Compare Clearfield, IA Car Insurance Rates (2021)

Car insurance in Clearfield, IA averages $259 a month. Clearfield, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Clearfield car insurance rates, compare quotes from the top car insurance companies in Clearfield, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clearfield is USAA
  • The cheapest car insurance company in Clearfield for teen drivers is USAA
  • Average car insurance rates in Clearfield, IA after a DUI are $3,731/year

If you need to buy Clearfield, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Clearfield, IA is right here.

You’ll find Clearfield car insurance rates, the cheapest Clearfield, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Clearfield, Iowa car insurance rates to Iowa City car insurance rates, Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Clearfield, IA car insurance today? Enter your ZIP code for fast, free Clearfield car insurance quotes.

Cheapest Clearfield, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clearfield, IA car insurance rates? Every Clearfield, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clearfield, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $2,145 $2,081 $1,764 $1,826 $5,060 $5,728 $2,591 $2,811
State Farm $1,572 $1,572 $1,359 $1,359 $3,940 $5,034 $1,760 $1,988
Travelers $2,652 $2,708 $2,564 $2,567 $11,282 $17,760 $2,756 $3,300
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

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Minimum Car Insurance in Clearfield, IA

Every driver must carry the minimum car insurance in Clearfield, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Clearfield, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clearfield, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clearfield, IA. Compare credit history car insurance rates in Clearfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clearfield, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,081 $2,998 $2,517
Farmers $2,783 $2,302 $2,180
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,564 $2,857 $2,581
State Farm $3,309 $2,047 $1,614
Travelers $6,427 $5,468 $5,201
USAA $2,538 $1,734 $1,499

Cheapest Clearfield, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clearfield, IA to rates for a clean record with top companies.

Annual Clearfield, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,416 $3,938 $2,616 $3,032
State Farm $2,172 $2,475 $2,323 $2,323
Travelers $4,160 $5,530 $7,395 $5,709
USAA $1,474 $1,968 $2,562 $1,690

Cheapest Clearfield, IA Car Insurance for Teen Drivers

Teen car insurance in Clearfield, IA can be expensive. Take a look at rates from the top car insurance companies in Clearfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clearfield, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,488 $7,718
Farmers $4,505 $4,797
GEICO $4,142 $3,866
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $5,060 $5,728
State Farm $3,940 $5,034
Travelers $11,282 $17,760
USAA $3,408 $3,641

Cheapest Clearfield, IA Car Insurance for Seniors

Take a look at Clearfield, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clearfield, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,846 $1,846
Farmers $1,351 $1,474
GEICO $1,620 $1,483
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,764 $1,826
State Farm $1,359 $1,359
Travelers $2,564 $2,567
USAA $1,186 $1,221

Cheapest Clearfield, IA Car Insurance Rates After a DUI

A DUI in Clearfield, IA increases car insurance rates. Compare Clearfield, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clearfield, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $4,393
Farmers $2,601
GEICO $3,058
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,616
State Farm $2,323
Travelers $7,395
USAA $2,562

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Cheapest Clearfield, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clearfield, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clearfield, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,161 $3,236
Farmers $2,422 $2,422
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $3,001 $3,001
State Farm $2,268 $2,379
Travelers $5,699 $5,699
USAA $1,853 $1,994

The Best Cheap Car Insurance Companies in Clearfield, IA

Take a look at a side-by-side comparison of the top car insurance companies in Clearfield, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clearfield, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,199
Farmers $2,422
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,693
Progressive $3,001
State Farm $2,323
Travelers $5,699
USAA $1,924

Category Winners: Cheapest Car Insurance in Clearfield, Iowa

Find the cheapest car insurance companies in Clearfield, IA for each category right here.

Best Annual Car Insurance Rates by Company in Clearfield, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Clearfield, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clearfield car insurance rates. Find the cheapest Clearfield, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clearfield, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,218 $3,376 $3,001
Farmers $2,314 $2,429 $2,522
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,867 $3,008 $3,126
State Farm $2,231 $2,333 $2,405
Travelers $5,427 $5,781 $5,888
USAA $1,832 $1,929 $2,010

What affects car insurance rates in Clearfield, Iowa?

What factors can have an impact on Clearfield, IA car insurance? There are several reasons why Clearfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clearfield, Iowa.

Commute Time in Clearfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Clearfield, IA is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Clearfield, IA

Ready to find affordable Clearfield, Iowa car insurance today? Enter your ZIP code for fast, free Clearfield, IA car insurance quotes.

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