Compare Clear Lake, IN Car Insurance Rates (2021)

Car insurance in Clear Lake, IN averages $264 a month. Clear Lake, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clear Lake car insurance rates, compare quotes from the top car insurance companies in Clear Lake, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clear Lake is USAA
  • Average car insurance rates in Clear Lake, IN after a DUI are $3,756/year
  • Average car insurance rates in Clear Lake, IN are $3,171/year

If you need to buy Clear Lake, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Clear Lake, IN is right here.

You’ll find Clear Lake car insurance rates, the cheapest Clear Lake, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Clear Lake, Indiana car insurance rates to Evansville car insurance rates, Hammond car insurance rates, and Carmel car insurance rates.

Ready to find affordable Clear Lake, IN car insurance today? Enter your ZIP code for fast, free Clear Lake car insurance quotes.

Cheapest Clear Lake, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clear Lake, IN car insurance rates? Every Clear Lake, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clear Lake, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,463 $2,527 $2,156 $2,359 $7,474 $9,403 $2,512 $2,734
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,522 $1,501 $1,304 $1,463 $8,102 $8,629 $1,997 $2,160
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,590 $1,629 $1,393 $1,490 $4,574 $5,953 $1,858 $2,035
Progressive $1,588 $1,509 $1,433 $1,445 $9,124 $10,269 $1,989 $2,038
State Farm $1,333 $1,333 $1,176 $1,176 $3,881 $4,987 $1,468 $1,634
Travelers $1,140 $1,160 $1,067 $1,068 $6,997 $11,054 $1,205 $1,396
USAA $1,084 $1,070 $1,005 $1,018 $2,967 $3,326 $1,468 $1,578

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Minimum Car Insurance in Clear Lake, IN

Every driver must carry the minimum car insurance in Clear Lake, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Clear Lake, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clear Lake, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clear Lake, IN. Compare credit history car insurance rates in Clear Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clear Lake, Indiana

Insurance Company Poor Fair Good
Allstate $4,906 $3,645 $3,310
American Family $4,759 $3,096 $2,593
Farmers $3,895 $3,172 $2,938
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,921 $2,469 $2,305
Progressive $4,063 $3,585 $3,375
State Farm $3,093 $1,846 $1,431
Travelers $3,492 $2,959 $2,957
USAA $2,275 $1,504 $1,290

Cheapest Clear Lake, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clear Lake, IN to rates for a clean record with top companies.

Annual Clear Lake, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,159 $4,629 $4,270 $3,756
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,985 $3,477 $3,582 $3,296
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,206 $2,844 $2,727 $2,485
Progressive $2,765 $4,798 $3,296 $3,837
State Farm $2,077 $2,265 $2,077 $2,077
Travelers $2,665 $3,291 $3,728 $2,858
USAA $1,279 $1,817 $2,080 $1,583

Cheapest Clear Lake, IN Car Insurance for Teen Drivers

Teen car insurance in Clear Lake, IN can be expensive. Take a look at rates from the top car insurance companies in Clear Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clear Lake, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,474 $9,403
American Family $5,962 $8,663
Farmers $8,102 $8,629
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,574 $5,953
Progressive $9,124 $10,269
State Farm $3,881 $4,987
Travelers $6,997 $11,054
USAA $2,967 $3,326

Cheapest Clear Lake, IN Car Insurance for Seniors

Take a look at Clear Lake, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clear Lake, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,156 $2,359
American Family $1,970 $1,970
Farmers $1,304 $1,463
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,393 $1,490
Progressive $1,433 $1,445
State Farm $1,176 $1,176
Travelers $1,067 $1,068
USAA $1,005 $1,018

Cheapest Clear Lake, IN Car Insurance Rates After a DUI

A DUI in Clear Lake, IN increases car insurance rates. Compare Clear Lake, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clear Lake, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,270
American Family $4,841
Farmers $3,582
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,727
Progressive $3,296
State Farm $2,077
Travelers $3,728
USAA $2,080

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Cheapest Clear Lake, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clear Lake, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clear Lake, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,953 $3,953
American Family $3,441 $3,525
Farmers $3,335 $3,335
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,565 $2,565
Progressive $3,674 $3,674
State Farm $2,063 $2,184
Travelers $3,136 $3,136
USAA $1,667 $1,712

The Best Cheap Car Insurance Companies in Clear Lake, IN

Take a look at a side-by-side comparison of the top car insurance companies in Clear Lake, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clear Lake, Indiana

Insurance Company Average Annual Rates
Allstate $3,953
American Family $3,483
Farmers $3,335
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,565
Progressive $3,674
State Farm $2,124
Travelers $3,136
USAA $1,690

Category Winners: Cheapest Car Insurance in Clear Lake, Indiana

Find the cheapest car insurance companies in Clear Lake, IN for each category right here.

Best Annual Car Insurance Rates by Company in Clear Lake, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Clear Lake, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clear Lake car insurance rates. Find the cheapest Clear Lake, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clear Lake, Indiana

Insurance Company Low Medium High
Allstate $3,777 $3,940 $4,144
American Family $3,456 $3,598 $3,394
Farmers $3,214 $3,327 $3,464
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,615 $2,543 $2,537
Progressive $3,490 $3,622 $3,911
State Farm $2,035 $2,122 $2,214
Travelers $3,077 $3,165 $3,165
USAA $1,625 $1,685 $1,759

What affects car insurance rates in Clear Lake, Indiana?

What factors can have an impact on Clear Lake, IN car insurance? There are several reasons why Clear Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clear Lake, Indiana.

Commute Time in Clear Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Clear Lake, IN is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Clear Lake, IN

Ready to find affordable Clear Lake, Indiana car insurance today? Enter your ZIP code for fast, free Clear Lake, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State