Compare Cleveland, NM Car Insurance Rates (2021)

Car insurance in Cleveland, NM averages $293 a month. Cleveland, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cleveland, NM are $3,516/year
  • Average car insurance rates in Cleveland, NM after a DUI are $4,477/year
  • The cheapest car insurance company in Cleveland is USAA

If you need to buy Cleveland, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, NM is right here.

You’ll find Cleveland car insurance rates, the cheapest Cleveland, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Cleveland, New Mexico car insurance rates to Rio Rancho car insurance rates, Gallup car insurance rates, and Carlsbad car insurance rates.

Ready to find affordable Cleveland, NM car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.

Cheapest Cleveland, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleveland, NM car insurance rates? Every Cleveland, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,445 $2,437 $2,191 $2,338 $9,861 $10,128 $2,744 $2,830
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,809 $1,759 $1,626 $1,636 $7,290 $8,236 $2,200 $2,289
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Cleveland, NM

Every driver must carry the minimum car insurance in Cleveland, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Cleveland, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cleveland, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleveland, NM. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleveland, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $5,022 $4,148 $3,945
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,693 $3,279 $3,095
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Cheapest Cleveland, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, NM to rates for a clean record with top companies.

Annual Cleveland, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,696 $4,756 $4,645 $4,391
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,901 $3,959 $3,128 $3,435
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Cleveland, NM Car Insurance for Teen Drivers

Teen car insurance in Cleveland, NM can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleveland, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $9,861 $10,128
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $7,290 $8,236
State Farm $4,197 $5,284
USAA $3,641 $4,122

Cheapest Cleveland, NM Car Insurance for Seniors

Take a look at Cleveland, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleveland, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,191 $2,338
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,626 $1,636
State Farm $1,404 $1,404
USAA $1,372 $1,376

Cheapest Cleveland, NM Car Insurance Rates After a DUI

A DUI in Cleveland, NM increases car insurance rates. Compare Cleveland, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleveland, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,016
Farmers $4,645
GEICO $8,009
Nationwide $5,214
Progressive $3,128
State Farm $2,429
USAA $2,897

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Cheapest Cleveland, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleveland, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleveland, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,372 $4,372
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,356 $3,356
State Farm $2,321 $2,441
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Cleveland, NM

Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleveland, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,372
GEICO $4,266
Nationwide $3,817
Progressive $3,356
State Farm $2,381
USAA $2,137

Category Winners: Cheapest Car Insurance in Cleveland, New Mexico

Find the cheapest car insurance companies in Cleveland, NM for each category right here.

Best Annual Car Insurance Rates by Company in Cleveland, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cleveland, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleveland, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $3,978 $4,329 $4,808
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $3,224 $3,355 $3,488
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Cleveland, New Mexico?

What factors can have an impact on Cleveland, NM car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, New Mexico.

Traffic in Cleveland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, NM traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.

Compare Car Insurance Quotes in Cleveland, NM

Ready to find affordable Cleveland, New Mexico car insurance today? Enter your ZIP code for fast, free Cleveland, NM car insurance quotes.

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