Compare Coalgate, OK Car Insurance Rates (2021)

Car insurance in Coalgate, OK averages $344 a month. Coalgate, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Coalgate car insurance rates, compare quotes from the top car insurance companies in Coalgate, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coalgate, OK after a DUI are $4,691/year
  • The cheapest car insurance company in Coalgate for teen drivers is State Farm
  • Average car insurance rates in Coalgate, OK are $4,130/year

If you need to buy Coalgate, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Coalgate, OK is right here.

You’ll find Coalgate car insurance rates, the cheapest Coalgate, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Coalgate, Oklahoma car insurance rates to Edmond car insurance rates, Stillwater car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Coalgate, OK car insurance today? Enter your ZIP code for fast, free Coalgate car insurance quotes.

Cheapest Coalgate, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coalgate, OK car insurance rates? Every Coalgate, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coalgate, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,344 $2,139 $2,247 $7,206 $8,467 $2,526 $2,678
Farmers $2,551 $2,546 $2,298 $2,410 $9,207 $9,477 $2,888 $3,045
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,832 $5,110 $4,233 $4,611 $13,434 $14,756 $5,041 $5,247
Progressive $2,400 $2,284 $1,974 $2,088 $9,583 $10,748 $2,814 $2,963
State Farm $2,008 $2,008 $1,749 $1,749 $4,717 $5,993 $2,097 $2,339
USAA $1,824 $1,830 $1,747 $1,768 $5,913 $6,603 $2,353 $2,588

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Minimum Car Insurance in Coalgate, OK

Every driver must carry the minimum car insurance in Coalgate, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Coalgate, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Coalgate, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coalgate, OK. Compare credit history car insurance rates in Coalgate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coalgate, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,624 $3,508 $3,094
Farmers $4,961 $4,071 $3,876
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,301 $6,265 $4,909
Progressive $4,946 $4,210 $3,914
State Farm $3,942 $2,524 $2,032
USAA $4,567 $2,598 $2,070

Cheapest Coalgate, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coalgate, OK to rates for a clean record with top companies.

Annual Coalgate, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,212 $3,769 $4,368 $3,620
Farmers $3,647 $4,650 $4,537 $4,376
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,811 $8,061 $9,125 $6,635
Progressive $3,393 $6,305 $3,744 $3,986
State Farm $2,654 $3,011 $2,833 $2,833
USAA $2,271 $3,258 $3,991 $2,794

Cheapest Coalgate, OK Car Insurance for Teen Drivers

Teen car insurance in Coalgate, OK can be expensive. Take a look at rates from the top car insurance companies in Coalgate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coalgate, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $8,467
Farmers $9,207 $9,477
GEICO $6,596 $7,054
Liberty Mutual $13,434 $14,756
Progressive $9,583 $10,748
State Farm $4,717 $5,993
USAA $5,913 $6,603

Cheapest Coalgate, OK Car Insurance for Seniors

Take a look at Coalgate, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coalgate, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,247
Farmers $2,298 $2,410
GEICO $2,409 $2,699
Liberty Mutual $4,233 $4,611
Progressive $1,974 $2,088
State Farm $1,749 $1,749
USAA $1,747 $1,768

Cheapest Coalgate, OK Car Insurance Rates After a DUI

A DUI in Coalgate, OK increases car insurance rates. Compare Coalgate, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coalgate, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,368
Farmers $4,537
GEICO $4,242
Liberty Mutual $9,125
Progressive $3,744
State Farm $2,833
USAA $3,991

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Cheapest Coalgate, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coalgate, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coalgate, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,742 $3,742
Farmers $4,303 $4,303
GEICO $3,370 $3,503
Liberty Mutual $7,158 $7,158
Progressive $4,357 $4,357
State Farm $2,783 $2,882
USAA $3,041 $3,115

The Best Cheap Car Insurance Companies in Coalgate, OK

Take a look at a side-by-side comparison of the top car insurance companies in Coalgate, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coalgate, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,742
Farmers $4,303
GEICO $3,436
Liberty Mutual $7,158
Progressive $4,357
State Farm $2,833
USAA $3,078

Category Winners: Cheapest Car Insurance in Coalgate, Oklahoma

Find the cheapest car insurance companies in Coalgate, OK for each category right here.

Best Annual Car Insurance Rates by Company in Coalgate, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Coalgate, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coalgate car insurance rates. Find the cheapest Coalgate, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coalgate, Oklahoma

Insurance Company Low Medium High
Allstate $3,540 $3,729 $3,957
Farmers $4,142 $4,261 $4,506
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,814 $7,134 $7,526
Progressive $4,058 $4,330 $4,682
State Farm $2,679 $2,812 $3,006
USAA $2,965 $3,071 $3,199

What affects car insurance rates in Coalgate, Oklahoma?

What factors can have an impact on Coalgate, OK car insurance? There are several reasons why Coalgate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coalgate, Oklahoma.

Commute Time in Coalgate

The more time you spend in your car the higher the risk of an accident. The average commute length in Coalgate, OK is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Coalgate, OK

Ready to find affordable Coalgate, Oklahoma car insurance today? Enter your ZIP code for fast, free Coalgate, OK car insurance quotes.

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