Compare Coffey, MO Car Insurance Rates (2021)

Car insurance in Coffey, MO averages $267 a month. Coffey, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Coffey car insurance rates, compare quotes from the top car insurance companies in Coffey, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coffey, MO are $3,208/year
  • Average car insurance rates in Coffey, MO after a DUI are $3,740/year
  • The cheapest car insurance company in Coffey is Nationwide

If you need to buy Coffey, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Coffey, MO is right here.

You’ll find Coffey car insurance rates, the cheapest Coffey, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Coffey, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Joseph car insurance rates, and Springfield car insurance rates.

Ready to find affordable Coffey, MO car insurance today? Enter your ZIP code for fast, free Coffey car insurance quotes.

Cheapest Coffey, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coffey, MO car insurance rates? Every Coffey, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coffey, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,274 $2,270 $2,037 $2,152 $9,094 $9,410 $2,585 $2,709
GEICO $2,024 $2,239 $1,569 $1,946 $5,985 $6,361 $1,902 $1,938
Liberty Mutual $2,626 $2,852 $2,165 $2,429 $8,509 $9,453 $2,775 $2,972
Nationwide $1,431 $1,472 $1,271 $1,359 $3,564 $4,614 $1,628 $1,774
Progressive $2,070 $1,970 $1,693 $1,735 $6,087 $6,873 $2,535 $2,596
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Coffey, MO

Every driver must carry the minimum car insurance in Coffey, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Coffey, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Coffey, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coffey, MO. Compare credit history car insurance rates in Coffey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coffey, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,171 $2,930 $2,469
Farmers $4,653 $3,867 $3,680
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,075 $3,685 $2,908
Nationwide $2,532 $2,076 $1,809
Progressive $3,714 $3,057 $2,814
State Farm $3,290 $2,228 $1,873
USAA $4,394 $2,045 $1,465

Cheapest Coffey, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coffey, MO to rates for a clean record with top companies.

Annual Coffey, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,546 $4,358 $4,266 $4,096
GEICO $2,406 $3,024 $3,967 $2,585
Liberty Mutual $3,086 $4,388 $4,547 $4,869
Nationwide $1,708 $2,156 $2,835 $1,857
Progressive $2,839 $3,620 $3,089 $3,233
State Farm $2,284 $2,644 $2,464 $2,464
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Coffey, MO Car Insurance for Teen Drivers

Teen car insurance in Coffey, MO can be expensive. Take a look at rates from the top car insurance companies in Coffey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coffey, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,646 $7,360
Farmers $9,094 $9,410
GEICO $5,985 $6,361
Liberty Mutual $8,509 $9,453
Nationwide $3,564 $4,614
Progressive $6,087 $6,873
State Farm $4,343 $5,508
USAA $4,844 $5,914

Cheapest Coffey, MO Car Insurance for Seniors

Take a look at Coffey, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coffey, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,870 $1,870
Farmers $2,037 $2,152
GEICO $1,569 $1,946
Liberty Mutual $2,165 $2,429
Nationwide $1,271 $1,359
Progressive $1,693 $1,735
State Farm $1,412 $1,412
USAA $1,448 $1,469

Cheapest Coffey, MO Car Insurance Rates After a DUI

A DUI in Coffey, MO increases car insurance rates. Compare Coffey, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coffey, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,157
Farmers $4,266
GEICO $3,967
Liberty Mutual $4,547
Nationwide $2,835
Progressive $3,089
State Farm $2,464
USAA $3,578

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Cheapest Coffey, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coffey, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coffey, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,158 $3,222
Farmers $4,066 $4,066
GEICO $2,934 $3,057
Liberty Mutual $4,223 $4,223
Nationwide $2,139 $2,139
Progressive $3,195 $3,195
State Farm $2,404 $2,523
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Coffey, MO

Take a look at a side-by-side comparison of the top car insurance companies in Coffey, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coffey, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,190
Farmers $4,066
GEICO $2,995
Liberty Mutual $4,223
Nationwide $2,139
Progressive $3,195
State Farm $2,464
USAA $2,635

Category Winners: Cheapest Car Insurance in Coffey, Missouri

Find the cheapest car insurance companies in Coffey, MO for each category right here.

Best Annual Car Insurance Rates by Company in Coffey, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Coffey, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coffey car insurance rates. Find the cheapest Coffey, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coffey, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,101 $3,291 $3,177
Farmers $3,821 $4,030 $4,348
GEICO $2,834 $3,012 $3,140
Liberty Mutual $3,998 $4,242 $4,429
Nationwide $2,024 $2,157 $2,236
Progressive $2,909 $3,202 $3,474
State Farm $2,332 $2,470 $2,588
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Coffey, Missouri?

What factors can have an impact on Coffey, MO car insurance? There are several reasons why Coffey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coffey, Missouri.

Commute Time in Coffey

The more time you spend in your car the higher the risk of an accident. The average commute length in Coffey, MO is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Coffey, MO

Ready to find affordable Coffey, Missouri car insurance today? Enter your ZIP code for fast, free Coffey, MO car insurance quotes.

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