Compare Climax, NY Car Insurance Rates (2021)

Car insurance in Climax, NY averages $315 a month. Climax, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Climax car insurance rates, compare quotes from the top car insurance companies in Climax, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Climax, NY are $3,776/year
  • The cheapest car insurance company in Climax for teen drivers is GEICO
  • The cheapest car insurance company in Climax is GEICO

If you need to buy Climax, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Climax, NY is right here.

You’ll find Climax car insurance rates, the cheapest Climax, NY car insurance companies, and information on New York car insurance laws. You can also compare Climax, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and New York car insurance rates.

Ready to find affordable Climax, NY car insurance today? Enter your ZIP code for fast, free Climax car insurance quotes.

Cheapest Climax, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Climax, NY car insurance rates? Every Climax, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Climax, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,680 $2,544 $2,501 $2,552 $7,936 $8,587 $2,698 $2,745
GEICO $1,520 $1,464 $1,477 $1,456 $3,173 $4,623 $1,372 $1,408
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $1,962 $1,845 $1,571 $1,596 $6,441 $7,177 $2,529 $2,475
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $2,687 $2,721 $2,431 $2,615 $6,050 $7,176 $2,849 $2,973
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Climax, NY

Every driver must carry the minimum car insurance in Climax, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Climax, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Climax, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Climax, NY. Compare credit history car insurance rates in Climax from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Climax, New York

Insurance Company Poor Fair Good
Allstate $5,727 $3,402 $2,962
GEICO $2,583 $1,898 $1,703
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,097 $2,605 $1,896
State Farm $6,803 $4,262 $3,380
Travelers $5,084 $3,199 $2,781
USAA $5,185 $2,565 $2,265

Cheapest Climax, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Climax, NY to rates for a clean record with top companies.

Annual Climax, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $3,411 $4,992 $4,308
GEICO $1,626 $1,771 $3,225 $1,626
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,113 $3,113 $3,441 $3,131
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $3,180 $3,924 $3,978 $3,669
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Climax, NY Car Insurance for Teen Drivers

Teen car insurance in Climax, NY can be expensive. Take a look at rates from the top car insurance companies in Climax for teenagers.

Annual Car Insurance Rates for Teen Drivers in Climax, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,936 $8,587
GEICO $3,173 $4,623
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,441 $7,177
State Farm $8,936 $11,500
Travelers $6,050 $7,176
USAA $6,993 $8,362

Cheapest Climax, NY Car Insurance for Seniors

Take a look at Climax, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Climax, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,501 $2,552
GEICO $1,477 $1,456
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,571 $1,596
State Farm $2,625 $2,625
Travelers $2,431 $2,615
USAA $1,576 $1,583

Cheapest Climax, NY Car Insurance Rates After a DUI

A DUI in Climax, NY increases car insurance rates. Compare Climax, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Climax, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,992
GEICO $3,225
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,441
State Farm $5,047
Travelers $3,978
USAA $4,343

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Cheapest Climax, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Climax, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Climax, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,975 $4,085
GEICO $2,001 $2,122
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,199 $3,199
State Farm $4,645 $4,985
Travelers $3,688 $3,688
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Climax, NY

Take a look at a side-by-side comparison of the top car insurance companies in Climax, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Climax, New York

Insurance Company Average Annual Rates
Allstate $4,030
GEICO $2,062
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,199
State Farm $4,815
Travelers $3,688
USAA $3,339

Category Winners: Cheapest Car Insurance in Climax, New York

Find the cheapest car insurance companies in Climax, NY for each category right here.

Best Annual Car Insurance Rates by Company in Climax, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Climax, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Climax car insurance rates. Find the cheapest Climax, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Climax, New York

Insurance Company Low Medium High
Allstate $3,863 $4,020 $4,208
GEICO $1,950 $2,053 $2,182
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,064 $3,185 $3,349
State Farm $4,584 $4,842 $5,019
Travelers $3,498 $3,650 $3,916
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Climax, NY

Ready to find affordable Climax, New York car insurance today? Enter your ZIP code for fast, free Climax, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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