Compare Clayton, TX Car Insurance Rates (2021)

Car insurance in Clayton, TX averages $323 a month. Clayton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clayton for teen drivers is USAA
  • The cheapest car insurance company in Clayton is USAA
  • Average car insurance rates in Clayton, TX are $3,876/year

If you need to buy Clayton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, TX is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Clayton, Texas car insurance rates to San Antonio car insurance rates, Fort Worth car insurance rates, and Austin car insurance rates.

Ready to find affordable Clayton, TX car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, TX car insurance rates? Every Clayton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,677 $3,708 $3,629 $3,629 $9,693 $11,703 $4,546 $4,735
American Family $2,661 $2,956 $2,466 $2,819 $6,901 $9,046 $3,793 $4,321
GEICO $2,214 $2,384 $2,141 $2,419 $4,742 $4,925 $2,385 $2,375
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,577 $2,438 $2,298 $2,335 $10,996 $12,316 $3,054 $3,099
State Farm $2,021 $2,021 $1,790 $1,790 $4,722 $5,998 $2,189 $2,261
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

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Minimum Car Insurance in Clayton, TX

Every driver must carry the minimum car insurance in Clayton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clayton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, TX. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, Texas

Insurance Company Poor Fair Good
Allstate $7,202 $5,276 $4,518
American Family $6,022 $3,781 $3,308
GEICO $4,538 $2,579 $1,727
Nationwide $4,741 $3,806 $3,304
Progressive $5,500 $4,758 $4,409
State Farm $4,039 $2,510 $1,998
USAA $3,619 $2,084 $1,674

Cheapest Clayton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, TX to rates for a clean record with top companies.

Annual Clayton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,396 $6,793 $7,076 $4,396
American Family $3,993 $5,054 $4,441 $3,993
GEICO $2,506 $3,291 $2,769 $3,226
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $4,257 $5,533 $4,980 $4,787
State Farm $2,545 $2,902 $3,406 $2,545
USAA $1,835 $2,704 $3,192 $2,106

Cheapest Clayton, TX Car Insurance for Teen Drivers

Teen car insurance in Clayton, TX can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $11,703
American Family $6,901 $9,046
GEICO $4,742 $4,925
Nationwide $7,052 $9,052
Progressive $10,996 $12,316
State Farm $4,722 $5,998
USAA $4,400 $4,800

Cheapest Clayton, TX Car Insurance for Seniors

Take a look at Clayton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,629 $3,629
American Family $2,466 $2,819
GEICO $2,141 $2,419
Nationwide $2,177 $2,305
Progressive $2,298 $2,335
State Farm $1,790 $1,790
USAA $1,496 $1,487

Cheapest Clayton, TX Car Insurance Rates After a DUI

A DUI in Clayton, TX increases car insurance rates. Compare Clayton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,076
American Family $4,441
GEICO $2,769
Nationwide $5,080
Progressive $4,980
State Farm $3,406
USAA $3,192

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Cheapest Clayton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,805
American Family $4,370 $4,370
GEICO $2,892 $3,004
Nationwide $3,950 $3,950
Progressive $4,889 $4,889
State Farm $2,849 $2,849
USAA $2,428 $2,490

The Best Cheap Car Insurance Companies in Clayton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, Texas

Insurance Company Average Annual Rates
Allstate $5,665
American Family $4,370
GEICO $2,948
Nationwide $3,950
Progressive $4,889
State Farm $2,849
USAA $2,459

Category Winners: Cheapest Car Insurance in Clayton, Texas

Find the cheapest car insurance companies in Clayton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Clayton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, Texas

Insurance Company Low Medium High
Allstate $5,538 $5,617 $5,840
American Family $4,063 $4,207 $4,842
GEICO $2,785 $2,906 $3,154
Nationwide $4,253 $3,780 $3,818
Progressive $4,623 $4,866 $5,179
State Farm $2,709 $2,838 $3,000
USAA $2,380 $2,450 $2,547

Compare Car Insurance Quotes in Clayton, TX

Ready to find affordable Clayton, Texas car insurance today? Enter your ZIP code for fast, free Clayton, TX car insurance quotes.

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