Compare Clayton, NM Car Insurance Rates (2021)

Car insurance in Clayton, NM averages $289 a month. Clayton, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clayton, NM after a DUI are $4,421/year
  • The cheapest car insurance company in Clayton is USAA
  • Average car insurance rates in Clayton, NM are $3,469/year

If you need to buy Clayton, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, NM is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Clayton, New Mexico car insurance rates to Farmington car insurance rates, Rio Rancho car insurance rates, and Gallup car insurance rates.

Ready to find affordable Clayton, NM car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, NM car insurance rates? Every Clayton, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,785 $2,830 $2,502 $2,643 $8,698 $9,974 $3,156 $3,374
Farmers $2,422 $2,415 $2,171 $2,304 $9,571 $9,851 $2,727 $2,832
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,586 $2,638 $2,338 $2,465 $6,271 $7,955 $2,917 $3,135
Progressive $1,587 $1,547 $1,426 $1,437 $6,236 $7,033 $1,924 $2,001
State Farm $1,594 $1,594 $1,434 $1,434 $4,195 $5,299 $1,783 $1,962
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Clayton, NM

Every driver must carry the minimum car insurance in Clayton, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Clayton, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, NM. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, New Mexico

Insurance Company Poor Fair Good
Allstate $5,242 $4,303 $3,941
Farmers $4,922 $4,068 $3,870
GEICO $4,787 $4,162 $3,849
Nationwide $4,644 $3,597 $3,123
Progressive $3,195 $2,832 $2,670
State Farm $3,451 $2,116 $1,669
USAA $2,680 $2,000 $1,731

Cheapest Clayton, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, NM to rates for a clean record with top companies.

Annual Clayton, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,762 $4,874 $5,154 $4,190
Farmers $3,626 $4,656 $4,546 $4,318
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,805 $3,976 $5,178 $3,193
Progressive $2,513 $3,408 $2,706 $2,969
State Farm $2,272 $2,458 $2,458 $2,458
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Clayton, NM Car Insurance for Teen Drivers

Teen car insurance in Clayton, NM can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,698 $9,974
Farmers $9,571 $9,851
GEICO $7,583 $10,447
Nationwide $6,271 $7,955
Progressive $6,236 $7,033
State Farm $4,195 $5,299
USAA $3,641 $4,122

Cheapest Clayton, NM Car Insurance for Seniors

Take a look at Clayton, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,502 $2,643
Farmers $2,171 $2,304
GEICO $2,511 $2,511
Nationwide $2,338 $2,465
Progressive $1,426 $1,437
State Farm $1,434 $1,434
USAA $1,372 $1,376

Cheapest Clayton, NM Car Insurance Rates After a DUI

A DUI in Clayton, NM increases car insurance rates. Compare Clayton, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,154
Farmers $4,546
GEICO $8,009
Nationwide $5,178
Progressive $2,706
State Farm $2,458
USAA $2,897

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Cheapest Clayton, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
Farmers $4,287 $4,287
GEICO $4,201 $4,331
Nationwide $3,788 $3,788
Progressive $2,899 $2,899
State Farm $2,351 $2,473
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Clayton, NM

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, New Mexico

Insurance Company Average Annual Rates
Allstate $4,495
Farmers $4,287
GEICO $4,266
Nationwide $3,788
Progressive $2,899
State Farm $2,412
USAA $2,137

Category Winners: Cheapest Car Insurance in Clayton, New Mexico

Find the cheapest car insurance companies in Clayton, NM for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Clayton, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, New Mexico

Insurance Company Low Medium High
Allstate $4,336 $4,488 $4,661
Farmers $3,944 $4,252 $4,663
GEICO $3,990 $4,256 $4,552
Nationwide $3,799 $3,746 $3,819
Progressive $2,785 $2,897 $3,015
State Farm $2,214 $2,420 $2,602
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Clayton, New Mexico?

What factors can have an impact on Clayton, NM car insurance? There are several reasons why Clayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clayton, New Mexico.

Car Theft in Clayton

High levels of vehicle theft can make car insurance more expensive. Clayton, NM car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Clayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clayton, NM is 16.1 minutes according to City-Data.

Compare Car Insurance Quotes in Clayton, NM

Ready to find affordable Clayton, New Mexico car insurance today? Enter your ZIP code for fast, free Clayton, NM car insurance quotes.

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