Compare Cliffside, NC Car Insurance Rates (2021)

Car insurance in Cliffside, NC averages $282 a month. Cliffside, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cliffside car insurance rates, compare quotes from the top car insurance companies in Cliffside, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cliffside, NC after a DUI are $6,386/year
  • The cheapest car insurance company in Cliffside is Liberty Mutual
  • Average car insurance rates in Cliffside, NC are $3,381/year

If you need to buy Cliffside, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cliffside, NC is right here.

You’ll find Cliffside car insurance rates, the cheapest Cliffside, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cliffside, North Carolina car insurance rates to High Point car insurance rates, Greensboro car insurance rates, and Raleigh car insurance rates.

Ready to find affordable Cliffside, NC car insurance today? Enter your ZIP code for fast, free Cliffside car insurance quotes.

Cheapest Cliffside, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cliffside, NC car insurance rates? Every Cliffside, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cliffside, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,465 $5,465 $4,487 $4,487 $13,101 $13,101 $5,573 $5,573
GEICO $2,577 $2,529 $2,536 $2,490 $4,730 $4,689 $2,259 $2,246
Liberty Mutual $1,854 $1,854 $1,919 $1,919 $3,269 $3,269 $1,854 $1,854
Nationwide $2,420 $2,420 $2,420 $2,420 $4,094 $4,094 $2,420 $2,420
Progressive $1,836 $1,836 $1,672 $1,672 $4,226 $4,226 $2,041 $2,041
State Farm $2,486 $2,486 $2,151 $2,151 $3,668 $3,668 $3,072 $3,072
Travelers $2,681 $2,681 $2,660 $2,660 $4,504 $4,504 $2,752 $2,752

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Minimum Car Insurance in Cliffside, NC

Every driver must carry the minimum car insurance in Cliffside, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cliffside, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cliffside, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cliffside, NC. Compare credit history car insurance rates in Cliffside from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cliffside, North Carolina

Insurance Company Poor Fair Good
Allstate $9,698 $6,273 $5,499
GEICO $3,255 $2,992 $2,774
Liberty Mutual $2,224 $2,224 $2,224
Nationwide $2,839 $2,839 $2,839
Progressive $2,751 $2,386 $2,194
State Farm $3,994 $2,554 $1,985
Travelers $3,404 $3,060 $2,984

Cheapest Cliffside, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cliffside, NC to rates for a clean record with top companies.

Annual Cliffside, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,878 $6,818 $12,688 $5,242
GEICO $1,626 $2,400 $5,776 $2,226
Liberty Mutual $1,325 $1,701 $4,169 $1,701
Nationwide $1,670 $2,160 $5,366 $2,160
Progressive $1,151 $1,680 $5,317 $1,627
State Farm $1,526 $2,193 $5,464 $2,193
Travelers $1,791 $2,488 $5,922 $2,396

Cheapest Cliffside, NC Car Insurance for Teen Drivers

Teen car insurance in Cliffside, NC can be expensive. Take a look at rates from the top car insurance companies in Cliffside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cliffside, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,101 $13,101
GEICO $4,730 $4,689
Liberty Mutual $3,269 $3,269
Nationwide $4,094 $4,094
Progressive $4,226 $4,226
State Farm $3,668 $3,668
Travelers $4,504 $4,504

Cheapest Cliffside, NC Car Insurance for Seniors

Take a look at Cliffside, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cliffside, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,487 $4,487
GEICO $2,536 $2,490
Liberty Mutual $1,919 $1,919
Nationwide $2,420 $2,420
Progressive $1,672 $1,672
State Farm $2,151 $2,151
Travelers $2,660 $2,660

Cheapest Cliffside, NC Car Insurance Rates After a DUI

A DUI in Cliffside, NC increases car insurance rates. Compare Cliffside, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cliffside, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,688
GEICO $5,776
Liberty Mutual $4,169
Nationwide $5,366
Progressive $5,317
State Farm $5,464
Travelers $5,922

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Cheapest Cliffside, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cliffside, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cliffside, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,157 $7,157
GEICO $3,007 $3,007
Liberty Mutual $2,224 $2,224
Nationwide $2,839 $2,839
Progressive $2,444 $2,444
State Farm $2,830 $2,858
Travelers $3,149 $3,149

The Best Cheap Car Insurance Companies in Cliffside, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cliffside, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cliffside, North Carolina

Insurance Company Average Annual Rates
Allstate $7,157
GEICO $3,007
Liberty Mutual $2,224
Nationwide $2,839
Progressive $2,444
State Farm $2,844
Travelers $3,149

Category Winners: Cheapest Car Insurance in Cliffside, North Carolina

Find the cheapest car insurance companies in Cliffside, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cliffside, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Cliffside, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cliffside car insurance rates. Find the cheapest Cliffside, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cliffside, North Carolina

Insurance Company Low Medium High
Allstate $6,886 $7,131 $7,453
GEICO $2,867 $2,996 $3,157
Liberty Mutual $2,108 $2,210 $2,354
Nationwide $2,715 $2,825 $2,977
Progressive $2,307 $2,429 $2,595
State Farm $2,718 $2,829 $2,985
Travelers $3,005 $3,132 $3,311

What affects car insurance rates in Cliffside, North Carolina?

What factors can have an impact on Cliffside, NC car insurance? There are several reasons why Cliffside car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cliffside, North Carolina.

Commute Time in Cliffside

The more time you spend in your car the higher the risk of an accident. The average commute length in Cliffside, NC is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cliffside, NC

Ready to find affordable Cliffside, North Carolina car insurance today? Enter your ZIP code for fast, free Cliffside, NC car insurance quotes.

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