Compare Clute, TX Car Insurance Rates (2021)

Car insurance in Clute, TX averages $327 a month. Clute, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Clute car insurance rates, compare quotes from the top car insurance companies in Clute, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clute for teen drivers is USAA
  • Average car insurance rates in Clute, TX after a DUI are $4,446/year
  • Average car insurance rates in Clute, TX are $3,919/year

If you need to buy Clute, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Clute, TX is right here.

You’ll find Clute car insurance rates, the cheapest Clute, TX car insurance companies, and information on Texas car insurance laws. You can also compare Clute, Texas car insurance rates to Plano car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Clute, TX car insurance today? Enter your ZIP code for fast, free Clute car insurance quotes.

Cheapest Clute, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clute, TX car insurance rates? Every Clute, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clute, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,649 $3,677 $3,603 $3,603 $9,509 $11,460 $4,491 $4,670
American Family $3,023 $3,403 $2,900 $3,358 $8,651 $11,230 $4,473 $5,095
GEICO $2,510 $2,719 $2,433 $2,774 $5,572 $5,787 $2,721 $2,711
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,327 $2,213 $2,065 $2,108 $9,525 $10,620 $2,750 $2,790
State Farm $1,851 $1,851 $1,649 $1,649 $4,442 $5,661 $2,013 $2,073
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

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Minimum Car Insurance in Clute, TX

Every driver must carry the minimum car insurance in Clute, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Clute, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clute, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clute, TX. Compare credit history car insurance rates in Clute from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clute, Texas

Insurance Company Poor Fair Good
Allstate $7,105 $5,196 $4,448
American Family $7,116 $4,639 $4,044
GEICO $5,258 $2,973 $1,980
Nationwide $4,455 $3,582 $3,112
Progressive $4,854 $4,179 $3,866
State Farm $3,749 $2,335 $1,862
USAA $3,666 $2,141 $1,729

Cheapest Clute, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clute, TX to rates for a clean record with top companies.

Annual Clute, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $6,689 $6,958 $4,342
American Family $4,783 $6,132 $5,368 $4,783
GEICO $2,887 $3,834 $3,177 $3,715
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,753 $4,835 $4,385 $4,226
State Farm $2,352 $2,699 $3,191 $2,352
USAA $1,864 $2,771 $3,274 $2,140

Cheapest Clute, TX Car Insurance for Teen Drivers

Teen car insurance in Clute, TX can be expensive. Take a look at rates from the top car insurance companies in Clute for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clute, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,460
American Family $8,651 $11,230
GEICO $5,572 $5,787
Nationwide $6,629 $8,499
Progressive $9,525 $10,620
State Farm $4,442 $5,661
USAA $4,572 $4,949

Cheapest Clute, TX Car Insurance for Seniors

Take a look at Clute, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clute, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,603 $3,603
American Family $2,900 $3,358
GEICO $2,433 $2,774
Nationwide $2,055 $2,173
Progressive $2,065 $2,108
State Farm $1,649 $1,649
USAA $1,528 $1,506

Cheapest Clute, TX Car Insurance Rates After a DUI

A DUI in Clute, TX increases car insurance rates. Compare Clute, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clute, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,958
American Family $5,368
GEICO $3,177
Nationwide $4,772
Progressive $4,385
State Farm $3,191
USAA $3,274

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Cheapest Clute, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clute, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clute, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,446 $5,720
American Family $5,267 $5,267
GEICO $3,341 $3,465
Nationwide $3,716 $3,716
Progressive $4,300 $4,300
State Farm $2,649 $2,649
USAA $2,481 $2,544

The Best Cheap Car Insurance Companies in Clute, TX

Take a look at a side-by-side comparison of the top car insurance companies in Clute, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clute, Texas

Insurance Company Average Annual Rates
Allstate $5,583
American Family $5,267
GEICO $3,403
Nationwide $3,716
Progressive $4,300
State Farm $2,649
USAA $2,512

Category Winners: Cheapest Car Insurance in Clute, Texas

Find the cheapest car insurance companies in Clute, TX for each category right here.

Best Annual Car Insurance Rates by Company in Clute, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Clute, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clute car insurance rates. Find the cheapest Clute, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clute, Texas

Insurance Company Low Medium High
Allstate $5,432 $5,526 $5,790
American Family $4,829 $5,031 $5,940
GEICO $3,219 $3,360 $3,631
Nationwide $3,996 $3,558 $3,595
Progressive $4,086 $4,278 $4,535
State Farm $2,509 $2,642 $2,795
USAA $2,416 $2,500 $2,621

What affects car insurance rates in Clute, Texas?

What factors can have an impact on Clute, TX car insurance? There are several reasons why Clute car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clute, Texas.

Car Theft in Clute

High levels of vehicle theft can make car insurance more expensive. Clute, TX car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Clute

The more time you spend in your car the higher the risk of an accident. The average commute length in Clute, TX is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Clute, TX

Ready to find affordable Clute, Texas car insurance today? Enter your ZIP code for fast, free Clute, TX car insurance quotes.

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