Compare Cloverport, KY Car Insurance Rates (2021)

Car insurance in Cloverport, KY averages $361 a month. Cloverport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cloverport car insurance rates, compare quotes from the top car insurance companies in Cloverport, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cloverport is USAA
  • Average car insurance rates in Cloverport, KY are $4,329/year
  • Average car insurance rates in Cloverport, KY after a DUI are $5,157/year

If you need to buy Cloverport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Cloverport, KY is right here.

You’ll find Cloverport car insurance rates, the cheapest Cloverport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Cloverport, Kentucky car insurance rates to Florence car insurance rates, Independence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Cloverport, KY car insurance today? Enter your ZIP code for fast, free Cloverport car insurance quotes.

Cheapest Cloverport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cloverport, KY car insurance rates? Every Cloverport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cloverport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,098 $3,071 $2,790 $2,974 $11,255 $12,635 $3,452 $3,660
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,584 $2,797 $2,210 $2,463 $10,685 $11,796 $2,693 $2,788
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,265 $2,167 $2,019 $2,035 $10,734 $12,155 $2,813 $2,887
State Farm $2,260 $2,260 $2,022 $2,022 $6,854 $8,654 $2,522 $2,837
Travelers $2,269 $2,312 $2,222 $2,229 $10,832 $17,418 $2,368 $2,744
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

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Minimum Car Insurance in Cloverport, KY

Every driver must carry the minimum car insurance in Cloverport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Cloverport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cloverport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cloverport, KY. Compare credit history car insurance rates in Cloverport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cloverport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,102 $4,905 $4,094
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,788 $4,175 $3,294
Nationwide $4,672 $3,666 $3,197
Progressive $5,197 $4,510 $4,196
State Farm $5,322 $3,211 $2,504
Travelers $5,912 $5,002 $4,983
USAA $4,321 $2,415 $1,966

Cheapest Cloverport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cloverport, KY to rates for a clean record with top companies.

Annual Cloverport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,465 $5,804 $6,174 $5,024
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,961 $6,093 $4,740 $4,214
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,835 $5,657 $4,377 $4,667
State Farm $3,355 $4,002 $3,679 $3,679
Travelers $4,624 $4,757 $6,860 $4,955
USAA $2,183 $3,094 $3,697 $2,629

Cheapest Cloverport, KY Car Insurance for Teen Drivers

Teen car insurance in Cloverport, KY can be expensive. Take a look at rates from the top car insurance companies in Cloverport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cloverport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,255 $12,635
GEICO $6,851 $8,131
Liberty Mutual $10,685 $11,796
Nationwide $6,037 $7,550
Progressive $10,734 $12,155
State Farm $6,854 $8,654
Travelers $10,832 $17,418
USAA $5,158 $5,444

Cheapest Cloverport, KY Car Insurance for Seniors

Take a look at Cloverport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cloverport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,974
GEICO $3,510 $3,179
Liberty Mutual $2,210 $2,463
Nationwide $2,519 $2,640
Progressive $2,019 $2,035
State Farm $2,022 $2,022
Travelers $2,222 $2,229
USAA $1,748 $1,785

Cheapest Cloverport, KY Car Insurance Rates After a DUI

A DUI in Cloverport, KY increases car insurance rates. Compare Cloverport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cloverport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,174
GEICO $6,731
Liberty Mutual $4,740
Nationwide $4,997
Progressive $4,377
State Farm $3,679
Travelers $6,860
USAA $3,697

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Cheapest Cloverport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cloverport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cloverport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,367 $5,367
GEICO $4,119 $4,197
Liberty Mutual $4,752 $4,752
Nationwide $3,845 $3,845
Progressive $4,634 $4,634
State Farm $3,590 $3,767
Travelers $5,299 $5,299
USAA $2,793 $3,009

The Best Cheap Car Insurance Companies in Cloverport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Cloverport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cloverport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,367
GEICO $4,158
Liberty Mutual $4,752
Nationwide $3,845
Progressive $4,634
State Farm $3,679
Travelers $5,299
USAA $2,901

Category Winners: Cheapest Car Insurance in Cloverport, Kentucky

Find the cheapest car insurance companies in Cloverport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Cloverport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cloverport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cloverport car insurance rates. Find the cheapest Cloverport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cloverport, Kentucky

Insurance Company Low Medium High
Allstate $5,035 $5,348 $5,718
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,521 $4,721 $5,014
Nationwide $3,908 $3,801 $3,826
Progressive $4,303 $4,578 $5,022
State Farm $3,479 $3,675 $3,882
Travelers $5,028 $5,322 $5,547
USAA $2,776 $2,894 $3,031

What affects car insurance rates in Cloverport, Kentucky?

What factors can have an impact on Cloverport, KY car insurance? There are several reasons why Cloverport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cloverport, Kentucky.

Commute Time in Cloverport

The more time you spend in your car the higher the risk of an accident. The average commute length in Cloverport, KY is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cloverport, KY

Ready to find affordable Cloverport, Kentucky car insurance today? Enter your ZIP code for fast, free Cloverport, KY car insurance quotes.

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