Compare Cleveland, NC Car Insurance Rates (2021)

Car insurance in Cleveland, NC averages $288 a month. Cleveland, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cleveland, NC are $3,458/year
  • The cheapest car insurance company in Cleveland is Liberty Mutual
  • Average car insurance rates in Cleveland, NC after a DUI are $6,525/year

If you need to buy Cleveland, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, NC is right here.

You’ll find Cleveland car insurance rates, the cheapest Cleveland, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cleveland, North Carolina car insurance rates to Wilmington car insurance rates, Raleigh car insurance rates, and Concord car insurance rates.

Ready to find affordable Cleveland, NC car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.

Cheapest Cleveland, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleveland, NC car insurance rates? Every Cleveland, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,440 $5,440 $4,460 $4,460 $13,227 $13,227 $5,547 $5,547
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,906 $1,906 $1,748 $1,748 $4,406 $4,406 $2,109 $2,109
State Farm $2,515 $2,515 $2,176 $2,176 $3,718 $3,718 $3,106 $3,106
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

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Minimum Car Insurance in Cleveland, NC

Every driver must carry the minimum car insurance in Cleveland, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cleveland, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cleveland, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleveland, NC. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleveland, North Carolina

Insurance Company Poor Fair Good
Allstate $9,682 $6,303 $5,519
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,841 $2,484 $2,301
State Farm $4,040 $2,586 $2,011
Travelers $3,532 $3,179 $3,102

Cheapest Cleveland, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, NC to rates for a clean record with top companies.

Annual Cleveland, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $6,827 $12,689 $5,258
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,212 $1,765 $5,484 $1,708
State Farm $1,535 $2,220 $5,540 $2,220
Travelers $1,869 $2,585 $6,138 $2,491

Cheapest Cleveland, NC Car Insurance for Teen Drivers

Teen car insurance in Cleveland, NC can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleveland, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,227 $13,227
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,406 $4,406
State Farm $3,718 $3,718
Travelers $4,722 $4,722

Cheapest Cleveland, NC Car Insurance for Seniors

Take a look at Cleveland, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleveland, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,460 $4,460
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,748 $1,748
State Farm $2,176 $2,176
Travelers $2,748 $2,748

Cheapest Cleveland, NC Car Insurance Rates After a DUI

A DUI in Cleveland, NC increases car insurance rates. Compare Cleveland, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleveland, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,689
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,484
State Farm $5,540
Travelers $6,138

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Cheapest Cleveland, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleveland, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleveland, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,168 $7,168
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,542 $2,542
State Farm $2,870 $2,888
Travelers $3,271 $3,271

The Best Cheap Car Insurance Companies in Cleveland, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleveland, North Carolina

Insurance Company Average Annual Rates
Allstate $7,168
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,542
State Farm $2,879
Travelers $3,271

Category Winners: Cheapest Car Insurance in Cleveland, North Carolina

Find the cheapest car insurance companies in Cleveland, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cleveland, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Cleveland, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleveland, North Carolina

Insurance Company Low Medium High
Allstate $6,918 $7,142 $7,444
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,400 $2,526 $2,699
State Farm $2,754 $2,863 $3,019
Travelers $3,122 $3,253 $3,438

What affects car insurance rates in Cleveland, North Carolina?

What factors can have an impact on Cleveland, NC car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, North Carolina.

Commute Time in Cleveland

The more time you spend in your car the higher the risk of an accident. The average commute length in Cleveland, NC is 29.5 minutes according to City-Data.

Traffic in Cleveland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, NC traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.

Compare Car Insurance Quotes in Cleveland, NC

Ready to find affordable Cleveland, North Carolina car insurance today? Enter your ZIP code for fast, free Cleveland, NC car insurance quotes.

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