Compare Clayton, LA Car Insurance Rates (2021)

Car insurance in Clayton, LA averages $429 a month. Clayton, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clayton, LA are $5,150/year
  • The cheapest car insurance company in Clayton is State Farm
  • The cheapest car insurance company in Clayton for teen drivers is USAA

If you need to buy Clayton, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, LA is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Clayton, Louisiana car insurance rates to Alexandria car insurance rates, Kenner car insurance rates, and Shreveport car insurance rates.

Ready to find affordable Clayton, LA car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, LA car insurance rates? Every Clayton, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,079 $3,548 $3,615 $4,364 $11,621 $12,378 $2,991 $2,950
Progressive $3,568 $3,362 $2,980 $3,183 $14,160 $15,803 $4,130 $4,302
State Farm $2,497 $2,497 $2,276 $2,276 $7,310 $9,180 $2,785 $3,136
USAA $2,490 $2,453 $2,411 $2,400 $7,454 $8,779 $3,080 $3,386

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Minimum Car Insurance in Clayton, LA

Every driver must carry the minimum car insurance in Clayton, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clayton, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, LA. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,623 $5,748 $4,334
Progressive $7,294 $6,226 $5,787
State Farm $5,553 $3,561 $2,869
USAA $5,616 $3,574 $2,980

Cheapest Clayton, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, LA to rates for a clean record with top companies.

Annual Clayton, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,797 $6,122 $7,475 $4,879
Progressive $5,366 $7,185 $6,909 $6,283
State Farm $3,670 $4,319 $3,995 $3,995
USAA $3,092 $4,284 $5,161 $3,690

Cheapest Clayton, LA Car Insurance for Teen Drivers

Teen car insurance in Clayton, LA can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,621 $12,378
Progressive $14,160 $15,803
State Farm $7,310 $9,180
USAA $7,454 $8,779

Cheapest Clayton, LA Car Insurance for Seniors

Take a look at Clayton, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,615 $4,364
Progressive $2,980 $3,183
State Farm $2,276 $2,276
USAA $2,411 $2,400

Cheapest Clayton, LA Car Insurance Rates After a DUI

A DUI in Clayton, LA increases car insurance rates. Compare Clayton, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,109
GEICO $7,475
Progressive $6,909
State Farm $3,995
USAA $5,161

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Cheapest Clayton, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,461 $5,675
Progressive $6,436 $6,436
State Farm $3,893 $4,096
USAA $3,933 $4,180

The Best Cheap Car Insurance Companies in Clayton, LA

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,568
Progressive $6,436
State Farm $3,995
USAA $4,056

Category Winners: Cheapest Car Insurance in Clayton, Louisiana

Find the cheapest car insurance companies in Clayton, LA for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Clayton, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,757 $5,586 $6,363
Progressive $5,609 $6,394 $7,305
State Farm $3,514 $3,986 $4,484
USAA $3,573 $4,112 $4,484

What affects car insurance rates in Clayton, Louisiana?

What factors can have an impact on Clayton, LA car insurance? There are several reasons why Clayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clayton, Louisiana.

Commute Time in Clayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clayton, LA is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Clayton, LA

Ready to find affordable Clayton, Louisiana car insurance today? Enter your ZIP code for fast, free Clayton, LA car insurance quotes.

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