Compare Clayton, WI Car Insurance Rates (2021)

Car insurance in Clayton, WI averages $265 a month. Clayton, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clayton is American Family
  • Average car insurance rates in Clayton, WI after a DUI are $3,519/year
  • Average car insurance rates in Clayton, WI are $3,177/year

If you need to buy Clayton, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, WI is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Clayton, Wisconsin car insurance rates to Milwaukee car insurance rates, Kenosha car insurance rates, and Madison car insurance rates.

Ready to find affordable Clayton, WI car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, WI car insurance rates? Every Clayton, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,370 $2,506 $2,178 $2,413 $7,435 $9,547 $2,419 $2,632
American Family $1,043 $1,095 $975 $987 $2,961 $3,279 $1,231 $1,315
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $4,081 $4,310 $3,367 $3,557 $8,164 $12,475 $4,955 $5,930
Progressive $2,015 $1,939 $1,646 $1,709 $7,309 $8,280 $2,425 $2,635
State Farm $1,492 $1,492 $1,307 $1,307 $3,966 $5,048 $1,676 $1,898
USAA $1,453 $1,455 $1,311 $1,342 $3,646 $4,241 $1,895 $2,089

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Minimum Car Insurance in Clayton, WI

Every driver must carry the minimum car insurance in Clayton, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Clayton, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, WI. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,177 $3,556 $3,079
American Family $2,156 $1,421 $1,255
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,583 $5,491 $5,491
Progressive $4,003 $3,365 $3,116
State Farm $3,392 $1,946 $1,481
USAA $3,366 $1,765 $1,406

Cheapest Clayton, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, WI to rates for a clean record with top companies.

Annual Clayton, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,234 $4,424 $4,115 $3,977
American Family $1,540 $1,634 $1,634 $1,634
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,949 $5,726 $7,019 $5,726
Progressive $3,206 $3,859 $3,320 $3,594
State Farm $2,109 $2,437 $2,273 $2,273
USAA $1,710 $2,148 $2,909 $1,950

Cheapest Clayton, WI Car Insurance for Teen Drivers

Teen car insurance in Clayton, WI can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,435 $9,547
American Family $2,961 $3,279
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $5,864 $6,583
Nationwide $8,164 $12,475
Progressive $7,309 $8,280
State Farm $3,966 $5,048
USAA $3,646 $4,241

Cheapest Clayton, WI Car Insurance for Seniors

Take a look at Clayton, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,178 $2,413
American Family $975 $987
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,466 $1,668
Nationwide $3,367 $3,557
Progressive $1,646 $1,709
State Farm $1,307 $1,307
USAA $1,311 $1,342

Cheapest Clayton, WI Car Insurance Rates After a DUI

A DUI in Clayton, WI increases car insurance rates. Compare Clayton, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,115
American Family $1,634
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,298
Nationwide $7,019
Progressive $3,320
State Farm $2,273
USAA $2,909

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Cheapest Clayton, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,842 $4,032
American Family $1,583 $1,638
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $2,924 $2,924
Nationwide $5,855 $5,855
Progressive $3,495 $3,495
State Farm $2,217 $2,329
USAA $2,150 $2,208

The Best Cheap Car Insurance Companies in Clayton, WI

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,937
American Family $1,611
Farmers $3,984
GEICO $2,333
Liberty Mutual $2,924
Nationwide $5,855
Progressive $3,495
State Farm $2,273
USAA $2,179

Category Winners: Cheapest Car Insurance in Clayton, Wisconsin

Find the cheapest car insurance companies in Clayton, WI for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Clayton, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, Wisconsin

Insurance Company Low Medium High
Allstate $3,768 $3,928 $4,116
American Family $1,592 $1,625 $1,615
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,686 $5,853 $6,026
Progressive $3,326 $3,515 $3,643
State Farm $2,164 $2,279 $2,376
USAA $2,101 $2,181 $2,255

What affects car insurance rates in Clayton, Wisconsin?

What factors can have an impact on Clayton, WI car insurance? There are several reasons why Clayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clayton, Wisconsin.

Commute Time in Clayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clayton, WI is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Clayton, WI

Ready to find affordable Clayton, Wisconsin car insurance today? Enter your ZIP code for fast, free Clayton, WI car insurance quotes.

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