Compare Clever, MO Car Insurance Rates (2021)

Car insurance in Clever, MO averages $271 a month. Clever, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clever car insurance rates, compare quotes from the top car insurance companies in Clever, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clever, MO after a DUI are $3,814/year
  • The cheapest car insurance company in Clever is Nationwide
  • The cheapest car insurance company in Clever for teen drivers is Nationwide

If you need to buy Clever, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Clever, MO is right here.

You’ll find Clever car insurance rates, the cheapest Clever, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Clever, Missouri car insurance rates to St. Joseph car insurance rates, Independence car insurance rates, and Columbia car insurance rates.

Ready to find affordable Clever, MO car insurance today? Enter your ZIP code for fast, free Clever car insurance quotes.

Cheapest Clever, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clever, MO car insurance rates? Every Clever, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clever, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,266 $2,257 $2,016 $2,140 $9,659 $10,007 $2,593 $2,707
GEICO $1,662 $1,871 $1,298 $1,702 $5,397 $5,664 $1,503 $1,488
Liberty Mutual $2,565 $2,780 $2,108 $2,366 $8,911 $9,904 $2,703 $2,885
Nationwide $1,523 $1,549 $1,368 $1,441 $3,979 $5,069 $1,749 $1,885
Progressive $1,911 $1,756 $1,566 $1,615 $6,588 $7,394 $2,332 $2,383
State Farm $1,676 $1,676 $1,510 $1,510 $4,961 $6,242 $1,888 $2,157
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

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Minimum Car Insurance in Clever, MO

Every driver must carry the minimum car insurance in Clever, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Clever, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clever, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clever, MO. Compare credit history car insurance rates in Clever from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clever, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,433 $3,116 $2,623
Farmers $4,794 $4,011 $3,813
GEICO $3,550 $2,316 $1,854
Liberty Mutual $6,136 $3,747 $2,950
Nationwide $2,727 $2,266 $1,967
Progressive $3,689 $3,064 $2,827
State Farm $3,746 $2,405 $1,956
USAA $4,206 $1,968 $1,413

Cheapest Clever, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clever, MO to rates for a clean record with top companies.

Annual Clever, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,545 $3,654 $4,462 $2,902
Farmers $3,616 $4,538 $4,434 $4,235
GEICO $1,959 $2,611 $3,583 $2,139
Liberty Mutual $3,109 $4,462 $4,597 $4,943
Nationwide $1,802 $2,341 $3,157 $1,982
Progressive $2,728 $3,746 $3,055 $3,244
State Farm $2,475 $2,930 $2,703 $2,703
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Clever, MO Car Insurance for Teen Drivers

Teen car insurance in Clever, MO can be expensive. Take a look at rates from the top car insurance companies in Clever for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clever, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $6,062 $7,888
Farmers $9,659 $10,007
GEICO $5,397 $5,664
Liberty Mutual $8,911 $9,904
Nationwide $3,979 $5,069
Progressive $6,588 $7,394
State Farm $4,961 $6,242
USAA $4,603 $5,620

Cheapest Clever, MO Car Insurance for Seniors

Take a look at Clever, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clever, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,972 $1,972
Farmers $2,016 $2,140
GEICO $1,298 $1,702
Liberty Mutual $2,108 $2,366
Nationwide $1,368 $1,441
Progressive $1,566 $1,615
State Farm $1,510 $1,510
USAA $1,404 $1,428

Cheapest Clever, MO Car Insurance Rates After a DUI

A DUI in Clever, MO increases car insurance rates. Compare Clever, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clever, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,462
Farmers $4,434
GEICO $3,583
Liberty Mutual $4,597
Nationwide $3,157
Progressive $3,055
State Farm $2,703
USAA $3,409

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Cheapest Clever, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clever, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clever, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,357 $3,424
Farmers $4,206 $4,206
GEICO $2,528 $2,618
Liberty Mutual $4,278 $4,278
Nationwide $2,320 $2,320
Progressive $3,193 $3,193
State Farm $2,636 $2,769
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Clever, MO

Take a look at a side-by-side comparison of the top car insurance companies in Clever, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clever, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,391
Farmers $4,206
GEICO $2,573
Liberty Mutual $4,278
Nationwide $2,320
Progressive $3,193
State Farm $2,703
USAA $2,529

Category Winners: Cheapest Car Insurance in Clever, Missouri

Find the cheapest car insurance companies in Clever, MO for each category right here.

Best Annual Car Insurance Rates by Company in Clever, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Clever, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clever car insurance rates. Find the cheapest Clever, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clever, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,287 $3,498 $3,388
Farmers $3,922 $4,162 $4,533
GEICO $2,374 $2,600 $2,745
Liberty Mutual $4,033 $4,297 $4,503
Nationwide $2,171 $2,346 $2,444
Progressive $2,827 $3,198 $3,555
State Farm $2,516 $2,713 $2,879
USAA $2,414 $2,520 $2,654

What affects car insurance rates in Clever, Missouri?

What factors can have an impact on Clever, MO car insurance? There are several reasons why Clever car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clever, Missouri.

Commute Time in Clever

The more time you spend in your car the higher the risk of an accident. The average commute length in Clever, MO is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Clever, MO

Ready to find affordable Clever, Missouri car insurance today? Enter your ZIP code for fast, free Clever, MO car insurance quotes.

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