Compare Coffeen, IL Car Insurance Rates (2021)

Car insurance in Coffeen, IL averages $266 a month. Coffeen, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Coffeen car insurance rates, compare quotes from the top car insurance companies in Coffeen, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Coffeen is State Farm
  • Average car insurance rates in Coffeen, IL after a DUI are $3,735/year
  • Average car insurance rates in Coffeen, IL are $3,197/year

If you need to buy Coffeen, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Coffeen, IL is right here.

You’ll find Coffeen car insurance rates, the cheapest Coffeen, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Coffeen, Illinois car insurance rates to Rockford car insurance rates, Joliet car insurance rates, and Springfield car insurance rates.

Ready to find affordable Coffeen, IL car insurance today? Enter your ZIP code for fast, free Coffeen car insurance quotes.

Cheapest Coffeen, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coffeen, IL car insurance rates? Every Coffeen, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coffeen, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,306 $2,308 $2,050 $2,161 $9,583 $9,989 $2,629 $2,759
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,448 $1,564 $1,200 $1,342 $4,767 $5,307 $1,517 $1,606
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,883 $1,792 $1,554 $1,617 $6,616 $7,439 $2,251 $2,440
State Farm $1,336 $1,336 $1,186 $1,186 $3,728 $4,733 $1,508 $1,731
Travelers $1,501 $1,585 $1,356 $1,447 $4,176 $5,201 $1,594 $1,680
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

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Minimum Car Insurance in Coffeen, IL

Every driver must carry the minimum car insurance in Coffeen, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Coffeen, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Coffeen, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coffeen, IL. Compare credit history car insurance rates in Coffeen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coffeen, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,958 $3,363 $2,841
Farmers $4,808 $4,028 $3,834
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,321 $2,066 $1,644
Nationwide $4,051 $3,258 $2,850
Progressive $3,649 $3,093 $2,855
State Farm $3,044 $1,822 $1,413
Travelers $2,837 $2,267 $1,848
USAA $3,795 $2,603 $2,144

Cheapest Coffeen, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coffeen, IL to rates for a clean record with top companies.

Annual Coffeen, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,571 $4,590 $4,476 $4,256
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,953 $2,768 $2,437 $2,217
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,643 $3,895 $2,922 $3,337
State Farm $1,920 $2,266 $2,093 $2,093
Travelers $1,849 $2,413 $2,691 $2,317
USAA $2,029 $2,916 $3,998 $2,447

Cheapest Coffeen, IL Car Insurance for Teen Drivers

Teen car insurance in Coffeen, IL can be expensive. Take a look at rates from the top car insurance companies in Coffeen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coffeen, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,493 $9,036
Farmers $9,583 $9,989
GEICO $4,847 $5,129
Liberty Mutual $4,767 $5,307
Nationwide $5,937 $7,652
Progressive $6,616 $7,439
State Farm $3,728 $4,733
Travelers $4,176 $5,201
USAA $5,485 $6,055

Cheapest Coffeen, IL Car Insurance for Seniors

Take a look at Coffeen, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coffeen, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,127 $2,127
Farmers $2,050 $2,161
GEICO $1,521 $1,797
Liberty Mutual $1,200 $1,342
Nationwide $1,906 $2,027
Progressive $1,554 $1,617
State Farm $1,186 $1,186
Travelers $1,356 $1,447
USAA $1,574 $1,552

Cheapest Coffeen, IL Car Insurance Rates After a DUI

A DUI in Coffeen, IL increases car insurance rates. Compare Coffeen, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coffeen, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,161
Farmers $4,476
GEICO $3,482
Liberty Mutual $2,437
Nationwide $4,168
Progressive $2,922
State Farm $2,093
Travelers $2,691
USAA $3,998

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Cheapest Coffeen, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coffeen, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coffeen, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,673 $3,769
Farmers $4,223 $4,223
GEICO $2,519 $2,617
Liberty Mutual $2,344 $2,344
Nationwide $3,387 $3,387
Progressive $3,199 $3,199
State Farm $2,041 $2,145
Travelers $2,227 $2,408
USAA $2,767 $2,927

The Best Cheap Car Insurance Companies in Coffeen, IL

Take a look at a side-by-side comparison of the top car insurance companies in Coffeen, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coffeen, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,721
Farmers $4,223
GEICO $2,568
Liberty Mutual $2,344
Nationwide $3,387
Progressive $3,199
State Farm $2,093
Travelers $2,317
USAA $2,847

Category Winners: Cheapest Car Insurance in Coffeen, Illinois

Find the cheapest car insurance companies in Coffeen, IL for each category right here.

Best Annual Car Insurance Rates by Company in Coffeen, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Coffeen, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coffeen car insurance rates. Find the cheapest Coffeen, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coffeen, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,601 $3,856 $3,705
Farmers $4,032 $4,131 $4,506
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,214 $2,339 $2,478
Nationwide $3,388 $3,412 $3,360
Progressive $2,961 $3,193 $3,443
State Farm $1,991 $2,096 $2,192
Travelers $2,179 $2,315 $2,458
USAA $2,663 $2,845 $3,035

What affects car insurance rates in Coffeen, Illinois?

What factors can have an impact on Coffeen, IL car insurance? There are several reasons why Coffeen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coffeen, Illinois.

Commute Time in Coffeen

The more time you spend in your car the higher the risk of an accident. The average commute length in Coffeen, IL is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Coffeen, IL

Ready to find affordable Coffeen, Illinois car insurance today? Enter your ZIP code for fast, free Coffeen, IL car insurance quotes.

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