Compare Cloverdale, OH Car Insurance Rates (2021)

Car insurance in Cloverdale, OH averages $203 a month. Cloverdale, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cloverdale car insurance rates, compare quotes from the top car insurance companies in Cloverdale, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cloverdale for teen drivers is USAA
  • Average car insurance rates in Cloverdale, OH are $2,435/year
  • Average car insurance rates in Cloverdale, OH after a DUI are $2,833/year

If you need to buy Cloverdale, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Cloverdale, OH is right here.

You’ll find Cloverdale car insurance rates, the cheapest Cloverdale, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Cloverdale, Ohio car insurance rates to Toledo car insurance rates, Lorain car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Cloverdale, OH car insurance today? Enter your ZIP code for fast, free Cloverdale car insurance quotes.

Cheapest Cloverdale, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cloverdale, OH car insurance rates? Every Cloverdale, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cloverdale, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,765 $1,760 $1,593 $1,702 $4,811 $5,510 $1,857 $1,982
American Family $907 $942 $819 $826 $2,613 $2,839 $1,110 $1,168
Farmers $1,593 $1,589 $1,404 $1,480 $7,007 $7,278 $1,783 $1,863
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,583 $1,498 $1,316 $1,359 $6,900 $7,779 $1,892 $1,956
State Farm $1,296 $1,296 $1,160 $1,160 $4,048 $5,079 $1,506 $1,730
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Cloverdale, OH

Every driver must carry the minimum car insurance in Cloverdale, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Cloverdale, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cloverdale, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cloverdale, OH. Compare credit history car insurance rates in Cloverdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cloverdale, Ohio

Insurance Company Poor Fair Good
Allstate $3,356 $2,454 $2,058
American Family $1,855 $1,273 $1,081
Farmers $3,396 $2,870 $2,733
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,417 $2,944 $2,746
State Farm $3,076 $1,902 $1,500
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Cloverdale, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cloverdale, OH to rates for a clean record with top companies.

Annual Cloverdale, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,214 $2,665 $3,115 $2,497
American Family $1,346 $1,422 $1,422 $1,422
Farmers $2,475 $3,186 $3,107 $3,231
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,620 $3,549 $2,790 $3,182
State Farm $1,967 $2,352 $2,160 $2,160
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Cloverdale, OH Car Insurance for Teen Drivers

Teen car insurance in Cloverdale, OH can be expensive. Take a look at rates from the top car insurance companies in Cloverdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cloverdale, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,811 $5,510
American Family $2,613 $2,839
Farmers $7,007 $7,278
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,900 $7,779
State Farm $4,048 $5,079
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Cloverdale, OH Car Insurance for Seniors

Take a look at Cloverdale, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cloverdale, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,593 $1,702
American Family $819 $826
Farmers $1,404 $1,480
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,316 $1,359
State Farm $1,160 $1,160
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Cloverdale, OH Car Insurance Rates After a DUI

A DUI in Cloverdale, OH increases car insurance rates. Compare Cloverdale, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cloverdale, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,115
American Family $1,422
Farmers $3,107
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,790
State Farm $2,160
Travelers $3,940
USAA $1,861

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Cheapest Cloverdale, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cloverdale, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cloverdale, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,623 $2,623
American Family $1,386 $1,420
Farmers $3,000 $3,000
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,035 $3,035
State Farm $2,107 $2,212
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Cloverdale, OH

Take a look at a side-by-side comparison of the top car insurance companies in Cloverdale, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cloverdale, Ohio

Insurance Company Average Annual Rates
Allstate $2,623
American Family $1,403
Farmers $3,000
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,035
State Farm $2,159
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Cloverdale, Ohio

Find the cheapest car insurance companies in Cloverdale, OH for each category right here.

Best Annual Car Insurance Rates by Company in Cloverdale, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Cloverdale, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cloverdale car insurance rates. Find the cheapest Cloverdale, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cloverdale, Ohio

Insurance Company Low Medium High
Allstate $2,548 $2,618 $2,702
American Family $1,380 $1,413 $1,416
Farmers $2,843 $2,955 $3,200
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,910 $3,008 $3,188
State Farm $2,056 $2,166 $2,257
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Cloverdale, Ohio?

What factors can have an impact on Cloverdale, OH car insurance? There are several reasons why Cloverdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cloverdale, Ohio.

Commute Time in Cloverdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Cloverdale, OH is 32.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cloverdale, OH

Ready to find affordable Cloverdale, Ohio car insurance today? Enter your ZIP code for fast, free Cloverdale, OH car insurance quotes.

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