Compare Cleveland, OK Car Insurance Rates (2021)

Car insurance in Cleveland, OK averages $354 a month. Cleveland, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cleveland for teen drivers is State Farm
  • Average car insurance rates in Cleveland, OK are $4,253/year
  • Average car insurance rates in Cleveland, OK after a DUI are $4,815/year

If you need to buy Cleveland, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, OK is right here.

You’ll find Cleveland car insurance rates, the cheapest Cleveland, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Cleveland, Oklahoma car insurance rates to Norman car insurance rates, Lawton car insurance rates, and Edmond car insurance rates.

Ready to find affordable Cleveland, OK car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.

Cheapest Cleveland, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleveland, OK car insurance rates? Every Cleveland, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,591 $2,389 $2,508 $8,077 $9,493 $2,781 $2,927
Farmers $2,498 $2,474 $2,246 $2,376 $9,534 $9,750 $2,835 $2,960
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,685 $4,954 $4,115 $4,494 $13,264 $14,590 $4,870 $5,044
Progressive $2,672 $2,535 $2,201 $2,332 $10,688 $11,973 $3,123 $3,268
State Farm $1,966 $1,966 $1,730 $1,730 $5,002 $6,314 $2,065 $2,319
USAA $1,841 $1,843 $1,769 $1,788 $5,905 $6,596 $2,367 $2,597

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Minimum Car Insurance in Cleveland, OK

Every driver must carry the minimum car insurance in Cleveland, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Cleveland, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cleveland, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleveland, OK. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleveland, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,163 $3,905 $3,439
Farmers $4,985 $4,110 $3,908
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,051 $6,141 $4,814
Progressive $5,500 $4,687 $4,360
State Farm $4,018 $2,572 $2,070
USAA $4,566 $2,612 $2,086

Cheapest Cleveland, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, OK to rates for a clean record with top companies.

Annual Cleveland, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,200 $4,868 $4,032
Farmers $3,655 $4,701 $4,587 $4,394
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,703 $7,895 $8,927 $6,483
Progressive $3,775 $7,022 $4,168 $4,432
State Farm $2,680 $3,093 $2,887 $2,887
USAA $2,279 $3,272 $3,997 $2,804

Cheapest Cleveland, OK Car Insurance for Teen Drivers

Teen car insurance in Cleveland, OK can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleveland, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,077 $9,493
Farmers $9,534 $9,750
GEICO $6,644 $7,106
Liberty Mutual $13,264 $14,590
Progressive $10,688 $11,973
State Farm $5,002 $6,314
USAA $5,905 $6,596

Cheapest Cleveland, OK Car Insurance for Seniors

Take a look at Cleveland, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleveland, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,389 $2,508
Farmers $2,246 $2,376
GEICO $2,396 $2,702
Liberty Mutual $4,115 $4,494
Progressive $2,201 $2,332
State Farm $1,730 $1,730
USAA $1,769 $1,788

Cheapest Cleveland, OK Car Insurance Rates After a DUI

A DUI in Cleveland, OK increases car insurance rates. Compare Cleveland, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleveland, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,868
Farmers $4,587
GEICO $4,270
Liberty Mutual $8,927
Progressive $4,168
State Farm $2,887
USAA $3,997

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Cheapest Cleveland, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleveland, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleveland, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,169 $4,169
Farmers $4,334 $4,334
GEICO $3,375 $3,507
Liberty Mutual $7,002 $7,002
Progressive $4,849 $4,849
State Farm $2,837 $2,936
USAA $3,051 $3,125

The Best Cheap Car Insurance Companies in Cleveland, OK

Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleveland, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $4,334
GEICO $3,441
Liberty Mutual $7,002
Progressive $4,849
State Farm $2,887
USAA $3,088

Category Winners: Cheapest Car Insurance in Cleveland, Oklahoma

Find the cheapest car insurance companies in Cleveland, OK for each category right here.

Best Annual Car Insurance Rates by Company in Cleveland, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cleveland, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleveland, Oklahoma

Insurance Company Low Medium High
Allstate $3,888 $4,151 $4,468
Farmers $4,147 $4,286 $4,569
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,620 $6,976 $7,411
Progressive $4,483 $4,817 $5,247
State Farm $2,713 $2,866 $3,081
USAA $2,958 $3,079 $3,227

What affects car insurance rates in Cleveland, Oklahoma?

What factors can have an impact on Cleveland, OK car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, Oklahoma.

Commute Time in Cleveland

The more time you spend in your car the higher the risk of an accident. The average commute length in Cleveland, OK is 24.4 minutes according to City-Data.

Traffic in Cleveland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, OK traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.

Compare Car Insurance Quotes in Cleveland, OK

Ready to find affordable Cleveland, Oklahoma car insurance today? Enter your ZIP code for fast, free Cleveland, OK car insurance quotes.

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