Compare Cleveland, VA Car Insurance Rates (2021)

Car insurance in Cleveland, VA averages $207 a month. Cleveland, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Cleveland for teen drivers is USAA
  • Average car insurance rates in Cleveland, VA after a DUI are $2,910/year
  • The cheapest car insurance company in Cleveland is USAA

If you need to buy Cleveland, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, VA is right here.

You’ll find Cleveland car insurance rates, the cheapest Cleveland, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Cleveland, Virginia car insurance rates to Roanoke car insurance rates, Chesapeake car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Cleveland, VA car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.

Cheapest Cleveland, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleveland, VA car insurance rates? Every Cleveland, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $1,992 $2,109 $2,109 $6,705 $7,710 $2,769 $2,768
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,478 $1,484 $1,312 $1,345 $3,587 $4,607 $1,633 $1,772
Progressive $1,591 $1,501 $1,431 $1,433 $7,480 $8,456 $1,935 $1,981
State Farm $1,428 $1,428 $1,293 $1,293 $4,448 $5,551 $1,617 $1,886
USAA $987 $970 $923 $926 $3,064 $3,655 $1,267 $1,389

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cleveland, VA

Every driver must carry the minimum car insurance in Cleveland, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cleveland, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cleveland, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleveland, VA. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleveland, Virginia

Insurance Company Poor Fair Good
Allstate $4,312 $3,455 $2,837
GEICO $2,231 $1,896 $1,896
Nationwide $2,551 $2,047 $1,858
Progressive $3,601 $3,144 $2,933
State Farm $3,368 $2,087 $1,648
USAA $2,203 $1,501 $1,239

Cheapest Cleveland, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, VA to rates for a clean record with top companies.

Annual Cleveland, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,637 $4,237 $3,857 $3,407
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,873 $1,873 $2,739 $2,124
Progressive $2,745 $3,654 $3,303 $3,204
State Farm $2,153 $2,583 $2,368 $2,368
USAA $1,276 $1,656 $2,192 $1,466

Cheapest Cleveland, VA Car Insurance for Teen Drivers

Teen car insurance in Cleveland, VA can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleveland, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,705 $7,710
GEICO $3,058 $4,115
Nationwide $3,587 $4,607
Progressive $7,480 $8,456
State Farm $4,448 $5,551
USAA $3,064 $3,655

Cheapest Cleveland, VA Car Insurance for Seniors

Take a look at Cleveland, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleveland, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,109
GEICO $1,356 $1,356
Nationwide $1,312 $1,345
Progressive $1,431 $1,433
State Farm $1,293 $1,293
USAA $923 $926

Cheapest Cleveland, VA Car Insurance Rates After a DUI

A DUI in Cleveland, VA increases car insurance rates. Compare Cleveland, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleveland, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,857
GEICO $3,000
Nationwide $2,739
Progressive $3,303
State Farm $2,368
USAA $2,192

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cleveland, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleveland, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleveland, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,428 $3,641
GEICO $1,971 $2,045
Nationwide $2,152 $2,152
Progressive $3,226 $3,226
State Farm $2,312 $2,424
USAA $1,587 $1,708

The Best Cheap Car Insurance Companies in Cleveland, VA

Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleveland, Virginia

Insurance Company Average Annual Rates
Allstate $3,535
GEICO $2,008
Nationwide $2,152
Progressive $3,226
State Farm $2,368
USAA $1,648

Category Winners: Cheapest Car Insurance in Cleveland, Virginia

Find the cheapest car insurance companies in Cleveland, VA for each category right here.

Best Annual Car Insurance Rates by Company in Cleveland, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cleveland, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleveland, Virginia

Insurance Company Low Medium High
Allstate $3,423 $3,535 $3,646
GEICO $1,936 $2,006 $2,082
Nationwide $2,249 $2,131 $2,077
Progressive $3,077 $3,186 $3,416
State Farm $2,242 $2,364 $2,498
USAA $1,589 $1,650 $1,703

What affects car insurance rates in Cleveland, Virginia?

What factors can have an impact on Cleveland, VA car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, Virginia.

Commute Time in Cleveland

The more time you spend in your car the higher the risk of an accident. The average commute length in Cleveland, VA is 32.0 minutes according to City-Data.

Traffic in Cleveland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, VA traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.

Compare Car Insurance Quotes in Cleveland, VA

Ready to find affordable Cleveland, Virginia car insurance today? Enter your ZIP code for fast, free Cleveland, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption