Compare Clay Springs, AZ Car Insurance Rates (2021)

Car insurance in Clay Springs, AZ averages $286 a month. Clay Springs, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Clay Springs car insurance rates, compare quotes from the top car insurance companies in Clay Springs, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clay Springs, AZ are $3,435/year
  • The cheapest car insurance company in Clay Springs for teen drivers is GEICO
  • Average car insurance rates in Clay Springs, AZ after a DUI are $4,059/year

If you need to buy Clay Springs, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Clay Springs, AZ is right here.

You’ll find Clay Springs car insurance rates, the cheapest Clay Springs, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Clay Springs, Arizona car insurance rates to Chandler car insurance rates, Peoria car insurance rates, and Tempe car insurance rates.

Ready to find affordable Clay Springs, AZ car insurance today? Enter your ZIP code for fast, free Clay Springs car insurance quotes.

Cheapest Clay Springs, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clay Springs, AZ car insurance rates? Every Clay Springs, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay Springs, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,752 $2,752 $2,524 $2,524 $7,145 $9,256 $2,752 $3,253
Farmers $2,359 $2,344 $2,110 $2,241 $9,556 $9,832 $2,675 $2,780
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,944 $1,716 $1,743 $1,654 $7,943 $8,899 $2,109 $2,121
State Farm $2,370 $2,370 $2,083 $2,083 $7,212 $9,068 $2,551 $3,225
Travelers $1,717 $1,805 $1,572 $1,670 $4,778 $5,919 $1,821 $1,914
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

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Minimum Car Insurance in Clay Springs, AZ

Every driver must carry the minimum car insurance in Clay Springs, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Clay Springs, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Clay Springs, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clay Springs, AZ. Compare credit history car insurance rates in Clay Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clay Springs, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,193 $3,853 $3,314
Farmers $4,854 $4,028 $3,830
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,929 $3,424 $3,196
State Farm $7,127 $2,757 $1,726
Travelers $3,234 $2,634 $2,081
USAA $4,176 $2,912 $2,421

Cheapest Clay Springs, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clay Springs, AZ to rates for a clean record with top companies.

Annual Clay Springs, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,913 $4,544 $5,633 $3,389
Farmers $3,574 $4,607 $4,496 $4,272
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,103 $4,077 $3,278 $3,607
State Farm $3,530 $4,211 $3,870 $3,870
Travelers $2,125 $2,763 $3,057 $2,652
USAA $2,306 $3,302 $4,357 $2,715

Cheapest Clay Springs, AZ Car Insurance for Teen Drivers

Teen car insurance in Clay Springs, AZ can be expensive. Take a look at rates from the top car insurance companies in Clay Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clay Springs, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,145 $9,256
Farmers $9,556 $9,832
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,943 $8,899
State Farm $7,212 $9,068
Travelers $4,778 $5,919
USAA $6,479 $7,439

Cheapest Clay Springs, AZ Car Insurance for Seniors

Take a look at Clay Springs, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clay Springs, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,524 $2,524
Farmers $2,110 $2,241
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,743 $1,654
State Farm $2,083 $2,083
Travelers $1,572 $1,670
USAA $1,612 $1,634

Cheapest Clay Springs, AZ Car Insurance Rates After a DUI

A DUI in Clay Springs, AZ increases car insurance rates. Compare Clay Springs, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clay Springs, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,633
Farmers $4,496
GEICO $3,169
Nationwide $4,268
Progressive $3,278
State Farm $3,870
Travelers $3,057
USAA $4,357

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Cheapest Clay Springs, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clay Springs, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clay Springs, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,079 $4,161
Farmers $4,237 $4,237
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,516 $3,516
State Farm $3,774 $3,966
Travelers $2,650 $2,650
USAA $3,136 $3,204

The Best Cheap Car Insurance Companies in Clay Springs, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Clay Springs, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clay Springs, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,120
Farmers $4,237
GEICO $2,273
Nationwide $3,240
Progressive $3,516
State Farm $3,870
Travelers $2,650
USAA $3,170

Category Winners: Cheapest Car Insurance in Clay Springs, Arizona

Find the cheapest car insurance companies in Clay Springs, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Clay Springs, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Cheapest Clay Springs, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clay Springs car insurance rates. Find the cheapest Clay Springs, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clay Springs, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $3,993 $4,252 $4,115
Farmers $3,736 $4,274 $4,702
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,167 $3,571 $3,810
State Farm $3,513 $3,936 $4,162
Travelers $2,409 $2,685 $2,854
USAA $2,931 $3,212 $3,367

Compare Car Insurance Quotes in Clay Springs, AZ

Ready to find affordable Clay Springs, Arizona car insurance today? Enter your ZIP code for fast, free Clay Springs, AZ car insurance quotes.

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