Compare Coal Creek, CO Car Insurance Rates (2021)

Car insurance in Coal Creek, CO averages $316 a month. Coal Creek, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Coal Creek car insurance rates, compare quotes from the top car insurance companies in Coal Creek, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coal Creek, CO after a DUI are $4,518/year
  • The cheapest car insurance company in Coal Creek for teen drivers is State Farm
  • The cheapest car insurance company in Coal Creek is State Farm

If you need to buy Coal Creek, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Coal Creek, CO is right here.

You’ll find Coal Creek car insurance rates, the cheapest Coal Creek, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Coal Creek, Colorado car insurance rates to Lakewood car insurance rates, Boulder car insurance rates, and Aurora car insurance rates.

Ready to find affordable Coal Creek, CO car insurance today? Enter your ZIP code for fast, free Coal Creek car insurance quotes.

Cheapest Coal Creek, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coal Creek, CO car insurance rates? Every Coal Creek, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coal Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,396 $3,190 $3,056 $3,088 $11,380 $11,945 $3,756 $3,786
American Family $2,357 $2,357 $2,128 $2,128 $5,710 $7,671 $2,357 $2,888
Farmers $3,366 $3,337 $3,053 $3,306 $12,706 $12,755 $3,673 $3,686
GEICO $2,052 $2,249 $2,222 $2,553 $6,380 $6,695 $1,865 $1,873
Liberty Mutual $1,941 $1,910 $1,646 $1,805 $5,331 $5,806 $1,957 $1,987
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,534 $2,374 $2,230 $2,219 $8,619 $9,632 $2,845 $2,766
State Farm $1,592 $1,592 $1,434 $1,434 $4,595 $5,809 $1,782 $2,113
USAA $2,263 $2,273 $2,146 $2,167 $5,548 $6,383 $2,916 $3,195

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Minimum Car Insurance in Coal Creek, CO

Every driver must carry the minimum car insurance in Coal Creek, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Coal Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Coal Creek, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coal Creek, CO. Compare credit history car insurance rates in Coal Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coal Creek, Colorado

Insurance Company Poor Fair Good
Allstate $6,966 $5,347 $4,036
American Family $4,477 $3,193 $2,679
Farmers $6,675 $5,400 $5,130
GEICO $3,893 $3,236 $2,580
Liberty Mutual $4,013 $2,436 $1,945
Nationwide $4,179 $3,306 $2,883
Progressive $4,734 $4,032 $3,691
State Farm $3,529 $2,271 $1,832
USAA $4,990 $2,830 $2,263

Cheapest Coal Creek, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coal Creek, CO to rates for a clean record with top companies.

Annual Coal Creek, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $5,351 $6,504 $5,271
American Family $2,549 $3,629 $4,730 $2,890
Farmers $4,848 $6,231 $6,146 $5,714
GEICO $2,274 $3,561 $4,139 $2,970
Liberty Mutual $2,438 $2,866 $2,994 $2,894
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,588 $5,055 $3,786 $4,181
State Farm $2,339 $2,749 $2,544 $2,544
USAA $2,462 $2,990 $5,215 $2,778

Cheapest Coal Creek, CO Car Insurance for Teen Drivers

Teen car insurance in Coal Creek, CO can be expensive. Take a look at rates from the top car insurance companies in Coal Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coal Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,380 $11,945
American Family $5,710 $7,671
Farmers $12,706 $12,755
GEICO $6,380 $6,695
Liberty Mutual $5,331 $5,806
Nationwide $5,787 $7,409
Progressive $8,619 $9,632
State Farm $4,595 $5,809
USAA $5,548 $6,383

Cheapest Coal Creek, CO Car Insurance for Seniors

Take a look at Coal Creek, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coal Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,056 $3,088
American Family $2,128 $2,128
Farmers $3,053 $3,306
GEICO $2,222 $2,553
Liberty Mutual $1,646 $1,805
Nationwide $2,070 $2,189
Progressive $2,230 $2,219
State Farm $1,434 $1,434
USAA $2,146 $2,167

Cheapest Coal Creek, CO Car Insurance Rates After a DUI

A DUI in Coal Creek, CO increases car insurance rates. Compare Coal Creek, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coal Creek, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,504
American Family $4,730
Farmers $6,146
GEICO $4,139
Liberty Mutual $2,994
Nationwide $4,607
Progressive $3,786
State Farm $2,544
USAA $5,215

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Cheapest Coal Creek, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coal Creek, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coal Creek, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,375 $3,524
Farmers $5,735 $5,735
GEICO $3,165 $3,307
Liberty Mutual $2,798 $2,798
Nationwide $3,456 $3,456
Progressive $4,152 $4,152
State Farm $2,482 $2,606
USAA $3,265 $3,457

The Best Cheap Car Insurance Companies in Coal Creek, CO

Take a look at a side-by-side comparison of the top car insurance companies in Coal Creek, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coal Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,449
Farmers $5,735
GEICO $3,236
Liberty Mutual $2,798
Nationwide $3,456
Progressive $4,152
State Farm $2,544
USAA $3,361

Category Winners: Cheapest Car Insurance in Coal Creek, Colorado

Find the cheapest car insurance companies in Coal Creek, CO for each category right here.

Best Annual Car Insurance Rates by Company in Coal Creek, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Coal Creek, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coal Creek car insurance rates. Find the cheapest Coal Creek, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coal Creek, Colorado

Insurance Company Low Medium High
Allstate $5,140 $5,429 $5,780
American Family $3,270 $3,522 $3,557
Farmers $4,964 $5,645 $6,597
GEICO $2,802 $3,146 $3,760
Liberty Mutual $2,647 $2,787 $2,960
Nationwide $3,455 $3,454 $3,458
Progressive $3,765 $4,165 $4,526
State Farm $2,372 $2,544 $2,715
USAA $3,222 $3,360 $3,502

What affects car insurance rates in Coal Creek, Colorado?

What factors can have an impact on Coal Creek, CO car insurance? There are several reasons why Coal Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coal Creek, Colorado.

Commute Time in Coal Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Coal Creek, CO is 44.9 minutes according to City-Data.

Compare Car Insurance Quotes in Coal Creek, CO

Ready to find affordable Coal Creek, Colorado car insurance today? Enter your ZIP code for fast, free Coal Creek, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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