Compare Cloverdale, CA Car Insurance Rates (2021)

Car insurance in Cloverdale, CA averages $265 a month. Cloverdale, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cloverdale car insurance rates, compare quotes from the top car insurance companies in Cloverdale, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cloverdale, CA are $3,180/year
  • Average car insurance rates in Cloverdale, CA after a DUI are $4,462/year
  • The cheapest car insurance company in Cloverdale is Progressive

If you need to buy Cloverdale, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cloverdale, CA is right here.

You’ll find Cloverdale car insurance rates, the cheapest Cloverdale, CA car insurance companies, and information on California car insurance laws. You can also compare Cloverdale, California car insurance rates to Los Angeles car insurance rates, San Diego car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Cloverdale, CA car insurance today? Enter your ZIP code for fast, free Cloverdale car insurance quotes.

Cheapest Cloverdale, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cloverdale, CA car insurance rates? Every Cloverdale, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cloverdale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,544 $1,849 $1,876 $7,014 $8,833 $3,275 $3,625
Farmers $2,336 $2,336 $2,099 $2,099 $7,462 $12,287 $2,768 $3,083
GEICO $1,441 $1,443 $1,356 $1,356 $4,397 $4,489 $2,071 $2,125
Liberty Mutual $2,196 $2,083 $2,040 $1,979 $4,835 $5,123 $2,482 $2,495
Nationwide $2,769 $2,647 $2,410 $2,277 $6,997 $7,711 $3,311 $3,281
Progressive $1,415 $1,460 $1,179 $1,410 $3,678 $4,464 $2,011 $2,166
State Farm $3,012 $3,012 $2,691 $2,691 $5,505 $6,806 $3,336 $3,443
Travelers $2,132 $2,071 $1,886 $1,866 $4,299 $4,941 $2,755 $2,704
USAA $1,681 $1,595 $1,640 $1,651 $3,781 $3,816 $2,333 $2,208

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Minimum Car Insurance in Cloverdale, CA

Every driver must carry the minimum car insurance in Cloverdale, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cloverdale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cloverdale, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cloverdale, CA to rates for a clean record with top companies.

Annual Cloverdale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,375 $4,014 $6,271 $3,117
Farmers $3,182 $4,336 $5,408 $4,308
GEICO $1,635 $2,515 $3,161 $2,028
Liberty Mutual $2,521 $3,378 $3,046 $2,671
Nationwide $2,744 $3,512 $5,935 $3,512
Progressive $1,468 $2,465 $2,852 $2,107
State Farm $2,717 $3,242 $6,134 $3,155
Travelers $1,917 $3,061 $3,571 $2,778
USAA $1,557 $2,309 $3,782 $1,704

Cheapest Cloverdale, CA Car Insurance for Teen Drivers

Teen car insurance in Cloverdale, CA can be expensive. Take a look at rates from the top car insurance companies in Cloverdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cloverdale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $8,833
Farmers $7,462 $12,287
GEICO $4,397 $4,489
Liberty Mutual $4,835 $5,123
Nationwide $6,997 $7,711
Progressive $3,678 $4,464
State Farm $5,505 $6,806
Travelers $4,299 $4,941
USAA $3,781 $3,816

Cheapest Cloverdale, CA Car Insurance for Seniors

Take a look at Cloverdale, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cloverdale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,876
Farmers $2,099 $2,099
GEICO $1,356 $1,356
Liberty Mutual $2,040 $1,979
Nationwide $2,410 $2,277
Progressive $1,179 $1,410
State Farm $2,691 $2,691
Travelers $1,886 $1,866
USAA $1,640 $1,651

Cheapest Cloverdale, CA Car Insurance Rates After a DUI

A DUI in Cloverdale, CA increases car insurance rates. Compare Cloverdale, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cloverdale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,271
Farmers $5,408
GEICO $3,161
Liberty Mutual $3,046
Nationwide $5,935
Progressive $2,852
State Farm $6,134
Travelers $3,571
USAA $3,782

Cheapest Cloverdale, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cloverdale, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cloverdale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $4,326
Farmers $3,910 $4,707
GEICO $2,122 $2,548
Liberty Mutual $2,667 $3,141
Nationwide $3,469 $4,382
Progressive $2,018 $2,428
State Farm $3,676 $3,948
Travelers $2,552 $3,112
USAA $2,157 $2,519

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The Best Cheap Car Insurance Companies in Cloverdale, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cloverdale, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cloverdale, California

Insurance Company Average Annual Rates
Allstate $3,944
Farmers $4,309
GEICO $2,335
Liberty Mutual $2,904
Nationwide $3,925
Progressive $2,223
State Farm $3,812
Travelers $2,832
USAA $2,338

Category Winners: Cheapest Car Insurance in Cloverdale, California

Find the cheapest car insurance companies in Cloverdale, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cloverdale, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Cloverdale, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cloverdale car insurance rates. Find the cheapest Cloverdale, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cloverdale, California

Insurance Company Low Medium High
Allstate $3,758 $3,975 $4,100
Farmers $4,036 $4,339 $4,551
GEICO $2,188 $2,356 $2,460
Liberty Mutual $2,722 $2,929 $3,061
Nationwide $3,562 $3,990 $4,224
Progressive $2,056 $2,278 $2,335
State Farm $3,506 $3,863 $4,068
Travelers $2,505 $2,903 $3,088
USAA $2,150 $2,377 $2,487

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What affects car insurance rates in Cloverdale, California?

What factors can have an impact on Cloverdale, CA car insurance? There are several reasons why Cloverdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cloverdale, California.

Car Theft in Cloverdale

High levels of vehicle theft can make car insurance more expensive. Cloverdale, CA car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Cloverdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Cloverdale, CA is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Cloverdale, CA

Ready to find affordable Cloverdale, California car insurance today? Enter your ZIP code for fast, free Cloverdale, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State