Compare Cleaton, KY Car Insurance Rates (2021)

Car insurance in Cleaton, KY averages $351 a month. Cleaton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cleaton car insurance rates, compare quotes from the top car insurance companies in Cleaton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cleaton for teen drivers is USAA
  • Average car insurance rates in Cleaton, KY after a DUI are $5,043/year
  • Average car insurance rates in Cleaton, KY are $4,215/year

If you need to buy Cleaton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Cleaton, KY is right here.

You’ll find Cleaton car insurance rates, the cheapest Cleaton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Cleaton, Kentucky car insurance rates to Covington car insurance rates, Independence car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Cleaton, KY car insurance today? Enter your ZIP code for fast, free Cleaton car insurance quotes.

Cheapest Cleaton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleaton, KY car insurance rates? Every Cleaton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleaton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,756 $2,986 $2,351 $2,623 $11,311 $12,495 $2,880 $2,993
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,024 $1,933 $1,806 $1,822 $9,570 $10,813 $2,508 $2,567
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Cleaton, KY

Every driver must carry the minimum car insurance in Cleaton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Cleaton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cleaton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleaton, KY. Compare credit history car insurance rates in Cleaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleaton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,224 $4,430 $3,494
Nationwide $4,672 $3,666 $3,197
Progressive $4,631 $4,021 $3,740
State Farm $4,536 $2,742 $2,142
Travelers $5,768 $4,880 $4,861
USAA $4,165 $2,317 $1,884

Cheapest Cleaton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleaton, KY to rates for a clean record with top companies.

Annual Cleaton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,209 $6,475 $5,037 $4,477
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,420 $5,042 $3,902 $4,157
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Cleaton, KY Car Insurance for Teen Drivers

Teen car insurance in Cleaton, KY can be expensive. Take a look at rates from the top car insurance companies in Cleaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleaton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,311 $12,495
Nationwide $6,037 $7,550
Progressive $9,570 $10,813
State Farm $5,542 $6,928
Travelers $10,566 $16,949
USAA $4,875 $5,165

Cheapest Cleaton, KY Car Insurance for Seniors

Take a look at Cleaton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleaton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,351 $2,623
Nationwide $2,519 $2,640
Progressive $1,806 $1,822
State Farm $1,831 $1,831
Travelers $2,176 $2,182
USAA $1,693 $1,740

Cheapest Cleaton, KY Car Insurance Rates After a DUI

A DUI in Cleaton, KY increases car insurance rates. Compare Cleaton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleaton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,037
Nationwide $4,997
Progressive $3,902
State Farm $3,140
Travelers $6,693
USAA $3,541

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Cheapest Cleaton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleaton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleaton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,049 $5,049
Nationwide $3,845 $3,845
Progressive $4,131 $4,131
State Farm $3,060 $3,220
Travelers $5,169 $5,169
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Cleaton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Cleaton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleaton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,049
Nationwide $3,845
Progressive $4,131
State Farm $3,140
Travelers $5,169
USAA $2,789

Category Winners: Cheapest Car Insurance in Cleaton, Kentucky

Find the cheapest car insurance companies in Cleaton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Cleaton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cleaton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleaton car insurance rates. Find the cheapest Cleaton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleaton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,813 $5,017 $5,317
Nationwide $3,908 $3,801 $3,826
Progressive $3,841 $4,085 $4,465
State Farm $2,981 $3,134 $3,305
Travelers $4,912 $5,194 $5,403
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Cleaton, Kentucky?

What factors can have an impact on Cleaton, KY car insurance? There are several reasons why Cleaton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleaton, Kentucky.

Commute Time in Cleaton

The more time you spend in your car the higher the risk of an accident. The average commute length in Cleaton, KY is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Cleaton, KY

Ready to find affordable Cleaton, Kentucky car insurance today? Enter your ZIP code for fast, free Cleaton, KY car insurance quotes.

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