Compare Clayton, KS Car Insurance Rates (2021)

Car insurance in Clayton, KS averages $290 a month. Clayton, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clayton is American Family
  • Average car insurance rates in Clayton, KS after a DUI are $4,208/year
  • The cheapest car insurance company in Clayton for teen drivers is American Family

If you need to buy Clayton, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, KS is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Clayton, Kansas car insurance rates to Wichita car insurance rates, Lawrence car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Clayton, KS car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, KS car insurance rates? Every Clayton, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,742 $1,742 $1,570 $1,570 $3,229 $3,848 $1,742 $1,940
Farmers $2,552 $2,537 $2,285 $2,381 $6,657 $6,888 $2,863 $3,014
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,396 $2,299 $1,930 $2,008 $8,427 $9,515 $2,825 $3,016
State Farm $2,075 $2,075 $1,775 $1,775 $4,896 $6,325 $2,317 $2,582
Travelers $2,235 $2,283 $2,138 $2,177 $8,661 $13,559 $2,278 $2,752
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Clayton, KS

Every driver must carry the minimum car insurance in Clayton, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clayton, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, KS. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,834 $2,014 $1,670
Farmers $4,303 $3,414 $3,224
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,676 $3,895 $3,584
State Farm $4,336 $2,591 $2,006
Travelers $5,233 $4,234 $4,065
USAA $3,553 $2,300 $1,879

Cheapest Clayton, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, KS to rates for a clean record with top companies.

Annual Clayton, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,135 $2,285 $2,135 $2,135
Farmers $3,083 $3,948 $3,849 $3,707
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,751 $4,365 $3,907 $4,184
State Farm $2,804 $3,151 $2,978 $2,978
Travelers $3,333 $4,297 $5,870 $4,542
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Clayton, KS Car Insurance for Teen Drivers

Teen car insurance in Clayton, KS can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,229 $3,848
Farmers $6,657 $6,888
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,427 $9,515
State Farm $4,896 $6,325
Travelers $8,661 $13,559
USAA $4,983 $5,299

Cheapest Clayton, KS Car Insurance for Seniors

Take a look at Clayton, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,570 $1,570
Farmers $2,285 $2,381
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,930 $2,008
State Farm $1,775 $1,775
Travelers $2,138 $2,177
USAA $1,424 $1,461

Cheapest Clayton, KS Car Insurance Rates After a DUI

A DUI in Clayton, KS increases car insurance rates. Compare Clayton, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,135
Farmers $3,849
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,907
State Farm $2,978
Travelers $5,870
USAA $3,713

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Cheapest Clayton, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,144 $2,201
Farmers $3,647 $3,647
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $4,052 $4,052
State Farm $2,904 $3,051
Travelers $4,510 $4,510
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Clayton, KS

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,173
Farmers $3,647
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $4,052
State Farm $2,978
Travelers $4,510
USAA $2,577

Category Winners: Cheapest Car Insurance in Clayton, Kansas

Find the cheapest car insurance companies in Clayton, KS for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Clayton, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,205 $2,283 $2,030
Farmers $3,514 $3,631 $3,797
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,868 $4,023 $4,265
State Farm $2,896 $2,984 $3,053
Travelers $4,305 $4,516 $4,710
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Clayton, Kansas?

What factors can have an impact on Clayton, KS car insurance? There are several reasons why Clayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clayton, Kansas.

Commute Time in Clayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clayton, KS is 13.3 minutes according to City-Data.

Compare Car Insurance Quotes in Clayton, KS

Ready to find affordable Clayton, Kansas car insurance today? Enter your ZIP code for fast, free Clayton, KS car insurance quotes.

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