressive $3,739 $3,084 $2,842
State Farm $3,594 $2,441 $2,055
USAA $4,253 $1,984 $1,423

Cheapest Clarksville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksville, MO to rates for a clean record with top companies.

Annual Clarksville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $4,085 $5,072 $4,097
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,517 $4,318 $4,227 $4,051
GEICO $2,179 $2,764 $3,661 $2,346
Liberty Mutual $3,240 $4,651 $4,796 $5,155
Nationwide $1,661 $2,111 $2,794 $1,811
Progressive $2,821 $3,698 $3,102 $3,265
State Farm $2,501 $2,892 $2,697 $2,697
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Clarksville, MO Car Insurance for Teen Drivers

Teen car insurance in Clarksville, MO can be expensive. Take a look at rates from the top car insurance companies in Clarksville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,121 $8,831
American Family $5,507 $7,187
Farmers $9,028 $9,348
GEICO $5,503 $5,823
Liberty Mutual $9,271 $10,295
Nationwide $3,509 $4,513
Progressive $6,318 $7,119
State Farm $4,745 $6,023
USAA $4,644 $5,677

Cheapest Clarksville, MO Car Insurance for Seniors

Take a look at Clarksville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,630 $2,713
American Family $1,833 $1,833
Farmers $2,013 $2,128
GEICO $1,439 $1,806
Liberty Mutual $2,205 $2,473
Nationwide $1,249 $1,328
Progressive $1,660 $1,706
State Farm $1,548 $1,548
USAA $1,412 $1,439

Cheapest Clarksville, MO Car Insurance Rates After a DUI

A DUI in Clarksville, MO increases car insurance rates. Compare Clarksville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,072
American Family $4,053
Farmers $4,227
GEICO $3,661
Liberty Mutual $4,796
Nationwide $2,794
Progressive $3,102
State Farm $2,697
USAA $3,437

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Cheapest Clarksville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,220 $4,220
American Family $3,090 $3,153
Farmers $4,028 $4,028
GEICO $2,682 $2,793
Liberty Mutual $4,461 $4,461
Nationwide $2,094 $2,094
Progressive $3,222 $3,222
State Farm $2,631 $2,762
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Clarksville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Clarksville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksville, Missouri

Insurance Company Average Annual Rates
Allstate $4,220
American Family $3,122
Farmers $4,028
GEICO $2,737
Liberty Mutual $4,461
Nationwide $2,094
Progressive $3,222
State Farm $2,697
USAA $2,553

Category Winners: Cheapest Car Insurance in Clarksville, Missouri

Find the cheapest car insurance companies in Clarksville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Clarksville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Clarksville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksville car insurance rates. Find the cheapest Clarksville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksville, Missouri

Insurance Company Low Medium High
Allstate $4,082 $4,212 $4,365
American Family $3,038 $3,221 $3,106
Farmers $3,773 $3,990 $4,322
GEICO $2,567 $2,754 $2,891
Liberty Mutual $4,217 $4,481 $4,683
Nationwide $1,972 $2,113 $2,198
Progressive $2,913 $3,228 $3,524
State Farm $2,553 $2,704 $2,833
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Clarksville, Missouri?

What factors can have an impact on Clarksville, MO car insurance? There are several reasons why Clarksville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksville, Missouri.

Commute Time in Clarksville

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksville, MO is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Clarksville, MO

Ready to find affordable Clarksville, Missouri car insurance today? Enter your ZIP code for fast, free Clarksville, MO car insurance quotes.

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