Compare Clifton, TN Car Insurance Rates (2021)

Car insurance in Clifton, TN averages $292 a month. Clifton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Clifton car insurance rates, compare quotes from the top car insurance companies in Clifton, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clifton, TN after a DUI are $4,133/year
  • The cheapest car insurance company in Clifton is State Farm
  • Average car insurance rates in Clifton, TN are $3,506/year

If you need to buy Clifton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Clifton, TN is right here.

You’ll find Clifton car insurance rates, the cheapest Clifton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Clifton, Tennessee car insurance rates to Johnson City car insurance rates, Hendersonville car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Clifton, TN car insurance today? Enter your ZIP code for fast, free Clifton car insurance quotes.

Cheapest Clifton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clifton, TN car insurance rates? Every Clifton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clifton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,715 $2,520 $2,618 $10,268 $11,156 $3,028 $3,146
Farmers $1,695 $1,725 $1,523 $1,661 $6,681 $7,081 $2,283 $2,434
GEICO $2,337 $2,366 $2,162 $2,162 $6,779 $6,933 $2,354 $2,426
Liberty Mutual $3,633 $129 $2,980 $3,323 $14,706 $16,333 $3,908 $4,181
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,716 $1,629 $1,395 $1,457 $7,470 $8,420 $2,069 $2,260
State Farm $1,455 $1,455 $1,300 $1,300 $4,283 $5,362 $1,639 $1,906
Travelers $1,679 $1,768 $1,508 $1,606 $4,516 $5,534 $1,793 $1,888
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

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Minimum Car Insurance in Clifton, TN

Every driver must carry the minimum car insurance in Clifton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Clifton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clifton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clifton, TN. Compare credit history car insurance rates in Clifton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clifton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,109 $4,670 $3,573
Farmers $3,735 $2,914 $2,756
GEICO $3,911 $3,340 $3,069
Liberty Mutual $8,833 $5,397 $4,218
Nationwide $3,761 $2,980 $2,643
Progressive $3,730 $3,197 $2,980
State Farm $3,392 $2,037 $1,583
Travelers $3,239 $2,522 $1,848
USAA $3,987 $2,320 $1,910

Cheapest Clifton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clifton, TN to rates for a clean record with top companies.

Annual Clifton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,027 $4,785 $5,736 $4,586
Farmers $2,677 $3,314 $3,379 $3,172
GEICO $2,475 $3,346 $5,464 $2,475
Liberty Mutual $4,983 $7,182 $6,690 $5,742
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,912 $3,763 $3,101 $3,432
State Farm $2,140 $2,534 $2,337 $2,337
Travelers $2,064 $2,640 $2,905 $2,537
USAA $1,997 $2,976 $3,511 $2,472

Cheapest Clifton, TN Car Insurance for Teen Drivers

Teen car insurance in Clifton, TN can be expensive. Take a look at rates from the top car insurance companies in Clifton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clifton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,268 $11,156
Farmers $6,681 $7,081
GEICO $6,779 $6,933
Liberty Mutual $14,706 $16,333
Nationwide $5,414 $7,005
Progressive $7,470 $8,420
State Farm $4,283 $5,362
Travelers $4,516 $5,534
USAA $5,437 $6,234

Cheapest Clifton, TN Car Insurance for Seniors

Take a look at Clifton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clifton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,618
Farmers $1,523 $1,661
GEICO $2,162 $2,162
Liberty Mutual $2,980 $3,323
Nationwide $1,818 $1,853
Progressive $1,395 $1,457
State Farm $1,300 $1,300
Travelers $1,508 $1,606
USAA $1,408 $1,416

Cheapest Clifton, TN Car Insurance Rates After a DUI

A DUI in Clifton, TN increases car insurance rates. Compare Clifton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clifton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
Farmers $3,379
GEICO $5,464
Liberty Mutual $6,690
Nationwide $4,070
Progressive $3,101
State Farm $2,337
Travelers $2,905
USAA $3,511

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Cheapest Clifton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clifton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clifton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,784 $4,784
Farmers $3,135 $3,135
GEICO $3,424 $3,455
Liberty Mutual $6,149 $6,149
Nationwide $3,128 $3,128
Progressive $3,302 $3,302
State Farm $2,283 $2,391
Travelers $2,437 $2,636
USAA $2,660 $2,818

The Best Cheap Car Insurance Companies in Clifton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Clifton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clifton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,784
Farmers $3,135
GEICO $3,440
Liberty Mutual $6,149
Nationwide $3,128
Progressive $3,302
State Farm $2,337
Travelers $2,536
USAA $2,739

Category Winners: Cheapest Car Insurance in Clifton, Tennessee

Find the cheapest car insurance companies in Clifton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Clifton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Clifton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clifton car insurance rates. Find the cheapest Clifton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clifton, Tennessee

Insurance Company Low Medium High
Allstate $4,618 $4,773 $4,961
Farmers $2,976 $3,122 $3,308
GEICO $3,294 $3,432 $3,593
Liberty Mutual $5,907 $6,146 $6,394
Nationwide $3,154 $3,057 $3,173
Progressive $3,120 $3,300 $3,486
State Farm $2,225 $2,345 $2,441
Travelers $2,405 $2,535 $2,670
USAA $2,657 $2,730 $2,830

What affects car insurance rates in Clifton, Tennessee?

What factors can have an impact on Clifton, TN car insurance? There are several reasons why Clifton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clifton, Tennessee.

Commute Time in Clifton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clifton, TN is 45.6 minutes according to City-Data.

Compare Car Insurance Quotes in Clifton, TN

Ready to find affordable Clifton, Tennessee car insurance today? Enter your ZIP code for fast, free Clifton, TN car insurance quotes.

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