Compare Clearlake Oaks, CA Car Insurance Rates (2021)

Car insurance in Clearlake Oaks, CA averages $276 a month. Clearlake Oaks, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Clearlake Oaks car insurance rates, compare quotes from the top car insurance companies in Clearlake Oaks, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clearlake Oaks, CA after a DUI are $4,648/year
  • The cheapest car insurance company in Clearlake Oaks is USAA
  • Average car insurance rates in Clearlake Oaks, CA are $3,316/year

If you need to buy Clearlake Oaks, California car insurance, the options can be confusing. Everything you need to know about car insurance in Clearlake Oaks, CA is right here.

You’ll find Clearlake Oaks car insurance rates, the cheapest Clearlake Oaks, CA car insurance companies, and information on California car insurance laws. You can also compare Clearlake Oaks, California car insurance rates to Bakersfield car insurance rates, San Francisco car insurance rates, and San Jose car insurance rates.

Ready to find affordable Clearlake Oaks, CA car insurance today? Enter your ZIP code for fast, free Clearlake Oaks car insurance quotes.

Cheapest Clearlake Oaks, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clearlake Oaks, CA car insurance rates? Every Clearlake Oaks, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clearlake Oaks, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,330 $2,338 $1,696 $1,724 $6,360 $8,003 $3,010 $3,337
Farmers $2,360 $2,360 $2,120 $2,120 $7,562 $12,472 $2,799 $3,118
GEICO $1,609 $1,611 $1,514 $1,514 $4,890 $4,984 $2,311 $2,369
Liberty Mutual $2,170 $2,066 $2,005 $1,948 $4,783 $5,044 $2,462 $2,467
Nationwide $2,997 $2,864 $2,622 $2,474 $7,567 $8,363 $3,567 $3,528
Progressive $1,735 $1,784 $1,498 $1,768 $4,676 $5,617 $2,524 $2,712
State Farm $3,032 $3,032 $2,709 $2,709 $5,562 $6,900 $3,355 $3,459
Travelers $2,282 $2,217 $2,015 $1,993 $4,597 $5,332 $2,967 $2,909
USAA $1,787 $1,695 $1,744 $1,752 $4,068 $4,079 $2,464 $2,331

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Minimum Car Insurance in Clearlake Oaks, CA

Every driver must carry the minimum car insurance in Clearlake Oaks, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Clearlake Oaks, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Clearlake Oaks, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clearlake Oaks, CA to rates for a clean record with top companies.

Annual Clearlake Oaks, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,169 $3,665 $5,720 $2,844
Farmers $3,222 $4,391 $5,479 $4,364
GEICO $1,820 $2,802 $3,522 $2,258
Liberty Mutual $2,489 $3,338 $3,008 $2,637
Nationwide $2,966 $3,800 $6,425 $3,800
Progressive $1,818 $3,106 $3,614 $2,620
State Farm $2,742 $3,271 $6,184 $3,183
Travelers $2,049 $3,285 $3,845 $2,977
USAA $1,656 $2,458 $4,033 $1,813

Cheapest Clearlake Oaks, CA Car Insurance for Teen Drivers

Teen car insurance in Clearlake Oaks, CA can be expensive. Take a look at rates from the top car insurance companies in Clearlake Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clearlake Oaks, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,360 $8,003
Farmers $7,562 $12,472
GEICO $4,890 $4,984
Liberty Mutual $4,783 $5,044
Nationwide $7,567 $8,363
Progressive $4,676 $5,617
State Farm $5,562 $6,900
Travelers $4,597 $5,332
USAA $4,068 $4,079

Cheapest Clearlake Oaks, CA Car Insurance for Seniors

Take a look at Clearlake Oaks, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clearlake Oaks, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,724
Farmers $2,120 $2,120
GEICO $1,514 $1,514
Liberty Mutual $2,005 $1,948
Nationwide $2,622 $2,474
Progressive $1,498 $1,768
State Farm $2,709 $2,709
Travelers $2,015 $1,993
USAA $1,744 $1,752

Cheapest Clearlake Oaks, CA Car Insurance Rates After a DUI

A DUI in Clearlake Oaks, CA increases car insurance rates. Compare Clearlake Oaks, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clearlake Oaks, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,720
Farmers $5,479
GEICO $3,522
Liberty Mutual $3,008
Nationwide $6,425
Progressive $3,614
State Farm $6,184
Travelers $3,845
USAA $4,033

Cheapest Clearlake Oaks, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clearlake Oaks, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clearlake Oaks, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,252 $3,948
Farmers $3,961 $4,767
GEICO $2,363 $2,838
Liberty Mutual $2,634 $3,102
Nationwide $3,752 $4,743
Progressive $2,534 $3,045
State Farm $3,705 $3,985
Travelers $2,734 $3,344
USAA $2,293 $2,687

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The Best Cheap Car Insurance Companies in Clearlake Oaks, CA

Take a look at a side-by-side comparison of the top car insurance companies in Clearlake Oaks, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clearlake Oaks, California

Insurance Company Average Annual Rates
Allstate $3,600
Farmers $4,364
GEICO $2,600
Liberty Mutual $2,868
Nationwide $4,248
Progressive $2,789
State Farm $3,845
Travelers $3,039
USAA $2,490

Category Winners: Cheapest Car Insurance in Clearlake Oaks, California

Find the cheapest car insurance companies in Clearlake Oaks, CA for each category right here.

Best Annual Car Insurance Rates by Company in Clearlake Oaks, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Clearlake Oaks, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clearlake Oaks car insurance rates. Find the cheapest Clearlake Oaks, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clearlake Oaks, California

Insurance Company Low Medium High
Allstate $3,426 $3,628 $3,745
Farmers $4,096 $4,395 $4,601
GEICO $2,373 $2,627 $2,801
Liberty Mutual $2,704 $2,890 $3,010
Nationwide $3,822 $4,319 $4,602
Progressive $2,455 $2,879 $3,035
State Farm $3,480 $3,906 $4,149
Travelers $2,716 $3,108 $3,293
USAA $2,251 $2,539 $2,680

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What affects car insurance rates in Clearlake Oaks, California?

What factors can have an impact on Clearlake Oaks, CA car insurance? There are several reasons why Clearlake Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clearlake Oaks, California.

Commute Time in Clearlake Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Clearlake Oaks, CA is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Clearlake Oaks, CA

Ready to find affordable Clearlake Oaks, California car insurance today? Enter your ZIP code for fast, free Clearlake Oaks, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State