Compare Coal City, WV Car Insurance Rates (2021)

Car insurance in Coal City, WV averages $348 a month. Coal City, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Coal City car insurance rates, compare quotes from the top car insurance companies in Coal City, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coal City, WV after a DUI are $5,137/year
  • The cheapest car insurance company in Coal City for teen drivers is State Farm
  • The cheapest car insurance company in Coal City is State Farm

If you need to buy Coal City, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Coal City, WV is right here.

You’ll find Coal City car insurance rates, the cheapest Coal City, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Coal City, West Virginia car insurance rates to Huntington car insurance rates, Clarksburg car insurance rates, and Fairmont car insurance rates.

Ready to find affordable Coal City, WV car insurance today? Enter your ZIP code for fast, free Coal City car insurance quotes.

Cheapest Coal City, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coal City, WV car insurance rates? Every Coal City, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coal City, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,950 $2,730 $2,647 $2,652 $10,780 $11,234 $3,239 $3,236
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,342 $2,251 $2,160 $2,156 $10,305 $11,618 $2,820 $2,911
State Farm $1,852 $1,852 $1,682 $1,682 $4,309 $5,565 $2,197 $1,723
USAA $1,747 $1,720 $1,629 $1,638 $5,849 $6,457 $2,257 $2,421

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Minimum Car Insurance in Coal City, WV

Every driver must carry the minimum car insurance in Coal City, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Coal City, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Coal City, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coal City, WV. Compare credit history car insurance rates in Coal City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coal City, West Virginia

Insurance Company Poor Fair Good
Allstate $5,990 $4,755 $4,056
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,292 $2,779 $2,601
Progressive $5,115 $4,456 $4,141
State Farm $3,755 $2,281 $1,787
USAA $4,360 $2,518 $2,017

Cheapest Coal City, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coal City, WV to rates for a clean record with top companies.

Annual Coal City, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,153 $4,930 $5,921 $4,731
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $3,874 $5,208 $4,642 $4,558
State Farm $2,379 $2,836 $2,608 $2,608
USAA $2,327 $2,760 $3,932 $2,841

Cheapest Coal City, WV Car Insurance for Teen Drivers

Teen car insurance in Coal City, WV can be expensive. Take a look at rates from the top car insurance companies in Coal City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coal City, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,780 $11,234
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $4,982 $6,271
Progressive $10,305 $11,618
State Farm $4,309 $5,565
USAA $5,849 $6,457

Cheapest Coal City, WV Car Insurance for Seniors

Take a look at Coal City, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coal City, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,652
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,744 $1,821
Progressive $2,160 $2,156
State Farm $1,682 $1,682
USAA $1,629 $1,638

Cheapest Coal City, WV Car Insurance Rates After a DUI

A DUI in Coal City, WV increases car insurance rates. Compare Coal City, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coal City, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,921
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,578
Progressive $4,642
State Farm $2,608
USAA $3,932

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Cheapest Coal City, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coal City, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coal City, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,934 $4,934
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $2,891 $2,891
Progressive $4,570 $4,570
State Farm $2,537 $2,678
USAA $2,930 $2,999

The Best Cheap Car Insurance Companies in Coal City, WV

Take a look at a side-by-side comparison of the top car insurance companies in Coal City, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coal City, West Virginia

Insurance Company Average Annual Rates
Allstate $4,934
GEICO $4,126
Liberty Mutual $7,138
Nationwide $2,891
Progressive $4,570
State Farm $2,608
USAA $2,965

Category Winners: Cheapest Car Insurance in Coal City, West Virginia

Find the cheapest car insurance companies in Coal City, WV for each category right here.

Best Annual Car Insurance Rates by Company in Coal City, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Coal City, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coal City car insurance rates. Find the cheapest Coal City, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coal City, West Virginia

Insurance Company Low Medium High
Allstate $4,748 $4,925 $5,128
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,814 $2,879 $2,979
Progressive $4,382 $4,521 $4,808
State Farm $2,439 $2,602 $2,782
USAA $2,852 $2,960 $3,083

What affects car insurance rates in Coal City, West Virginia?

What factors can have an impact on Coal City, WV car insurance? There are several reasons why Coal City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coal City, West Virginia.

Commute Time in Coal City

The more time you spend in your car the higher the risk of an accident. The average commute length in Coal City, WV is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Coal City, WV

Ready to find affordable Coal City, West Virginia car insurance today? Enter your ZIP code for fast, free Coal City, WV car insurance quotes.

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