Compare Coal City, IN Car Insurance Rates (2021)

Car insurance in Coal City, IN averages $283 a month. Coal City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Coal City car insurance rates, compare quotes from the top car insurance companies in Coal City, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Coal City for teen drivers is USAA
  • Average car insurance rates in Coal City, IN after a DUI are $4,011/year
  • The cheapest car insurance company in Coal City is USAA

If you need to buy Coal City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Coal City, IN is right here.

You’ll find Coal City car insurance rates, the cheapest Coal City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Coal City, Indiana car insurance rates to Carmel car insurance rates, Fort Wayne car insurance rates, and Hammond car insurance rates.

Ready to find affordable Coal City, IN car insurance today? Enter your ZIP code for fast, free Coal City car insurance quotes.

Cheapest Coal City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coal City, IN car insurance rates? Every Coal City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coal City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,491 $2,551 $2,187 $2,391 $7,706 $9,710 $2,537 $2,756
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,534 $1,515 $1,315 $1,473 $8,073 $8,596 $2,007 $2,172
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,857 $1,764 $1,672 $1,686 $10,785 $12,168 $2,338 $2,403
State Farm $1,735 $1,735 $1,534 $1,534 $5,157 $6,608 $1,912 $2,139
Travelers $1,239 $1,261 $1,159 $1,158 $7,506 $11,792 $1,309 $1,525
USAA $1,003 $990 $927 $939 $2,749 $3,089 $1,357 $1,460

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Minimum Car Insurance in Coal City, IN

Every driver must carry the minimum car insurance in Coal City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Coal City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Coal City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coal City, IN. Compare credit history car insurance rates in Coal City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coal City, Indiana

Insurance Company Poor Fair Good
Allstate $5,012 $3,727 $3,384
American Family $4,759 $3,089 $2,586
Farmers $3,898 $3,172 $2,937
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,792 $4,229 $3,981
State Farm $4,074 $2,428 $1,881
Travelers $3,755 $3,177 $3,173
USAA $2,117 $1,389 $1,187

Cheapest Coal City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coal City, IN to rates for a clean record with top companies.

Annual Coal City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,217 $4,735 $4,375 $3,837
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,985 $3,481 $3,581 $3,296
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,252 $5,666 $3,887 $4,531
State Farm $2,731 $2,985 $2,731 $2,731
Travelers $2,858 $3,539 $4,011 $3,067
USAA $1,185 $1,678 $1,928 $1,467

Cheapest Coal City, IN Car Insurance for Teen Drivers

Teen car insurance in Coal City, IN can be expensive. Take a look at rates from the top car insurance companies in Coal City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coal City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,706 $9,710
American Family $6,007 $8,693
Farmers $8,073 $8,596
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,785 $12,168
State Farm $5,157 $6,608
Travelers $7,506 $11,792
USAA $2,749 $3,089

Cheapest Coal City, IN Car Insurance for Seniors

Take a look at Coal City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coal City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,187 $2,391
American Family $1,958 $1,958
Farmers $1,315 $1,473
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,672 $1,686
State Farm $1,534 $1,534
Travelers $1,159 $1,158
USAA $927 $939

Cheapest Coal City, IN Car Insurance Rates After a DUI

A DUI in Coal City, IN increases car insurance rates. Compare Coal City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coal City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,375
American Family $4,835
Farmers $3,581
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,887
State Farm $2,731
Travelers $4,011
USAA $1,928

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Cheapest Coal City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coal City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coal City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,041 $4,041
American Family $3,436 $3,520
Farmers $3,336 $3,336
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,334 $4,334
State Farm $2,716 $2,873
Travelers $3,369 $3,369
USAA $1,543 $1,585

The Best Cheap Car Insurance Companies in Coal City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Coal City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coal City, Indiana

Insurance Company Average Annual Rates
Allstate $4,041
American Family $3,478
Farmers $3,336
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,334
State Farm $2,794
Travelers $3,369
USAA $1,564

Category Winners: Cheapest Car Insurance in Coal City, Indiana

Find the cheapest car insurance companies in Coal City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Coal City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Coal City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coal City car insurance rates. Find the cheapest Coal City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coal City, Indiana

Insurance Company Low Medium High
Allstate $3,846 $4,026 $4,251
American Family $3,439 $3,593 $3,402
Farmers $3,220 $3,328 $3,458
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $4,129 $4,276 $4,597
State Farm $2,685 $2,794 $2,905
Travelers $3,316 $3,400 $3,390
USAA $1,517 $1,561 $1,615

Compare Car Insurance Quotes in Coal City, IN

Ready to find affordable Coal City, Indiana car insurance today? Enter your ZIP code for fast, free Coal City, IN car insurance quotes.

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