Compare Clay, WV Car Insurance Rates (2021)

Car insurance in Clay, WV averages $335 a month. Clay, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clay car insurance rates, compare quotes from the top car insurance companies in Clay, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clay for teen drivers is State Farm
  • Average car insurance rates in Clay, WV are $4,024/year
  • The cheapest car insurance company in Clay is State Farm

If you need to buy Clay, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Clay, WV is right here.

You’ll find Clay car insurance rates, the cheapest Clay, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Clay, West Virginia car insurance rates to Bluefield car insurance rates, Fairmont car insurance rates, and Charleston car insurance rates.

Ready to find affordable Clay, WV car insurance today? Enter your ZIP code for fast, free Clay car insurance quotes.

Cheapest Clay, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clay, WV car insurance rates? Every Clay, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,929 $2,731 $2,603 $2,612 $10,197 $10,605 $3,273 $3,289
GEICO $2,964 $2,926 $2,828 $2,741 $7,181 $8,666 $2,853 $2,974
Liberty Mutual $3,917 $4,256 $3,141 $3,818 $14,567 $16,429 $4,068 $4,493
Nationwide $2,152 $2,194 $1,950 $2,055 $5,557 $7,071 $2,422 $2,602
Progressive $2,112 $2,035 $1,948 $1,945 $9,087 $10,242 $2,536 $2,624
State Farm $1,648 $1,648 $1,474 $1,474 $3,596 $4,641 $1,948 $1,544
USAA $1,688 $1,666 $1,568 $1,582 $5,562 $6,159 $2,183 $2,347

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Minimum Car Insurance in Clay, WV

Every driver must carry the minimum car insurance in Clay, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Clay, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clay, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clay, WV. Compare credit history car insurance rates in Clay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clay, West Virginia

Insurance Company Poor Fair Good
Allstate $5,804 $4,600 $3,935
GEICO $4,995 $4,060 $3,370
Liberty Mutual $9,809 $5,991 $4,709
Nationwide $3,708 $3,130 $2,914
Progressive $4,558 $3,961 $3,679
State Farm $3,228 $1,967 $1,544
USAA $4,194 $2,410 $1,928

Cheapest Clay, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clay, WV to rates for a clean record with top companies.

Annual Clay, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,065 $4,800 $5,666 $4,588
GEICO $2,547 $4,116 $7,171 $2,734
Liberty Mutual $5,610 $7,056 $7,837 $6,842
Nationwide $2,583 $3,454 $4,064 $2,900
Progressive $3,455 $4,619 $4,132 $4,058
State Farm $2,070 $2,424 $2,247 $2,247
USAA $2,238 $2,644 $3,770 $2,726

Cheapest Clay, WV Car Insurance for Teen Drivers

Teen car insurance in Clay, WV can be expensive. Take a look at rates from the top car insurance companies in Clay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clay, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,197 $10,605
GEICO $7,181 $8,666
Liberty Mutual $14,567 $16,429
Nationwide $5,557 $7,071
Progressive $9,087 $10,242
State Farm $3,596 $4,641
USAA $5,562 $6,159

Cheapest Clay, WV Car Insurance for Seniors

Take a look at Clay, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clay, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,603 $2,612
GEICO $2,828 $2,741
Liberty Mutual $3,141 $3,818
Nationwide $1,950 $2,055
Progressive $1,948 $1,945
State Farm $1,474 $1,474
USAA $1,568 $1,582

Cheapest Clay, WV Car Insurance Rates After a DUI

A DUI in Clay, WV increases car insurance rates. Compare Clay, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clay, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,666
GEICO $7,171
Liberty Mutual $7,837
Nationwide $4,064
Progressive $4,132
State Farm $2,247
USAA $3,770

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Cheapest Clay, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clay, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clay, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,780 $4,780
GEICO $4,098 $4,186
Liberty Mutual $6,836 $6,836
Nationwide $3,250 $3,250
Progressive $4,066 $4,066
State Farm $2,189 $2,304
USAA $2,811 $2,878

The Best Cheap Car Insurance Companies in Clay, WV

Take a look at a side-by-side comparison of the top car insurance companies in Clay, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clay, West Virginia

Insurance Company Average Annual Rates
Allstate $4,780
GEICO $4,142
Liberty Mutual $6,836
Nationwide $3,250
Progressive $4,066
State Farm $2,247
USAA $2,844

Category Winners: Cheapest Car Insurance in Clay, West Virginia

Find the cheapest car insurance companies in Clay, WV for each category right here.

Best Annual Car Insurance Rates by Company in Clay, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Clay, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clay car insurance rates. Find the cheapest Clay, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clay, West Virginia

Insurance Company Low Medium High
Allstate $4,603 $4,771 $4,966
GEICO $3,940 $4,150 $4,336
Liberty Mutual $6,528 $6,822 $7,159
Nationwide $3,229 $3,230 $3,293
Progressive $3,912 $4,025 $4,261
State Farm $2,128 $2,240 $2,372
USAA $2,744 $2,839 $2,950

What affects car insurance rates in Clay, West Virginia?

What factors can have an impact on Clay, WV car insurance? There are several reasons why Clay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clay, West Virginia.

Commute Time in Clay

The more time you spend in your car the higher the risk of an accident. The average commute length in Clay, WV is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Clay, WV

Ready to find affordable Clay, West Virginia car insurance today? Enter your ZIP code for fast, free Clay, WV car insurance quotes.

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