Compare Clay Center, OH Car Insurance Rates (2021)

Car insurance in Clay Center, OH averages $223 a month. Clay Center, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clay Center car insurance rates, compare quotes from the top car insurance companies in Clay Center, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clay Center, OH after a DUI are $3,099/year
  • The cheapest car insurance company in Clay Center is USAA
  • The cheapest car insurance company in Clay Center for teen drivers is USAA

If you need to buy Clay Center, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Clay Center, OH is right here.

You’ll find Clay Center car insurance rates, the cheapest Clay Center, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Clay Center, Ohio car insurance rates to Akron car insurance rates, Lorain car insurance rates, and Dayton car insurance rates.

Ready to find affordable Clay Center, OH car insurance today? Enter your ZIP code for fast, free Clay Center car insurance quotes.

Cheapest Clay Center, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clay Center, OH car insurance rates? Every Clay Center, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay Center, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,048 $2,035 $1,848 $1,973 $5,726 $6,561 $2,148 $2,292
American Family $985 $1,023 $910 $913 $3,197 $3,468 $1,223 $1,289
Farmers $1,766 $1,759 $1,556 $1,643 $7,829 $8,119 $1,979 $2,065
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,929 $2,106 $1,481 $1,806 $10,236 $11,562 $2,040 $2,225
Nationwide $1,953 $1,961 $1,767 $1,777 $5,036 $6,471 $2,089 $2,423
Progressive $1,697 $1,589 $1,417 $1,463 $7,729 $8,687 $2,027 $2,097
State Farm $1,430 $1,430 $1,283 $1,283 $4,512 $5,669 $1,662 $1,904
Travelers $1,377 $1,398 $1,372 $1,364 $5,994 $9,499 $1,436 $1,631
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

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Minimum Car Insurance in Clay Center, OH

Every driver must carry the minimum car insurance in Clay Center, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Clay Center, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clay Center, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clay Center, OH. Compare credit history car insurance rates in Clay Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clay Center, Ohio

Insurance Company Poor Fair Good
Allstate $3,951 $2,881 $2,405
American Family $2,162 $1,470 $1,245
Farmers $3,781 $3,195 $3,042
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,972 $3,670 $2,877
Nationwide $3,538 $2,854 $2,413
Progressive $3,736 $3,244 $3,035
State Farm $3,415 $2,111 $1,664
Travelers $3,363 $2,928 $2,736
USAA $1,656 $1,174 $1,001

Cheapest Clay Center, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clay Center, OH to rates for a clean record with top companies.

Annual Clay Center, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,585 $3,122 $3,680 $2,928
American Family $1,557 $1,649 $1,649 $1,649
Farmers $2,751 $3,547 $3,459 $3,601
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,501 $4,507 $4,596 $4,089
Nationwide $2,360 $2,991 $3,783 $2,605
Progressive $2,875 $3,926 $3,065 $3,489
State Farm $2,180 $2,612 $2,396 $2,396
Travelers $2,214 $2,887 $4,360 $2,575
USAA $985 $1,316 $1,718 $1,089

Cheapest Clay Center, OH Car Insurance for Teen Drivers

Teen car insurance in Clay Center, OH can be expensive. Take a look at rates from the top car insurance companies in Clay Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clay Center, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,726 $6,561
American Family $3,197 $3,468
Farmers $7,829 $8,119
GEICO $3,091 $2,874
Liberty Mutual $10,236 $11,562
Nationwide $5,036 $6,471
Progressive $7,729 $8,687
State Farm $4,512 $5,669
Travelers $5,994 $9,499
USAA $2,371 $2,640

Cheapest Clay Center, OH Car Insurance for Seniors

Take a look at Clay Center, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clay Center, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,973
American Family $910 $913
Farmers $1,556 $1,643
GEICO $1,096 $1,110
Liberty Mutual $1,481 $1,806
Nationwide $1,767 $1,777
Progressive $1,417 $1,463
State Farm $1,283 $1,283
Travelers $1,372 $1,364
USAA $741 $741

Cheapest Clay Center, OH Car Insurance Rates After a DUI

A DUI in Clay Center, OH increases car insurance rates. Compare Clay Center, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clay Center, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,680
American Family $1,649
Farmers $3,459
GEICO $2,282
Liberty Mutual $4,596
Nationwide $3,783
Progressive $3,065
State Farm $2,396
Travelers $4,360
USAA $1,718

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Cheapest Clay Center, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clay Center, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clay Center, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,079 $3,079
American Family $1,606 $1,646
Farmers $3,339 $3,339
GEICO $1,575 $1,629
Liberty Mutual $4,173 $4,173
Nationwide $2,935 $2,935
Progressive $3,338 $3,338
State Farm $2,336 $2,456
Travelers $3,009 $3,009
USAA $1,229 $1,325

The Best Cheap Car Insurance Companies in Clay Center, OH

Take a look at a side-by-side comparison of the top car insurance companies in Clay Center, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clay Center, Ohio

Insurance Company Average Annual Rates
Allstate $3,079
American Family $1,626
Farmers $3,339
GEICO $1,602
Liberty Mutual $4,173
Nationwide $2,935
Progressive $3,338
State Farm $2,396
Travelers $3,009
USAA $1,277

Category Winners: Cheapest Car Insurance in Clay Center, Ohio

Find the cheapest car insurance companies in Clay Center, OH for each category right here.

Best Annual Car Insurance Rates by Company in Clay Center, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Clay Center, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clay Center car insurance rates. Find the cheapest Clay Center, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clay Center, Ohio

Insurance Company Low Medium High
Allstate $2,986 $3,073 $3,177
American Family $1,591 $1,639 $1,649
Farmers $3,164 $3,289 $3,566
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,999 $4,197 $4,325
Nationwide $3,226 $2,846 $2,732
Progressive $3,208 $3,310 $3,498
State Farm $2,272 $2,404 $2,512
Travelers $2,915 $3,051 $3,060
USAA $1,223 $1,276 $1,333

What affects car insurance rates in Clay Center, Ohio?

What factors can have an impact on Clay Center, OH car insurance? There are several reasons why Clay Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clay Center, Ohio.

Commute Time in Clay Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Clay Center, OH is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Clay Center, OH

Ready to find affordable Clay Center, Ohio car insurance today? Enter your ZIP code for fast, free Clay Center, OH car insurance quotes.

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