Compare Clay Center, KS Car Insurance Rates (2021)

Car insurance in Clay Center, KS averages $269 a month. Clay Center, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clay Center car insurance rates, compare quotes from the top car insurance companies in Clay Center, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clay Center, KS after a DUI are $3,885/year
  • The cheapest car insurance company in Clay Center for teen drivers is American Family
  • Average car insurance rates in Clay Center, KS are $3,226/year

If you need to buy Clay Center, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Clay Center, KS is right here.

You’ll find Clay Center car insurance rates, the cheapest Clay Center, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Clay Center, Kansas car insurance rates to Manhattan car insurance rates, Salina car insurance rates, and Olathe car insurance rates.

Ready to find affordable Clay Center, KS car insurance today? Enter your ZIP code for fast, free Clay Center car insurance quotes.

Cheapest Clay Center, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clay Center, KS car insurance rates? Every Clay Center, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay Center, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,666 $1,666 $1,504 $1,504 $3,191 $3,822 $1,666 $1,868
Farmers $2,259 $2,239 $2,017 $2,109 $6,214 $6,427 $2,551 $2,683
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,738 $1,795 $1,545 $1,669 $3,500 $4,295 $2,011 $2,144
Progressive $2,161 $2,058 $1,740 $1,817 $7,934 $8,947 $2,549 $2,730
State Farm $1,643 $1,643 $1,437 $1,437 $4,340 $5,536 $1,846 $2,084
Travelers $2,068 $2,105 $2,015 $2,041 $8,348 $13,027 $2,117 $2,500
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Clay Center, KS

Every driver must carry the minimum car insurance in Clay Center, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Clay Center, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clay Center, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clay Center, KS. Compare credit history car insurance rates in Clay Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clay Center, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,755 $1,952 $1,625
Farmers $3,899 $3,108 $2,930
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,597 $2,284 $2,131
Progressive $4,294 $3,604 $3,327
State Farm $3,633 $2,172 $1,682
Travelers $4,944 $4,024 $3,865
USAA $3,182 $2,079 $1,707

Cheapest Clay Center, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clay Center, KS to rates for a clean record with top companies.

Annual Clay Center, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,073 $2,223 $2,073 $2,073
Farmers $2,788 $3,594 $3,502 $3,366
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,752 $2,016 $3,573 $2,007
Progressive $3,458 $4,041 $3,612 $3,857
State Farm $2,318 $2,674 $2,496 $2,496
Travelers $3,118 $4,067 $5,606 $4,320
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Clay Center, KS Car Insurance for Teen Drivers

Teen car insurance in Clay Center, KS can be expensive. Take a look at rates from the top car insurance companies in Clay Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clay Center, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,191 $3,822
Farmers $6,214 $6,427
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,500 $4,295
Progressive $7,934 $8,947
State Farm $4,340 $5,536
Travelers $8,348 $13,027
USAA $4,580 $4,837

Cheapest Clay Center, KS Car Insurance for Seniors

Take a look at Clay Center, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clay Center, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,504 $1,504
Farmers $2,017 $2,109
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,545 $1,669
Progressive $1,740 $1,817
State Farm $1,437 $1,437
Travelers $2,015 $2,041
USAA $1,272 $1,296

Cheapest Clay Center, KS Car Insurance Rates After a DUI

A DUI in Clay Center, KS increases car insurance rates. Compare Clay Center, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clay Center, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,073
Farmers $3,502
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,573
Progressive $3,612
State Farm $2,496
Travelers $5,606
USAA $3,352

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Cheapest Clay Center, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clay Center, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clay Center, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,084 $2,138
Farmers $3,312 $3,312
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,337 $2,337
Progressive $3,742 $3,742
State Farm $2,434 $2,558
Travelers $4,278 $4,278
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Clay Center, KS

Take a look at a side-by-side comparison of the top car insurance companies in Clay Center, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clay Center, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,111
Farmers $3,312
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,337
Progressive $3,742
State Farm $2,496
Travelers $4,278
USAA $2,323

Category Winners: Cheapest Car Insurance in Clay Center, Kansas

Find the cheapest car insurance companies in Clay Center, KS for each category right here.

Best Annual Car Insurance Rates by Company in Clay Center, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Clay Center, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clay Center car insurance rates. Find the cheapest Clay Center, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clay Center, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,134 $2,218 $1,981
Farmers $3,179 $3,295 $3,464
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,461 $2,311 $2,239
Progressive $3,540 $3,712 $3,974
State Farm $2,407 $2,503 $2,577
Travelers $4,061 $4,284 $4,489
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Clay Center, Kansas?

What factors can have an impact on Clay Center, KS car insurance? There are several reasons why Clay Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clay Center, Kansas.

Car Theft in Clay Center

High levels of vehicle theft can make car insurance more expensive. Clay Center, KS car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Clay Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Clay Center, KS is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Clay Center, KS

Ready to find affordable Clay Center, Kansas car insurance today? Enter your ZIP code for fast, free Clay Center, KS car insurance quotes.

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