Compare Cliffwood, NJ Car Insurance Rates (2021)

Car insurance in Cliffwood, NJ averages $445 a month. Cliffwood, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cliffwood car insurance rates, compare quotes from the top car insurance companies in Cliffwood, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cliffwood, NJ after a DUI are $6,263/year
  • The cheapest car insurance company in Cliffwood for teen drivers is GEICO
  • The cheapest car insurance company in Cliffwood is GEICO

If you need to buy Cliffwood, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Cliffwood, NJ is right here.

You’ll find Cliffwood car insurance rates, the cheapest Cliffwood, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Cliffwood, New Jersey car insurance rates to Elizabeth car insurance rates, Bayonne car insurance rates, and Camden car insurance rates.

Ready to find affordable Cliffwood, NJ car insurance today? Enter your ZIP code for fast, free Cliffwood car insurance quotes.

Cheapest Cliffwood, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cliffwood, NJ car insurance rates? Every Cliffwood, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cliffwood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,323 $3,307 $3,228 $3,228 $10,453 $12,733 $3,913 $4,012
Farmers $4,838 $4,885 $4,715 $4,615 $14,201 $16,352 $5,754 $5,859
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,104 $4,104 $4,505 $4,505 $10,609 $12,038 $4,505 $5,170
Progressive $2,090 $1,930 $1,886 $1,943 $9,489 $10,403 $2,471 $2,353
State Farm $4,087 $4,087 $3,698 $3,698 $13,342 $17,131 $4,656 $5,200
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

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Minimum Car Insurance in Cliffwood, NJ

Every driver must carry the minimum car insurance in Cliffwood, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Cliffwood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cliffwood, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cliffwood, NJ. Compare credit history car insurance rates in Cliffwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cliffwood, New Jersey

Insurance Company Poor Fair Good
Allstate $7,697 $4,970 $3,906
Farmers $9,134 $7,113 $6,710
GEICO $3,793 $2,190 $1,592
Liberty Mutual $7,841 $5,820 $4,917
Progressive $4,560 $3,979 $3,673
State Farm $10,105 $6,100 $4,758
Travelers $5,928 $4,324 $2,934

Cheapest Cliffwood, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cliffwood, NJ to rates for a clean record with top companies.

Annual Cliffwood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,138 $6,885 $6,036 $5,038
Farmers $5,932 $10,073 $8,187 $6,417
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $5,948 $6,803 $6,071 $5,948
Progressive $3,494 $4,705 $4,003 $4,081
State Farm $3,802 $6,912 $11,110 $6,126
Travelers $3,373 $5,040 $4,850 $4,318

Cheapest Cliffwood, NJ Car Insurance for Teen Drivers

Teen car insurance in Cliffwood, NJ can be expensive. Take a look at rates from the top car insurance companies in Cliffwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cliffwood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,453 $12,733
Farmers $14,201 $16,352
GEICO $3,718 $3,727
Liberty Mutual $10,609 $12,038
Progressive $9,489 $10,403
State Farm $13,342 $17,131
Travelers $7,508 $8,407

Cheapest Cliffwood, NJ Car Insurance for Seniors

Take a look at Cliffwood, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cliffwood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,228 $3,228
Farmers $4,715 $4,615
GEICO $2,006 $2,006
Liberty Mutual $4,505 $4,505
Progressive $1,886 $1,943
State Farm $3,698 $3,698
Travelers $3,102 $3,118

Cheapest Cliffwood, NJ Car Insurance Rates After a DUI

A DUI in Cliffwood, NJ increases car insurance rates. Compare Cliffwood, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cliffwood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,036
Farmers $8,187
GEICO $3,582
Liberty Mutual $6,071
Progressive $4,003
State Farm $11,110
Travelers $4,850

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Cheapest Cliffwood, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cliffwood, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cliffwood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,514 $5,535
Farmers $7,652 $7,652
GEICO $2,504 $2,545
Liberty Mutual $6,133 $6,252
Progressive $4,071 $4,071
State Farm $6,809 $7,166
Travelers $4,395 $4,395

The Best Cheap Car Insurance Companies in Cliffwood, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Cliffwood, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cliffwood, New Jersey

Insurance Company Average Annual Rates
Allstate $5,525
Farmers $7,652
GEICO $2,525
Liberty Mutual $6,192
Progressive $4,071
State Farm $6,988
Travelers $4,395

Category Winners: Cheapest Car Insurance in Cliffwood, New Jersey

Find the cheapest car insurance companies in Cliffwood, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Cliffwood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cliffwood, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cliffwood car insurance rates. Find the cheapest Cliffwood, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cliffwood, New Jersey

Insurance Company Low Medium High
Allstate $5,115 $5,603 $5,856
Farmers $6,840 $7,603 $8,514
GEICO $2,267 $2,573 $2,734
Liberty Mutual $5,524 $6,385 $6,668
Progressive $3,673 $4,135 $4,405
State Farm $6,502 $7,077 $7,383
Travelers $4,034 $4,396 $4,756

What affects car insurance rates in Cliffwood, New Jersey?

What factors can have an impact on Cliffwood, NJ car insurance? There are several reasons why Cliffwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cliffwood, New Jersey.

Commute Time in Cliffwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Cliffwood, NJ is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Cliffwood, NJ

Ready to find affordable Cliffwood, New Jersey car insurance today? Enter your ZIP code for fast, free Cliffwood, NJ car insurance quotes.

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