Compare Clive, IA Car Insurance Rates (2021)

Car insurance in Clive, IA averages $244 a month. Clive, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Clive car insurance rates, compare quotes from the top car insurance companies in Clive, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clive, IA after a DUI are $3,526/year
  • The cheapest car insurance company in Clive for teen drivers is USAA
  • Average car insurance rates in Clive, IA are $2,924/year

If you need to buy Clive, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Clive, IA is right here.

You’ll find Clive car insurance rates, the cheapest Clive, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Clive, Iowa car insurance rates to Waterloo car insurance rates, Cedar Rapids car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Clive, IA car insurance today? Enter your ZIP code for fast, free Clive car insurance quotes.

Cheapest Clive, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clive, IA car insurance rates? Every Clive, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clive, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,971 $1,876 $1,767 $1,794 $6,022 $6,828 $2,120 $2,172
American Family $1,760 $1,760 $1,584 $1,584 $4,870 $6,726 $1,760 $2,104
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,694 $1,519 $1,573 $1,455 $3,976 $3,686 $1,559 $1,421
Liberty Mutual $2,104 $2,269 $1,873 $2,276 $11,392 $12,799 $2,386 $2,618
Nationwide $1,741 $1,774 $1,560 $1,648 $4,257 $5,438 $2,000 $2,159
Progressive $1,483 $1,402 $1,228 $1,278 $4,086 $4,592 $1,782 $1,939
State Farm $1,383 $1,383 $1,246 $1,246 $4,204 $5,278 $1,565 $1,805
Travelers $2,260 $2,300 $2,233 $2,232 $10,608 $16,913 $2,370 $2,737
USAA $1,182 $1,181 $1,097 $1,099 $3,385 $3,557 $1,406 $1,544

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Minimum Car Insurance in Clive, IA

Every driver must carry the minimum car insurance in Clive, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Clive, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clive, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clive, IA. Compare credit history car insurance rates in Clive from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clive, Iowa

Insurance Company Poor Fair Good
Allstate $3,665 $2,914 $2,628
American Family $3,526 $2,588 $2,191
Farmers $2,880 $2,389 $2,262
GEICO $2,534 $2,110 $1,687
Liberty Mutual $6,684 $4,182 $3,278
Nationwide $3,105 $2,463 $2,149
Progressive $2,589 $2,133 $1,949
State Farm $3,224 $1,994 $1,573
Travelers $5,834 $5,007 $4,779
USAA $2,355 $1,638 $1,425

Cheapest Clive, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clive, IA to rates for a clean record with top companies.

Annual Clive, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,580 $3,152 $3,633 $2,910
American Family $1,998 $2,936 $3,794 $2,345
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,556 $2,228 $2,990 $1,668
Liberty Mutual $4,060 $5,063 $5,118 $4,617
Nationwide $1,884 $2,673 $3,611 $2,120
Progressive $1,774 $2,973 $1,930 $2,218
State Farm $2,065 $2,462 $2,264 $2,264
Travelers $3,768 $5,076 $6,807 $5,175
USAA $1,369 $1,863 $2,416 $1,577

Cheapest Clive, IA Car Insurance for Teen Drivers

Teen car insurance in Clive, IA can be expensive. Take a look at rates from the top car insurance companies in Clive for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clive, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,022 $6,828
American Family $4,870 $6,726
Farmers $4,711 $5,019
GEICO $3,976 $3,686
Liberty Mutual $11,392 $12,799
Nationwide $4,257 $5,438
Progressive $4,086 $4,592
State Farm $4,204 $5,278
Travelers $10,608 $16,913
USAA $3,385 $3,557

Cheapest Clive, IA Car Insurance for Seniors

Take a look at Clive, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clive, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,794
American Family $1,584 $1,584
Farmers $1,383 $1,513
GEICO $1,573 $1,455
Liberty Mutual $1,873 $2,276
Nationwide $1,560 $1,648
Progressive $1,228 $1,278
State Farm $1,246 $1,246
Travelers $2,233 $2,232
USAA $1,097 $1,099

Cheapest Clive, IA Car Insurance Rates After a DUI

A DUI in Clive, IA increases car insurance rates. Compare Clive, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clive, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,633
American Family $3,794
Farmers $2,697
GEICO $2,990
Liberty Mutual $5,118
Nationwide $3,611
Progressive $1,930
State Farm $2,264
Travelers $6,807
USAA $2,416

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Cheapest Clive, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clive, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clive, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,995 $3,142
American Family $2,736 $2,801
Farmers $2,510 $2,510
GEICO $2,076 $2,145
Liberty Mutual $4,715 $4,715
Nationwide $2,572 $2,572
Progressive $2,224 $2,224
State Farm $2,208 $2,319
Travelers $5,207 $5,207
USAA $1,741 $1,872

The Best Cheap Car Insurance Companies in Clive, IA

Take a look at a side-by-side comparison of the top car insurance companies in Clive, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clive, Iowa

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,768
Farmers $2,510
GEICO $2,110
Liberty Mutual $4,715
Nationwide $2,572
Progressive $2,224
State Farm $2,264
Travelers $5,207
USAA $1,806

Category Winners: Cheapest Car Insurance in Clive, Iowa

Find the cheapest car insurance companies in Clive, IA for each category right here.

Best Annual Car Insurance Rates by Company in Clive, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Clive, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clive car insurance rates. Find the cheapest Clive, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clive, Iowa

Insurance Company Low Medium High
Allstate $2,951 $3,073 $3,182
American Family $2,742 $2,925 $2,638
Farmers $2,401 $2,518 $2,611
GEICO $1,967 $2,111 $2,253
Liberty Mutual $4,519 $4,709 $4,916
Nationwide $2,656 $2,573 $2,487
Progressive $2,079 $2,235 $2,358
State Farm $2,121 $2,281 $2,388
Travelers $4,889 $5,285 $5,446
USAA $1,693 $1,814 $1,911

What affects car insurance rates in Clive, Iowa?

What factors can have an impact on Clive, IA car insurance? There are several reasons why Clive car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clive, Iowa.

Commute Time in Clive

The more time you spend in your car the higher the risk of an accident. The average commute length in Clive, IA is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Clive, IA

Ready to find affordable Clive, Iowa car insurance today? Enter your ZIP code for fast, free Clive, IA car insurance quotes.

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