Compare Cobleskill, NY Car Insurance Rates (2021)

Car insurance in Cobleskill, NY averages $279 a month. Cobleskill, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cobleskill car insurance rates, compare quotes from the top car insurance companies in Cobleskill, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cobleskill, NY after a DUI are $4,467/year
  • The cheapest car insurance company in Cobleskill is GEICO
  • The cheapest car insurance company in Cobleskill for teen drivers is GEICO

If you need to buy Cobleskill, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Cobleskill, NY is right here.

You’ll find Cobleskill car insurance rates, the cheapest Cobleskill, NY car insurance companies, and information on New York car insurance laws. You can also compare Cobleskill, New York car insurance rates to Rochester car insurance rates, Albany car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Cobleskill, NY car insurance today? Enter your ZIP code for fast, free Cobleskill car insurance quotes.

Cheapest Cobleskill, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cobleskill, NY car insurance rates? Every Cobleskill, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cobleskill, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,155 $2,131 $2,171 $6,583 $7,072 $2,279 $2,316
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,633 $1,541 $1,319 $1,339 $5,495 $6,143 $2,118 $2,083
State Farm $1,959 $1,959 $1,706 $1,706 $5,742 $7,411 $2,151 $2,280
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cobleskill, NY

Every driver must carry the minimum car insurance in Cobleskill, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Cobleskill, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cobleskill, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cobleskill, NY. Compare credit history car insurance rates in Cobleskill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cobleskill, New York

Insurance Company Poor Fair Good
Allstate $4,812 $2,840 $2,466
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $4,265 $2,226 $1,635
State Farm $4,396 $2,757 $2,189
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Cheapest Cobleskill, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cobleskill, NY to rates for a clean record with top companies.

Annual Cobleskill, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,863 $2,863 $4,165 $3,601
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,636 $2,636 $2,912 $2,651
State Farm $2,968 $2,968 $3,260 $3,260
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Cobleskill, NY Car Insurance for Teen Drivers

Teen car insurance in Cobleskill, NY can be expensive. Take a look at rates from the top car insurance companies in Cobleskill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cobleskill, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $7,072
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $5,495 $6,143
State Farm $5,742 $7,411
Travelers $5,725 $6,781
USAA $6,993 $8,362

Cheapest Cobleskill, NY Car Insurance for Seniors

Take a look at Cobleskill, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cobleskill, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,171
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,319 $1,339
State Farm $1,706 $1,706
Travelers $2,277 $2,448
USAA $1,576 $1,583

Cheapest Cobleskill, NY Car Insurance Rates After a DUI

A DUI in Cobleskill, NY increases car insurance rates. Compare Cobleskill, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cobleskill, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,165
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $2,912
State Farm $3,260
Travelers $3,744
USAA $4,343

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cobleskill, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cobleskill, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cobleskill, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,328 $3,418
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $2,709 $2,709
State Farm $3,005 $3,223
Travelers $3,464 $3,464
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Cobleskill, NY

Take a look at a side-by-side comparison of the top car insurance companies in Cobleskill, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cobleskill, New York

Insurance Company Average Annual Rates
Allstate $3,373
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $2,709
State Farm $3,114
Travelers $3,464
USAA $3,339

Category Winners: Cheapest Car Insurance in Cobleskill, New York

Find the cheapest car insurance companies in Cobleskill, NY for each category right here.

Best Annual Car Insurance Rates by Company in Cobleskill, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cobleskill, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cobleskill car insurance rates. Find the cheapest Cobleskill, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cobleskill, New York

Insurance Company Low Medium High
Allstate $3,205 $3,363 $3,550
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $2,582 $2,695 $2,849
State Farm $2,962 $3,131 $3,250
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Cobleskill, New York?

What factors can have an impact on Cobleskill, NY car insurance? There are several reasons why Cobleskill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cobleskill, New York.

Commute Time in Cobleskill

The more time you spend in your car the higher the risk of an accident. The average commute length in Cobleskill, NY is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cobleskill, NY

Ready to find affordable Cobleskill, New York car insurance today? Enter your ZIP code for fast, free Cobleskill, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption