Compare Clarksville, TN Car Insurance Rates (2021)

Car insurance in Clarksville, TN averages $296 a month. Clarksville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Clarksville car insurance rates, compare quotes from the top car insurance companies in Clarksville, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clarksville, TN after a DUI are $4,169/year
  • The cheapest ZIP code in Clarksville is 37044
  • Average car insurance rates in Clarksville, TN are $3,556/year

If you need to buy Clarksville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksville, TN is right here.

You’ll find Clarksville car insurance rates, the cheapest Clarksville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Clarksville, Tennessee car insurance rates to Johnson City car insurance rates, Franklin car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Clarksville, TN car insurance today? Enter your ZIP code for fast, free Clarksville car insurance quotes.

Cheapest Clarksville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksville, TN car insurance rates? Every Clarksville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,772 $2,659 $2,499 $2,594 $10,525 $11,473 $2,947 $3,045
Farmers $1,435 $1,463 $1,287 $1,420 $5,887 $6,292 $1,948 $2,045
GEICO $2,140 $2,157 $1,968 $1,968 $6,602 $6,709 $2,180 $2,250
Liberty Mutual $3,560 $129 $2,926 $3,272 $14,985 $16,655 $3,814 $4,057
Nationwide $2,123 $2,138 $1,906 $1,933 $5,858 $7,537 $2,441 $2,644
Progressive $1,782 $1,666 $1,458 $1,525 $8,320 $9,346 $2,147 $2,341
State Farm $1,690 $1,690 $1,530 $1,530 $5,217 $6,532 $1,912 $2,216
Travelers $1,713 $1,801 $1,570 $1,669 $4,917 $6,125 $1,821 $1,914
USAA $1,501 $1,525 $1,355 $1,353 $5,384 $6,185 $1,962 $2,085

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Minimum Car Insurance in Clarksville, TN

Every driver must carry the minimum car insurance in Clarksville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clarksville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksville, TN. Compare credit history car insurance rates in Clarksville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,139 $4,708 $3,596
Farmers $3,235 $2,535 $2,397
GEICO $3,682 $3,156 $2,903
Liberty Mutual $8,837 $5,436 $4,251
Nationwide $3,982 $3,170 $2,815
Progressive $3,996 $3,470 $3,253
State Farm $4,052 $2,430 $1,887
Travelers $3,408 $2,699 $1,967
USAA $3,863 $2,270 $1,874

Cheapest Clarksville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksville, TN to rates for a clean record with top companies.

Annual Clarksville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,026 $4,803 $5,817 $4,611
Farmers $2,332 $2,869 $2,937 $2,751
GEICO $2,366 $3,162 $5,093 $2,366
Liberty Mutual $5,001 $7,229 $6,715 $5,754
Nationwide $2,878 $2,878 $4,309 $3,224
Progressive $3,145 $4,101 $3,348 $3,699
State Farm $2,540 $3,040 $2,790 $2,790
Travelers $2,183 $2,810 $3,092 $2,680
USAA $1,940 $2,910 $3,417 $2,408

Cheapest Clarksville, TN Car Insurance for Teen Drivers

Teen car insurance in Clarksville, TN can be expensive. Take a look at rates from the top car insurance companies in Clarksville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,525 $11,473
Farmers $5,887 $6,292
GEICO $6,602 $6,709
Liberty Mutual $14,985 $16,655
Nationwide $5,858 $7,537
Progressive $8,320 $9,346
State Farm $5,217 $6,532
Travelers $4,917 $6,125
USAA $5,384 $6,185

Cheapest Clarksville, TN Car Insurance for Seniors

Take a look at Clarksville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,499 $2,594
Farmers $1,287 $1,420
GEICO $1,968 $1,968
Liberty Mutual $2,926 $3,272
Nationwide $1,906 $1,933
Progressive $1,458 $1,525
State Farm $1,530 $1,530
Travelers $1,570 $1,669
USAA $1,355 $1,353

Cheapest Clarksville, TN Car Insurance Rates After a DUI

A DUI in Clarksville, TN increases car insurance rates. Compare Clarksville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,817
Farmers $2,937
GEICO $5,093
Liberty Mutual $6,715
Nationwide $4,309
Progressive $3,348
State Farm $2,790
Travelers $3,092
USAA $3,417

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Cheapest Clarksville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,814 $4,814
Farmers $2,722 $2,722
GEICO $3,225 $3,268
Liberty Mutual $6,175 $6,175
Nationwide $3,322 $3,322
Progressive $3,573 $3,573
State Farm $2,722 $2,857
Travelers $2,586 $2,797
USAA $2,595 $2,743

Cheapest Clarksville, TN Car Insurance Rates by ZIP Code

Clarksville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Clarksville, TN.

Annual Car Insurance Rates by ZIP Code in Clarksville, Tennessee

ZIP Code Average Annual Rates
37040 $3,613
37042 $3,647
37043 $3,601
37044 $3,579

The Best Cheap Car Insurance Companies in Clarksville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Clarksville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,814
Farmers $2,722
GEICO $3,247
Liberty Mutual $6,175
Nationwide $3,322
Progressive $3,573
State Farm $2,790
Travelers $2,691
USAA $2,669

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Category Winners: Cheapest Car Insurance in Clarksville, Tennessee

Find the cheapest car insurance companies in Clarksville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Clarksville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Clarksville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksville car insurance rates. Find the cheapest Clarksville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksville, Tennessee

Insurance Company Low Medium High
Allstate $4,642 $4,802 $4,998
Farmers $2,560 $2,709 $2,897
GEICO $3,085 $3,242 $3,413
Liberty Mutual $5,897 $6,175 $6,453
Nationwide $3,338 $3,251 $3,379
Progressive $3,325 $3,578 $3,816
State Farm $2,620 $2,804 $2,945
Travelers $2,532 $2,690 $2,852
USAA $2,584 $2,660 $2,763

What affects car insurance rates in Clarksville, Tennessee?

What factors can have an impact on Clarksville, TN car insurance? There are several reasons why Clarksville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksville, Tennessee.

Commute Time in Clarksville

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksville, TN is 24.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Clarksville, TN

Ready to find affordable Clarksville, Tennessee car insurance today? Enter your ZIP code for fast, free Clarksville, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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