Compare Clay City, IN Car Insurance Rates (2021)

Car insurance in Clay City, IN averages $280 a month. Clay City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clay City car insurance rates, compare quotes from the top car insurance companies in Clay City, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clay City, IN are $3,365/year
  • The cheapest car insurance company in Clay City is USAA
  • Average car insurance rates in Clay City, IN after a DUI are $3,986/year

If you need to buy Clay City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Clay City, IN is right here.

You’ll find Clay City car insurance rates, the cheapest Clay City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Clay City, Indiana car insurance rates to Hammond car insurance rates, Fort Wayne car insurance rates, and Evansville car insurance rates.

Ready to find affordable Clay City, IN car insurance today? Enter your ZIP code for fast, free Clay City car insurance quotes.

Cheapest Clay City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clay City, IN car insurance rates? Every Clay City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,444 $2,101 $2,298 $7,396 $9,339 $2,424 $2,631
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,538 $1,519 $1,319 $1,478 $8,086 $8,608 $2,012 $2,176
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,749 $1,661 $1,578 $1,590 $10,159 $11,457 $2,198 $2,254
State Farm $1,692 $1,692 $1,493 $1,493 $4,959 $6,368 $1,863 $2,077
Travelers $1,213 $1,235 $1,135 $1,134 $7,357 $11,580 $1,281 $1,493
USAA $996 $984 $921 $932 $2,728 $3,066 $1,348 $1,450

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Minimum Car Insurance in Clay City, IN

Every driver must carry the minimum car insurance in Clay City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Clay City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clay City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clay City, IN. Compare credit history car insurance rates in Clay City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clay City, Indiana

Insurance Company Poor Fair Good
Allstate $4,805 $3,577 $3,251
American Family $5,078 $3,306 $2,769
Farmers $3,906 $3,178 $2,942
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,511 $3,982 $3,749
State Farm $3,942 $2,350 $1,821
Travelers $3,682 $3,116 $3,113
USAA $2,100 $1,380 $1,180

Cheapest Clay City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clay City, IN to rates for a clean record with top companies.

Annual Clay City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,091 $4,548 $4,194 $3,679
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,990 $3,487 $3,588 $3,302
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,060 $5,342 $3,656 $4,265
State Farm $2,644 $2,886 $2,644 $2,644
Travelers $2,804 $3,469 $3,932 $3,009
USAA $1,176 $1,667 $1,914 $1,456

Cheapest Clay City, IN Car Insurance for Teen Drivers

Teen car insurance in Clay City, IN can be expensive. Take a look at rates from the top car insurance companies in Clay City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clay City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,339
American Family $6,331 $9,225
Farmers $8,086 $8,608
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,159 $11,457
State Farm $4,959 $6,368
Travelers $7,357 $11,580
USAA $2,728 $3,066

Cheapest Clay City, IN Car Insurance for Seniors

Take a look at Clay City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clay City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,298
American Family $2,107 $2,107
Farmers $1,319 $1,478
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,578 $1,590
State Farm $1,493 $1,493
Travelers $1,135 $1,134
USAA $921 $932

Cheapest Clay City, IN Car Insurance Rates After a DUI

A DUI in Clay City, IN increases car insurance rates. Compare Clay City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clay City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,194
American Family $5,171
Farmers $3,588
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,656
State Farm $2,644
Travelers $3,932
USAA $1,914

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Cheapest Clay City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clay City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clay City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,878 $3,878
American Family $3,673 $3,762
Farmers $3,342 $3,342
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,081 $4,081
State Farm $2,628 $2,781
Travelers $3,304 $3,304
USAA $1,533 $1,574

The Best Cheap Car Insurance Companies in Clay City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Clay City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clay City, Indiana

Insurance Company Average Annual Rates
Allstate $3,878
American Family $3,717
Farmers $3,342
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,081
State Farm $2,705
Travelers $3,304
USAA $1,553

Category Winners: Cheapest Car Insurance in Clay City, Indiana

Find the cheapest car insurance companies in Clay City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Clay City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Clay City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clay City car insurance rates. Find the cheapest Clay City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clay City, Indiana

Insurance Company Low Medium High
Allstate $3,682 $3,863 $4,088
American Family $3,702 $3,842 $3,608
Farmers $3,225 $3,334 $3,466
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,871 $4,021 $4,350
State Farm $2,596 $2,704 $2,814
Travelers $3,250 $3,334 $3,327
USAA $1,503 $1,550 $1,607

What affects car insurance rates in Clay City, Indiana?

What factors can have an impact on Clay City, IN car insurance? There are several reasons why Clay City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clay City, Indiana.

Commute Time in Clay City

The more time you spend in your car the higher the risk of an accident. The average commute length in Clay City, IN is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Clay City, IN

Ready to find affordable Clay City, Indiana car insurance today? Enter your ZIP code for fast, free Clay City, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State