Compare Cluster Springs, VA Car Insurance Rates (2021)

Car insurance in Cluster Springs, VA averages $190 a month. Cluster Springs, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cluster Springs car insurance rates, compare quotes from the top car insurance companies in Cluster Springs, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cluster Springs, VA after a DUI are $2,713/year
  • The cheapest car insurance company in Cluster Springs is USAA
  • The cheapest car insurance company in Cluster Springs for teen drivers is GEICO

If you need to buy Cluster Springs, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cluster Springs, VA is right here.

You’ll find Cluster Springs car insurance rates, the cheapest Cluster Springs, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Cluster Springs, Virginia car insurance rates to Portsmouth car insurance rates, Chesapeake car insurance rates, and Hampton car insurance rates.

Ready to find affordable Cluster Springs, VA car insurance today? Enter your ZIP code for fast, free Cluster Springs car insurance quotes.

Cheapest Cluster Springs, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cluster Springs, VA car insurance rates? Every Cluster Springs, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cluster Springs, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,919 $1,815 $1,910 $1,910 $5,948 $6,863 $2,498 $2,509
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,414 $1,426 $1,254 $1,292 $3,313 $4,290 $1,557 $1,702
Progressive $1,217 $1,161 $1,095 $1,101 $5,429 $6,107 $1,474 $1,510
State Farm $1,357 $1,357 $1,211 $1,211 $3,913 $4,926 $1,530 $1,756
USAA $1,109 $1,091 $1,040 $1,044 $3,453 $4,106 $1,426 $1,566

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Minimum Car Insurance in Cluster Springs, VA

Every driver must carry the minimum car insurance in Cluster Springs, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cluster Springs, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cluster Springs, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cluster Springs, VA. Compare credit history car insurance rates in Cluster Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cluster Springs, Virginia

Insurance Company Poor Fair Good
Allstate $3,870 $3,092 $2,552
GEICO $2,344 $1,992 $1,992
Nationwide $2,410 $1,931 $1,752
Progressive $2,671 $2,323 $2,166
State Farm $3,068 $1,902 $1,503
USAA $2,475 $1,691 $1,397

Cheapest Cluster Springs, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cluster Springs, VA to rates for a clean record with top companies.

Annual Cluster Springs, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,390 $3,768 $3,464 $3,063
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,764 $1,764 $2,592 $2,004
Progressive $2,049 $2,689 $2,430 $2,379
State Farm $1,981 $2,334 $2,158 $2,158
USAA $1,434 $1,868 $2,467 $1,649

Cheapest Cluster Springs, VA Car Insurance for Teen Drivers

Teen car insurance in Cluster Springs, VA can be expensive. Take a look at rates from the top car insurance companies in Cluster Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cluster Springs, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,948 $6,863
GEICO $3,174 $4,258
Nationwide $3,313 $4,290
Progressive $5,429 $6,107
State Farm $3,913 $4,926
USAA $3,453 $4,106

Cheapest Cluster Springs, VA Car Insurance for Seniors

Take a look at Cluster Springs, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cluster Springs, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $1,910
GEICO $1,442 $1,442
Nationwide $1,254 $1,292
Progressive $1,095 $1,101
State Farm $1,211 $1,211
USAA $1,040 $1,044

Cheapest Cluster Springs, VA Car Insurance Rates After a DUI

A DUI in Cluster Springs, VA increases car insurance rates. Compare Cluster Springs, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cluster Springs, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,464
GEICO $3,165
Nationwide $2,592
Progressive $2,430
State Farm $2,158
USAA $2,467

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Cheapest Cluster Springs, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cluster Springs, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cluster Springs, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,077 $3,266
GEICO $2,070 $2,149
Nationwide $2,031 $2,031
Progressive $2,387 $2,387
State Farm $2,106 $2,210
USAA $1,786 $1,923

The Best Cheap Car Insurance Companies in Cluster Springs, VA

Take a look at a side-by-side comparison of the top car insurance companies in Cluster Springs, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cluster Springs, Virginia

Insurance Company Average Annual Rates
Allstate $3,171
GEICO $2,110
Nationwide $2,031
Progressive $2,387
State Farm $2,158
USAA $1,854

Category Winners: Cheapest Car Insurance in Cluster Springs, Virginia

Find the cheapest car insurance companies in Cluster Springs, VA for each category right here.

Best Annual Car Insurance Rates by Company in Cluster Springs, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cluster Springs, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cluster Springs car insurance rates. Find the cheapest Cluster Springs, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cluster Springs, Virginia

Insurance Company Low Medium High
Allstate $3,086 $3,172 $3,256
GEICO $2,028 $2,107 $2,194
Nationwide $2,129 $2,010 $1,954
Progressive $2,285 $2,360 $2,515
State Farm $2,045 $2,154 $2,275
USAA $1,774 $1,858 $1,931

What affects car insurance rates in Cluster Springs, Virginia?

What factors can have an impact on Cluster Springs, VA car insurance? There are several reasons why Cluster Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cluster Springs, Virginia.

Commute Time in Cluster Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Cluster Springs, VA is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cluster Springs, VA

Ready to find affordable Cluster Springs, Virginia car insurance today? Enter your ZIP code for fast, free Cluster Springs, VA car insurance quotes.

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