Compare Clarkton, MO Car Insurance Rates (2021)

Car insurance in Clarkton, MO averages $263 a month. Clarkton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clarkton car insurance rates, compare quotes from the top car insurance companies in Clarkton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clarkton, MO after a DUI are $3,722/year
  • The cheapest car insurance company in Clarkton for teen drivers is Nationwide
  • Average car insurance rates in Clarkton, MO are $3,160/year

If you need to buy Clarkton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Clarkton, MO is right here.

You’ll find Clarkton car insurance rates, the cheapest Clarkton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Clarkton, Missouri car insurance rates to St. Joseph car insurance rates, Kansas City car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Clarkton, MO car insurance today? Enter your ZIP code for fast, free Clarkton car insurance quotes.

Cheapest Clarkton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarkton, MO car insurance rates? Every Clarkton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarkton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,160 $2,158 $1,929 $2,044 $8,912 $9,236 $2,455 $2,563
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,517 $2,728 $2,082 $2,335 $8,713 $9,673 $2,642 $2,811
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,715 $1,577 $1,404 $1,450 $5,824 $6,531 $2,088 $2,124
State Farm $1,584 $1,584 $1,426 $1,426 $4,656 $5,860 $1,783 $2,035
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Clarkton, MO

Every driver must carry the minimum car insurance in Clarkton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Clarkton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarkton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarkton, MO. Compare credit history car insurance rates in Clarkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarkton, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,127 $2,910 $2,453
Farmers $4,492 $3,743 $3,561
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,008 $3,668 $2,887
Nationwide $2,987 $2,471 $2,141
Progressive $3,286 $2,723 $2,508
State Farm $3,517 $2,267 $1,848
USAA $4,472 $2,106 $1,517

Cheapest Clarkton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarkton, MO to rates for a clean record with top companies.

Annual Clarkton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,416 $4,225 $4,134 $3,954
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,040 $4,369 $4,498 $4,844
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,435 $3,320 $2,719 $2,883
State Farm $2,332 $2,756 $2,544 $2,544
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Clarkton, MO Car Insurance for Teen Drivers

Teen car insurance in Clarkton, MO can be expensive. Take a look at rates from the top car insurance companies in Clarkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarkton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,700 $7,391
Farmers $8,912 $9,236
GEICO $5,247 $5,541
Liberty Mutual $8,713 $9,673
Nationwide $4,356 $5,559
Progressive $5,824 $6,531
State Farm $4,656 $5,860
USAA $4,976 $6,070

Cheapest Clarkton, MO Car Insurance for Seniors

Take a look at Clarkton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarkton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,832 $1,832
Farmers $1,929 $2,044
GEICO $1,304 $1,689
Liberty Mutual $2,082 $2,335
Nationwide $1,484 $1,567
Progressive $1,404 $1,450
State Farm $1,426 $1,426
USAA $1,486 $1,505

Cheapest Clarkton, MO Car Insurance Rates After a DUI

A DUI in Clarkton, MO increases car insurance rates. Compare Clarkton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarkton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,198
Farmers $4,134
GEICO $3,499
Liberty Mutual $4,498
Nationwide $3,446
Progressive $2,719
State Farm $2,544
USAA $3,673

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Cheapest Clarkton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarkton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarkton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,132 $3,194
Farmers $3,932 $3,932
GEICO $2,495 $2,591
Liberty Mutual $4,188 $4,188
Nationwide $2,533 $2,533
Progressive $2,839 $2,839
State Farm $2,482 $2,607
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Clarkton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Clarkton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarkton, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,163
Farmers $3,932
GEICO $2,543
Liberty Mutual $4,188
Nationwide $2,533
Progressive $2,839
State Farm $2,544
USAA $2,699

Category Winners: Cheapest Car Insurance in Clarkton, Missouri

Find the cheapest car insurance companies in Clarkton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Clarkton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Clarkton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarkton car insurance rates. Find the cheapest Clarkton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarkton, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,062 $3,263 $3,165
Farmers $3,664 $3,890 $4,242
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,929 $4,208 $4,426
Nationwide $2,381 $2,558 $2,660
Progressive $2,505 $2,844 $3,168
State Farm $2,369 $2,554 $2,711
USAA $2,564 $2,687 $2,844

What affects car insurance rates in Clarkton, Missouri?

What factors can have an impact on Clarkton, MO car insurance? There are several reasons why Clarkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarkton, Missouri.

Commute Time in Clarkton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarkton, MO is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in Clarkton, MO

Ready to find affordable Clarkton, Missouri car insurance today? Enter your ZIP code for fast, free Clarkton, MO car insurance quotes.

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