Compare Cleveland, WV Car Insurance Rates (2021)

Car insurance in Cleveland, WV averages $333 a month. Cleveland, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cleveland, WV after a DUI are $4,876/year
  • Average car insurance rates in Cleveland, WV are $4,001/year
  • The cheapest car insurance company in Cleveland is State Farm

If you need to buy Cleveland, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, WV is right here.

You’ll find Cleveland car insurance rates, the cheapest Cleveland, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Cleveland, West Virginia car insurance rates to Clarksburg car insurance rates, Beckley car insurance rates, and Bluefield car insurance rates.

Ready to find affordable Cleveland, WV car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.

Cheapest Cleveland, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cleveland, WV car insurance rates? Every Cleveland, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,782 $2,648 $2,657 $10,417 $10,864 $3,339 $3,359
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $2,040 $2,079 $1,851 $1,950 $5,197 $6,609 $2,290 $2,458
Progressive $2,572 $2,485 $2,349 $2,356 $11,064 $12,468 $3,109 $3,225
State Farm $1,687 $1,687 $1,503 $1,503 $3,641 $4,703 $1,988 $1,580
USAA $1,703 $1,682 $1,576 $1,595 $5,555 $6,165 $2,203 $2,374

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Minimum Car Insurance in Cleveland, WV

Every driver must carry the minimum car insurance in Cleveland, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cleveland, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cleveland, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cleveland, WV. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cleveland, West Virginia

Insurance Company Poor Fair Good
Allstate $5,920 $4,700 $4,023
GEICO $4,155 $3,379 $2,804
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,488 $2,946 $2,744
Progressive $5,568 $4,821 $4,471
State Farm $3,287 $2,002 $1,571
USAA $4,224 $2,417 $1,930

Cheapest Cleveland, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, WV to rates for a clean record with top companies.

Annual Cleveland, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,148 $4,897 $5,794 $4,686
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,437 $3,249 $3,819 $2,732
Progressive $4,201 $5,622 $5,041 $4,950
State Farm $2,111 $2,462 $2,286 $2,286
USAA $2,250 $2,652 $3,786 $2,739

Cheapest Cleveland, WV Car Insurance for Teen Drivers

Teen car insurance in Cleveland, WV can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cleveland, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,417 $10,864
GEICO $6,041 $7,285
Liberty Mutual $13,850 $15,628
Nationwide $5,197 $6,609
Progressive $11,064 $12,468
State Farm $3,641 $4,703
USAA $5,555 $6,165

Cheapest Cleveland, WV Car Insurance for Seniors

Take a look at Cleveland, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cleveland, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,648 $2,657
GEICO $2,328 $2,256
Liberty Mutual $3,016 $3,667
Nationwide $1,851 $1,950
Progressive $2,349 $2,356
State Farm $1,503 $1,503
USAA $1,576 $1,595

Cheapest Cleveland, WV Car Insurance Rates After a DUI

A DUI in Cleveland, WV increases car insurance rates. Compare Cleveland, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cleveland, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,794
GEICO $5,925
Liberty Mutual $7,480
Nationwide $3,819
Progressive $5,041
State Farm $2,286
USAA $3,786

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Cheapest Cleveland, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cleveland, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cleveland, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,881 $4,881
GEICO $3,409 $3,483
Liberty Mutual $6,526 $6,526
Nationwide $3,059 $3,059
Progressive $4,953 $4,953
State Farm $2,227 $2,346
USAA $2,823 $2,890

The Best Cheap Car Insurance Companies in Cleveland, WV

Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cleveland, West Virginia

Insurance Company Average Annual Rates
Allstate $4,881
GEICO $3,446
Liberty Mutual $6,526
Nationwide $3,059
Progressive $4,953
State Farm $2,286
USAA $2,857

Category Winners: Cheapest Car Insurance in Cleveland, West Virginia

Find the cheapest car insurance companies in Cleveland, WV for each category right here.

Best Annual Car Insurance Rates by Company in Cleveland, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cleveland, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cleveland, West Virginia

Insurance Company Low Medium High
Allstate $4,736 $4,874 $5,033
GEICO $3,259 $3,453 $3,626
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $3,033 $3,039 $3,106
Progressive $4,792 $4,912 $5,157
State Farm $2,165 $2,280 $2,415
USAA $2,762 $2,852 $2,956

What affects car insurance rates in Cleveland, West Virginia?

What factors can have an impact on Cleveland, WV car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, West Virginia.

Traffic in Cleveland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, WV traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.

Compare Car Insurance Quotes in Cleveland, WV

Ready to find affordable Cleveland, West Virginia car insurance today? Enter your ZIP code for fast, free Cleveland, WV car insurance quotes.

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