Compare Coal City, IL Car Insurance Rates (2021)

Car insurance in Coal City, IL averages $268 a month. Coal City, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Coal City car insurance rates, compare quotes from the top car insurance companies in Coal City, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Coal City is State Farm
  • The cheapest car insurance company in Coal City for teen drivers is State Farm
  • Average car insurance rates in Coal City, IL are $3,211/year

If you need to buy Coal City, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Coal City, IL is right here.

You’ll find Coal City car insurance rates, the cheapest Coal City, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Coal City, Illinois car insurance rates to Joliet car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.

Ready to find affordable Coal City, IL car insurance today? Enter your ZIP code for fast, free Coal City car insurance quotes.

Cheapest Coal City, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coal City, IL car insurance rates? Every Coal City, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coal City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,483 $2,484 $2,199 $2,329 $10,839 $11,311 $2,836 $2,962
GEICO $1,531 $1,563 $1,488 $1,651 $5,347 $5,552 $1,734 $1,812
Liberty Mutual $1,391 $1,500 $1,154 $1,290 $4,758 $5,291 $1,453 $1,529
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,987 $1,884 $1,640 $1,707 $7,144 $8,026 $2,379 $2,585
State Farm $1,389 $1,389 $1,248 $1,248 $4,032 $5,122 $1,571 $1,797
Travelers $1,518 $1,600 $1,396 $1,486 $4,488 $5,658 $1,605 $1,690
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

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Minimum Car Insurance in Coal City, IL

Every driver must carry the minimum car insurance in Coal City, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Coal City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Coal City, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coal City, IL. Compare credit history car insurance rates in Coal City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coal City, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $4,859 $3,317 $2,808
Farmers $5,311 $4,474 $4,256
GEICO $4,144 $2,028 $1,582
Liberty Mutual $3,242 $2,030 $1,615
Nationwide $3,134 $2,540 $2,224
Progressive $3,892 $3,307 $3,058
State Farm $3,231 $1,938 $1,505
Travelers $2,958 $2,392 $1,940
USAA $3,649 $2,490 $2,046

Cheapest Coal City, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coal City, IL to rates for a clean record with top companies.

Annual Coal City, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,952 $5,099 $4,972 $4,699
GEICO $1,747 $2,834 $3,703 $2,055
Liberty Mutual $1,909 $2,720 $2,385 $2,169
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,820 $4,177 $3,118 $3,562
State Farm $2,029 $2,420 $2,225 $2,225
Travelers $1,932 $2,535 $2,831 $2,423
USAA $1,955 $2,785 $3,820 $2,352

Cheapest Coal City, IL Car Insurance for Teen Drivers

Teen car insurance in Coal City, IL can be expensive. Take a look at rates from the top car insurance companies in Coal City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coal City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $6,479 $8,948
Farmers $10,839 $11,311
GEICO $5,347 $5,552
Liberty Mutual $4,758 $5,291
Nationwide $4,616 $5,894
Progressive $7,144 $8,026
State Farm $4,032 $5,122
Travelers $4,488 $5,658
USAA $5,146 $5,708

Cheapest Coal City, IL Car Insurance for Seniors

Take a look at Coal City, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coal City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,076 $2,076
Farmers $2,199 $2,329
GEICO $1,488 $1,651
Liberty Mutual $1,154 $1,290
Nationwide $1,503 $1,585
Progressive $1,640 $1,707
State Farm $1,248 $1,248
Travelers $1,396 $1,486
USAA $1,528 $1,521

Cheapest Coal City, IL Car Insurance Rates After a DUI

A DUI in Coal City, IL increases car insurance rates. Compare Coal City, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coal City, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,171
American Family $5,078
Farmers $4,972
GEICO $3,703
Liberty Mutual $2,385
Nationwide $3,213
Progressive $3,118
State Farm $2,225
Travelers $2,831
USAA $3,820

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Cheapest Coal City, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coal City, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coal City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,615 $3,708
Farmers $4,681 $4,681
GEICO $2,539 $2,630
Liberty Mutual $2,296 $2,296
Nationwide $2,632 $2,632
Progressive $3,419 $3,419
State Farm $2,167 $2,283
Travelers $2,335 $2,525
USAA $2,651 $2,805

The Best Cheap Car Insurance Companies in Coal City, IL

Take a look at a side-by-side comparison of the top car insurance companies in Coal City, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coal City, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,662
Farmers $4,681
GEICO $2,585
Liberty Mutual $2,296
Nationwide $2,632
Progressive $3,419
State Farm $2,225
Travelers $2,430
USAA $2,728

Category Winners: Cheapest Car Insurance in Coal City, Illinois

Find the cheapest car insurance companies in Coal City, IL for each category right here.

Best Annual Car Insurance Rates by Company in Coal City, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Coal City, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coal City car insurance rates. Find the cheapest Coal City, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coal City, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,511 $3,796 $3,677
Farmers $4,445 $4,565 $5,032
GEICO $2,340 $2,578 $2,836
Liberty Mutual $2,165 $2,291 $2,431
Nationwide $2,596 $2,658 $2,643
Progressive $3,181 $3,413 $3,663
State Farm $2,085 $2,228 $2,361
Travelers $2,272 $2,427 $2,592
USAA $2,560 $2,725 $2,900

What affects car insurance rates in Coal City, Illinois?

What factors can have an impact on Coal City, IL car insurance? There are several reasons why Coal City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coal City, Illinois.

Commute Time in Coal City

The more time you spend in your car the higher the risk of an accident. The average commute length in Coal City, IL is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Coal City, IL

Ready to find affordable Coal City, Illinois car insurance today? Enter your ZIP code for fast, free Coal City, IL car insurance quotes.

Free Car Insurance Comparison

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