Compare Climax, CO Car Insurance Rates (2021)

Car insurance in Climax, CO averages $320 a month. Climax, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Climax car insurance rates, compare quotes from the top car insurance companies in Climax, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Climax for teen drivers is Liberty Mutual
  • Average car insurance rates in Climax, CO are $3,842/year
  • Average car insurance rates in Climax, CO after a DUI are $4,583/year

If you need to buy Climax, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Climax, CO is right here.

You’ll find Climax car insurance rates, the cheapest Climax, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Climax, Colorado car insurance rates to Centennial car insurance rates, Aurora car insurance rates, and Boulder car insurance rates.

Ready to find affordable Climax, CO car insurance today? Enter your ZIP code for fast, free Climax car insurance quotes.

Cheapest Climax, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Climax, CO car insurance rates? Every Climax, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Climax, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,877 $2,854 $2,607 $2,797 $10,708 $10,809 $3,184 $3,248
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,751 $1,744 $1,474 $1,616 $5,139 $5,614 $1,776 $1,817
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,639 $2,458 $2,286 $2,277 $9,249 $10,355 $2,987 $2,903
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

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Minimum Car Insurance in Climax, CO

Every driver must carry the minimum car insurance in Climax, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Climax, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Climax, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Climax, CO. Compare credit history car insurance rates in Climax from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Climax, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,673 $4,606 $4,377
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,741 $2,285 $1,823
Nationwide $3,990 $3,154 $2,751
Progressive $4,984 $4,268 $3,932
State Farm $4,512 $2,895 $2,331
USAA $5,365 $3,042 $2,432

Cheapest Climax, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Climax, CO to rates for a clean record with top companies.

Annual Climax, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,123 $5,293 $5,225 $4,900
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,289 $2,679 $2,793 $2,705
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,803 $5,324 $4,015 $4,435
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,625 $3,204 $5,661 $2,962

Cheapest Climax, CO Car Insurance for Teen Drivers

Teen car insurance in Climax, CO can be expensive. Take a look at rates from the top car insurance companies in Climax for teenagers.

Annual Car Insurance Rates for Teen Drivers in Climax, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $10,708 $10,809
GEICO $5,302 $5,671
Liberty Mutual $5,139 $5,614
Nationwide $5,513 $7,064
Progressive $9,249 $10,355
State Farm $5,882 $7,421
USAA $6,065 $6,955

Cheapest Climax, CO Car Insurance for Seniors

Take a look at Climax, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Climax, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,607 $2,797
GEICO $1,751 $1,963
Liberty Mutual $1,474 $1,616
Nationwide $1,977 $2,093
Progressive $2,286 $2,277
State Farm $1,816 $1,816
USAA $2,283 $2,292

Cheapest Climax, CO Car Insurance Rates After a DUI

A DUI in Climax, CO increases car insurance rates. Compare Climax, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Climax, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $5,225
GEICO $3,404
Liberty Mutual $2,793
Nationwide $4,398
Progressive $4,015
State Farm $3,246
USAA $5,661

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Cheapest Climax, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Climax, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Climax, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,885 $4,885
GEICO $2,618 $2,726
Liberty Mutual $2,616 $2,616
Nationwide $3,298 $3,298
Progressive $4,394 $4,394
State Farm $3,169 $3,323
USAA $3,510 $3,716

The Best Cheap Car Insurance Companies in Climax, CO

Take a look at a side-by-side comparison of the top car insurance companies in Climax, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Climax, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,885
GEICO $2,672
Liberty Mutual $2,616
Nationwide $3,298
Progressive $4,394
State Farm $3,246
USAA $3,613

Category Winners: Cheapest Car Insurance in Climax, Colorado

Find the cheapest car insurance companies in Climax, CO for each category right here.

Best Annual Car Insurance Rates by Company in Climax, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Climax, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Climax car insurance rates. Find the cheapest Climax, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Climax, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $4,347 $4,823 $5,486
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,495 $2,610 $2,745
Nationwide $3,323 $3,295 $3,276
Progressive $4,105 $4,408 $4,670
State Farm $3,060 $3,247 $3,430
USAA $3,471 $3,613 $3,756

Compare Car Insurance Quotes in Climax, CO

Ready to find affordable Climax, Colorado car insurance today? Enter your ZIP code for fast, free Climax, CO car insurance quotes.

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