Compare Cold Brook, NY Car Insurance Rates (2021)

Car insurance in Cold Brook, NY averages $263 a month. Cold Brook, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cold Brook car insurance rates, compare quotes from the top car insurance companies in Cold Brook, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cold Brook for teen drivers is GEICO
  • Average car insurance rates in Cold Brook, NY after a DUI are $4,159/year
  • Average car insurance rates in Cold Brook, NY are $3,156/year

If you need to buy Cold Brook, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Cold Brook, NY is right here.

You’ll find Cold Brook car insurance rates, the cheapest Cold Brook, NY car insurance companies, and information on New York car insurance laws. You can also compare Cold Brook, New York car insurance rates to Yonkers car insurance rates, Buffalo car insurance rates, and Rochester car insurance rates.

Ready to find affordable Cold Brook, NY car insurance today? Enter your ZIP code for fast, free Cold Brook car insurance quotes.

Cheapest Cold Brook, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cold Brook, NY car insurance rates? Every Cold Brook, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cold Brook, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,364 $1,315 $1,328 $1,308 $2,845 $4,149 $1,232 $1,268
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,105 $2,105 $1,989 $1,989 $3,696 $5,494 $2,105 $2,674
Progressive $1,712 $1,614 $1,385 $1,403 $5,707 $6,371 $2,211 $2,166
State Farm $2,116 $2,116 $1,838 $1,838 $6,110 $7,906 $2,318 $2,458
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Cold Brook, NY

Every driver must carry the minimum car insurance in Cold Brook, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Cold Brook, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cold Brook, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cold Brook, NY. Compare credit history car insurance rates in Cold Brook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cold Brook, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,319 $1,705 $1,529
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,770 $2,770 $2,770
Progressive $4,452 $2,314 $1,697
State Farm $4,712 $2,955 $2,345
Travelers $4,761 $3,027 $2,638
USAA $4,423 $2,195 $1,945

Cheapest Cold Brook, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cold Brook, NY to rates for a clean record with top companies.

Annual Cold Brook, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,463 $1,593 $2,886 $1,463
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,122 $2,122 $4,664 $2,170
Progressive $2,746 $2,746 $3,031 $2,762
State Farm $3,185 $3,185 $3,490 $3,490
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Cold Brook, NY Car Insurance for Teen Drivers

Teen car insurance in Cold Brook, NY can be expensive. Take a look at rates from the top car insurance companies in Cold Brook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cold Brook, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,845 $4,149
Liberty Mutual $6,550 $10,619
Nationwide $3,696 $5,494
Progressive $5,707 $6,371
State Farm $6,110 $7,906
Travelers $5,818 $6,900
USAA $6,012 $7,189

Cheapest Cold Brook, NY Car Insurance for Seniors

Take a look at Cold Brook, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cold Brook, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,328 $1,308
Liberty Mutual $3,142 $3,142
Nationwide $1,989 $1,989
Progressive $1,385 $1,403
State Farm $1,838 $1,838
Travelers $2,276 $2,434
USAA $1,346 $1,345

Cheapest Cold Brook, NY Car Insurance Rates After a DUI

A DUI in Cold Brook, NY increases car insurance rates. Compare Cold Brook, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cold Brook, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,886
Liberty Mutual $7,405
Nationwide $4,664
Progressive $3,031
State Farm $3,490
Travelers $3,767
USAA $3,744

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Cheapest Cold Brook, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cold Brook, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cold Brook, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,797 $1,906
Liberty Mutual $4,514 $4,774
Nationwide $2,770 $2,770
Progressive $2,821 $2,821
State Farm $3,221 $3,454
Travelers $3,475 $3,475
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Cold Brook, NY

Take a look at a side-by-side comparison of the top car insurance companies in Cold Brook, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cold Brook, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,851
Liberty Mutual $4,644
Nationwide $2,770
Progressive $2,821
State Farm $3,337
Travelers $3,475
USAA $2,854

Category Winners: Cheapest Car Insurance in Cold Brook, New York

Find the cheapest car insurance companies in Cold Brook, NY for each category right here.

Best Annual Car Insurance Rates by Company in Cold Brook, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cold Brook, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cold Brook car insurance rates. Find the cheapest Cold Brook, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cold Brook, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,761 $1,846 $1,947
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,628 $2,750 $2,931
Progressive $2,687 $2,807 $2,969
State Farm $3,187 $3,354 $3,471
Travelers $3,323 $3,450 $3,653
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Cold Brook, New York?

What factors can have an impact on Cold Brook, NY car insurance? There are several reasons why Cold Brook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cold Brook, New York.

Commute Time in Cold Brook

The more time you spend in your car the higher the risk of an accident. The average commute length in Cold Brook, NY is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Cold Brook, NY

Ready to find affordable Cold Brook, New York car insurance today? Enter your ZIP code for fast, free Cold Brook, NY car insurance quotes.

Free Car Insurance Comparison

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