Compare Clearmont, MO Car Insurance Rates (2021)

Car insurance in Clearmont, MO averages $266 a month. Clearmont, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clearmont car insurance rates, compare quotes from the top car insurance companies in Clearmont, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clearmont for teen drivers is Nationwide
  • Average car insurance rates in Clearmont, MO after a DUI are $3,715/year
  • The cheapest car insurance company in Clearmont is Nationwide

If you need to buy Clearmont, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Clearmont, MO is right here.

You’ll find Clearmont car insurance rates, the cheapest Clearmont, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Clearmont, Missouri car insurance rates to Florissant car insurance rates, Lee’s Summit car insurance rates, and Columbia car insurance rates.

Ready to find affordable Clearmont, MO car insurance today? Enter your ZIP code for fast, free Clearmont car insurance quotes.

Cheapest Clearmont, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clearmont, MO car insurance rates? Every Clearmont, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clearmont, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,865 $2,775 $2,577 $2,658 $7,927 $8,602 $2,749 $2,840
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,218 $2,214 $1,986 $2,099 $8,903 $9,214 $2,524 $2,647
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,679 $2,908 $2,206 $2,474 $8,787 $9,758 $2,832 $3,033
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,186 $2,071 $1,786 $1,832 $6,587 $7,435 $2,677 $2,762
State Farm $1,613 $1,613 $1,421 $1,421 $4,372 $5,542 $1,807 $2,051
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Clearmont, MO

Every driver must carry the minimum car insurance in Clearmont, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Clearmont, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clearmont, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clearmont, MO. Compare credit history car insurance rates in Clearmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clearmont, Missouri

Insurance Company Poor Fair Good
Allstate $5,689 $3,660 $3,023
American Family $3,931 $2,763 $2,329
Farmers $4,550 $3,780 $3,597
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,236 $3,784 $2,984
Nationwide $2,363 $1,937 $1,690
Progressive $3,970 $3,268 $3,012
State Farm $3,311 $2,243 $1,886
USAA $4,394 $2,045 $1,465

Cheapest Clearmont, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clearmont, MO to rates for a clean record with top companies.

Annual Clearmont, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $3,991 $4,958 $4,005
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,464 $4,261 $4,171 $4,007
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,163 $4,507 $4,667 $5,001
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $3,013 $3,898 $3,295 $3,462
State Farm $2,299 $2,661 $2,480 $2,480
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Clearmont, MO Car Insurance for Teen Drivers

Teen car insurance in Clearmont, MO can be expensive. Take a look at rates from the top car insurance companies in Clearmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clearmont, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,927 $8,602
American Family $5,306 $6,919
Farmers $8,903 $9,214
GEICO $5,638 $5,996
Liberty Mutual $8,787 $9,758
Nationwide $3,304 $4,281
Progressive $6,587 $7,435
State Farm $4,372 $5,542
USAA $4,844 $5,914

Cheapest Clearmont, MO Car Insurance for Seniors

Take a look at Clearmont, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clearmont, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,577 $2,658
American Family $1,767 $1,767
Farmers $1,986 $2,099
GEICO $1,434 $1,805
Liberty Mutual $2,206 $2,474
Nationwide $1,194 $1,278
Progressive $1,786 $1,832
State Farm $1,421 $1,421
USAA $1,448 $1,469

Cheapest Clearmont, MO Car Insurance Rates After a DUI

A DUI in Clearmont, MO increases car insurance rates. Compare Clearmont, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clearmont, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,958
American Family $3,907
Farmers $4,171
GEICO $3,742
Liberty Mutual $4,667
Nationwide $2,634
Progressive $3,295
State Farm $2,480
USAA $3,578

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Cheapest Clearmont, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clearmont, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clearmont, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,124 $4,124
American Family $2,977 $3,038
Farmers $3,976 $3,976
GEICO $2,727 $2,835
Liberty Mutual $4,335 $4,335
Nationwide $1,997 $1,997
Progressive $3,417 $3,417
State Farm $2,420 $2,540
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Clearmont, MO

Take a look at a side-by-side comparison of the top car insurance companies in Clearmont, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clearmont, Missouri

Insurance Company Average Annual Rates
Allstate $4,124
American Family $3,008
Farmers $3,976
GEICO $2,781
Liberty Mutual $4,335
Nationwide $1,997
Progressive $3,417
State Farm $2,480
USAA $2,635

Category Winners: Cheapest Car Insurance in Clearmont, Missouri

Find the cheapest car insurance companies in Clearmont, MO for each category right here.

Best Annual Car Insurance Rates by Company in Clearmont, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Clearmont, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clearmont car insurance rates. Find the cheapest Clearmont, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clearmont, Missouri

Insurance Company Low Medium High
Allstate $3,983 $4,116 $4,272
American Family $2,927 $3,104 $2,992
Farmers $3,733 $3,938 $4,256
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,110 $4,354 $4,540
Nationwide $1,888 $2,013 $2,089
Progressive $3,133 $3,424 $3,693
State Farm $2,352 $2,486 $2,602
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Clearmont, Missouri?

What factors can have an impact on Clearmont, MO car insurance? There are several reasons why Clearmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clearmont, Missouri.

Commute Time in Clearmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Clearmont, MO is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Clearmont, MO

Ready to find affordable Clearmont, Missouri car insurance today? Enter your ZIP code for fast, free Clearmont, MO car insurance quotes.

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