Compare Clifton, IL Car Insurance Rates (2021)

Car insurance in Clifton, IL averages $263 a month. Clifton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Clifton car insurance rates, compare quotes from the top car insurance companies in Clifton, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clifton, IL are $3,152/year
  • The cheapest car insurance company in Clifton for teen drivers is Travelers
  • Average car insurance rates in Clifton, IL after a DUI are $3,672/year

If you need to buy Clifton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Clifton, IL is right here.

You’ll find Clifton car insurance rates, the cheapest Clifton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Clifton, Illinois car insurance rates to Peoria car insurance rates, Aurora car insurance rates, and Springfield car insurance rates.

Ready to find affordable Clifton, IL car insurance today? Enter your ZIP code for fast, free Clifton car insurance quotes.

Cheapest Clifton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clifton, IL car insurance rates? Every Clifton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clifton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,377 $3,524 $3,524 $8,830 $11,475 $4,045 $4,372
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,315 $2,315 $2,054 $2,172 $9,907 $10,325 $2,645 $2,769
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,396 $1,507 $1,158 $1,295 $4,656 $5,180 $1,461 $1,542
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,961 $1,856 $1,613 $1,694 $6,976 $7,829 $2,334 $2,519
State Farm $1,405 $1,405 $1,254 $1,254 $4,026 $5,107 $1,588 $1,826
Travelers $1,438 $1,516 $1,301 $1,386 $4,014 $4,986 $1,526 $1,607
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

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Minimum Car Insurance in Clifton, IL

Every driver must carry the minimum car insurance in Clifton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Clifton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Clifton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clifton, IL. Compare credit history car insurance rates in Clifton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clifton, Illinois

Insurance Company Poor Fair Good
Allstate $6,767 $4,892 $4,282
American Family $4,795 $3,261 $2,757
Farmers $4,903 $4,118 $3,917
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,216 $2,008 $1,599
Nationwide $3,624 $2,926 $2,559
Progressive $3,827 $3,233 $2,983
State Farm $3,248 $1,944 $1,507
Travelers $2,716 $2,176 $1,773
USAA $3,831 $2,620 $2,154

Cheapest Clifton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clifton, IL to rates for a clean record with top companies.

Annual Clifton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $6,485 $6,030 $4,982
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,641 $4,694 $4,577 $4,340
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,895 $2,689 $2,363 $2,150
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,762 $4,082 $3,057 $3,490
State Farm $2,041 $2,425 $2,233 $2,233
Travelers $1,776 $2,317 $2,571 $2,222
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Clifton, IL Car Insurance for Teen Drivers

Teen car insurance in Clifton, IL can be expensive. Take a look at rates from the top car insurance companies in Clifton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clifton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,475
American Family $6,324 $8,770
Farmers $9,907 $10,325
GEICO $4,375 $4,641
Liberty Mutual $4,656 $5,180
Nationwide $5,345 $6,858
Progressive $6,976 $7,829
State Farm $4,026 $5,107
Travelers $4,014 $4,986
USAA $5,442 $6,030

Cheapest Clifton, IL Car Insurance for Seniors

Take a look at Clifton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clifton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,524 $3,524
American Family $2,055 $2,055
Farmers $2,054 $2,172
GEICO $1,364 $1,612
Liberty Mutual $1,158 $1,295
Nationwide $1,711 $1,813
Progressive $1,613 $1,694
State Farm $1,254 $1,254
Travelers $1,301 $1,386
USAA $1,598 $1,592

Cheapest Clifton, IL Car Insurance Rates After a DUI

A DUI in Clifton, IL increases car insurance rates. Compare Clifton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clifton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,030
American Family $4,998
Farmers $4,577
GEICO $3,141
Liberty Mutual $2,363
Nationwide $3,724
Progressive $3,057
State Farm $2,233
Travelers $2,571
USAA $4,024

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Cheapest Clifton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clifton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clifton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,314 $5,314
American Family $3,558 $3,651
Farmers $4,313 $4,313
GEICO $2,263 $2,351
Liberty Mutual $2,274 $2,274
Nationwide $3,036 $3,036
Progressive $3,348 $3,348
State Farm $2,177 $2,290
Travelers $2,135 $2,308
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Clifton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Clifton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clifton, Illinois

Insurance Company Average Annual Rates
Allstate $5,314
American Family $3,604
Farmers $4,313
GEICO $2,307
Liberty Mutual $2,274
Nationwide $3,036
Progressive $3,348
State Farm $2,233
Travelers $2,222
USAA $2,868

Category Winners: Cheapest Car Insurance in Clifton, Illinois

Find the cheapest car insurance companies in Clifton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Clifton, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Clifton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clifton car insurance rates. Find the cheapest Clifton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clifton, Illinois

Insurance Company Low Medium High
Allstate $5,144 $5,309 $5,489
American Family $3,484 $3,736 $3,593
Farmers $4,105 $4,212 $4,621
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,148 $2,270 $2,405
Nationwide $3,022 $3,060 $3,026
Progressive $3,076 $3,329 $3,638
State Farm $2,113 $2,236 $2,350
Travelers $2,099 $2,220 $2,347
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Clifton, Illinois?

What factors can have an impact on Clifton, IL car insurance? There are several reasons why Clifton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clifton, Illinois.

Commute Time in Clifton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clifton, IL is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Clifton, IL

Ready to find affordable Clifton, Illinois car insurance today? Enter your ZIP code for fast, free Clifton, IL car insurance quotes.

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